joey palmer

As the district manager for a sporting goods store, Nelson knows what it takes to survive off the grid. Michelle is a nurse, a mom, and fully capable. Nelson and Michelle are hardworking Americans with a secret: they are part of a circle of individuals who are prepared for the worst. They know that the worst is coming; it's just a matter of time. When the stock markets in Asia crash, the family knows that it is time to pull together with their circle of friends and get to their safe zone.

Unlike many personal finance books, How to Manage Your Money When You Don't Have Any was specifically written for Americans who struggle to make it on a monthly basis. It provides a respectful, no-nonsense look at the difficult realities of our modern economy along with an easy-to-follow path toward better financial stability that will give hope to even the most financially strapped households.