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From first-time buyer at 18 to running a multi-million dollar real estate operation—Mike Boyea’s journey is packed with hard-earned lessons, practical insights, and real talk on what it takes to make it in this business. In this episode, Mike breaks down exactly how he went from buying a distressed duplex in 2003 to managing over 50 rental doors, flipping 60–70 properties a year, and building ground-up construction—all without a college degree.

Mike opens up about the reality of nearly losing it all during the 2008 market crash and how he rebuilt through persistence, networking, and strategic thinking. We dive deep into his financing game—how he leverages private money, portfolio-backed lines of credit, institutional capital, and local banks to move fast and stay competitive. He explains why he’s willing to pay higher rates for private money in exchange for speed, flexibility, and fewer headaches—and how that mindset helped him lock in deals others missed.

This episode is loaded with real estate gold for investors at every level. Mike shares how he saves thousands on commissions by running an in-house sales system, how he builds lender trust with detailed proposal folders and personal financial statements, and how he scaled from a solo operator to a team leader. We also talk about the importance of staying in touch with lenders, adapting to shifting bank appetites, and using multiple financing sources as tools—not crutches.

Whether you're a new investor trying to land your first deal or a seasoned pro looking to level up, Mike's story is proof that with the right mindset, strong relationships, and a willingness to learn from failure, you can build a business that lasts. This is one of the most practical, no-fluff real estate conversations we’ve had—don’t miss it.

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