
Confessions of a Credit Junkie
Everything You Need to Know to Avoid the Mistakes I Made
Failed to add items
Add to Cart failed.
Add to Wish List failed.
Remove from wishlist failed.
Adding to library failed
Follow podcast failed
Unfollow podcast failed

Get 2 free audiobooks during trial.
Buy for $24.06
No default payment method selected.
We are sorry. We are not allowed to sell this product with the selected payment method
-
Narrated by:
-
Lyndsay Vitale
-
By:
-
Beverly Harzog
About this listen
Credit card expert Beverly Harzog shares how she went from being a credit card disaster to a credit card diva. When Beverly got out of college, she spent the next 10 years racking up debt on seven credit cards. Credit card limits, she believed, were merely "guidelines", certainly not anything to be taken seriously - especially if she was in dire need of a new pair of shoes. The fact that she was a CPA at the time adds an ironic twist to the credit quagmire she slowly descended into.
In Confessions of a Credit Junkie, Beverly candidly details her own credit card mishaps and offers easy-to-follow advice, often with a touch of Southern humor, to help others avoid them. In this much-needed audiobook, you'll learn:
- How to use the Credit Card Personality Quiz to choose the right credit cards
- The seven ways to use a credit card to rebuild credit
- How to get out of debt using a balance transfer credit card - and pay zero interest while doing it
- Credit card strategies to save a bundle on groceries, gas, and more
Anyone in debt will benefit from the down-to-earth, practical tips Beverly offers.
©2013 Beverly Harzog (P)2014 Gildan Media LLCListeners also enjoyed...
-
9 Rules to Dominate Your Money and Learn What 67% of Adults Don’t Know
- Financial Literacy for Teens by a Teen (With a Little Help from Mom & Dad)
- By: Finley Lewis
- Narrated by: Tyler Boruff
- Length: 3 hrs and 2 mins
- Unabridged
-
Overall
-
Performance
-
Story
The younger you are when you unlock the secrets of money, the more money you’ll have in your life. At your age, you have an advantage over the adults around you–the earlier you start with good financial habits, the more money you’ll have later. You’ve found a fun and engaging guide written by a teenager–one who already understands how to build wealth.
-
-
Insightful Guide to Financial Success!!
- By Patty Hudson on 06-26-23
By: Finley Lewis
-
Adulting Life Skills for Teens
- How to Money, Budget, Bank, Pay Bills, and Everything You Need to Know about Finances
- By: Tory Hunt
- Narrated by: Kara Hayden
- Length: 5 hrs and 3 mins
- Unabridged
-
Overall
-
Performance
-
Story
In school, you’re taught about the causes of World War I, the intricacies of The Great Gatsby, and how to compute the area of a circle. Yet, practical everyday life skills that you’ll need for the future–such as how to handle money–are rarely discussed.
-
-
Master the Basics of Money Management as a Teen
- By FitFreak on 04-25-23
By: Tory Hunt
-
The Cash Cowboy Combo!
- The Ultimate 2-in-1 Book Bundle to Launch Your Journey into Long-Term Investing, Retirement Planning, Tax and Debt Reduction, and Frugal Living
- By: Paxton S. Finnegan
- Narrated by: Eric Reed
- Length: 9 hrs and 13 mins
- Unabridged
-
Overall
-
Performance
-
Story
Now you can enjoy both of Paxton S. Finnegan's step-by-step guides to a better financial life in one convenient volume containing the complete unabridged versions of You Can't Have My Money! and Hunting Purple Elephants.
-
-
Fantastic Financial Advice
- By hudlocke on 05-17-22
-
Financial Literacy for Young Adults Simplified
- Discover How to Manage, Save, and Invest Money to Build a Secure & Independent Future
- By: Raman Keane
- Narrated by: Alan I Ross
- Length: 3 hrs and 22 mins
- Unabridged
-
Overall
-
Performance
-
Story
Investing in your future is easier than you think—discover how and achieve financial security more quickly than you can possibly imagine. Young adults are especially financially vulnerable because they’re just starting out, want a lot of “stuff,” and are not earning the big bucks yet. So, they’re borrowing too much and saving too little (if at all), and they’re in a financial mess. But it doesn’t have to be like that. Instead, imagine a life where you have peace of mind, because your financial affairs are in order, and you’re on the right path to building wealth.
-
-
Gave me a better insight on how to start saving
- By Thomas Capozzi on 03-31-25
By: Raman Keane
-
I Will Teach You to Be Rich
- No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works (Second Edition)
- By: Ramit Sethi
- Narrated by: Ramit Sethi
- Length: 12 hrs and 8 mins
- Unabridged
-
Overall
-
Performance
-
Story
Buy as many lattes as you want. Spend extravagantly on the things you love. Live your rich life instead of tracking every last expense with Ramit Sethi’s simple, powerful, and effective six-week program for gaining control over your finances. This isn’t typical advice from a money expert. In this completely updated second edition, Ramit teaches you how to choose long-term investments and the right bank accounts. With his characteristic no-BS perspective, he shows how to squeeze every hidden benefit out of your credit cards.
-
-
Repetitive - should be retitled.
- By Truth on 06-20-19
By: Ramit Sethi
-
Get Good with Money
- Ten Simple Steps to Becoming Financially Whole
- By: Tiffany the Budgetnista Aliche
- Narrated by: Tiffany the Budgetnista Aliche
- Length: 12 hrs and 23 mins
- Unabridged
-
Overall
-
Performance
-
Story
Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her 10-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life.
-
-
Goodbye SWEET 16. Hello ROTH IRA!
- By Will Smith on 04-12-21
-
9 Rules to Dominate Your Money and Learn What 67% of Adults Don’t Know
- Financial Literacy for Teens by a Teen (With a Little Help from Mom & Dad)
- By: Finley Lewis
- Narrated by: Tyler Boruff
- Length: 3 hrs and 2 mins
- Unabridged
-
Overall
-
Performance
-
Story
The younger you are when you unlock the secrets of money, the more money you’ll have in your life. At your age, you have an advantage over the adults around you–the earlier you start with good financial habits, the more money you’ll have later. You’ve found a fun and engaging guide written by a teenager–one who already understands how to build wealth.
-
-
Insightful Guide to Financial Success!!
- By Patty Hudson on 06-26-23
By: Finley Lewis
-
Adulting Life Skills for Teens
- How to Money, Budget, Bank, Pay Bills, and Everything You Need to Know about Finances
- By: Tory Hunt
- Narrated by: Kara Hayden
- Length: 5 hrs and 3 mins
- Unabridged
-
Overall
-
Performance
-
Story
In school, you’re taught about the causes of World War I, the intricacies of The Great Gatsby, and how to compute the area of a circle. Yet, practical everyday life skills that you’ll need for the future–such as how to handle money–are rarely discussed.
-
-
Master the Basics of Money Management as a Teen
- By FitFreak on 04-25-23
By: Tory Hunt
-
The Cash Cowboy Combo!
- The Ultimate 2-in-1 Book Bundle to Launch Your Journey into Long-Term Investing, Retirement Planning, Tax and Debt Reduction, and Frugal Living
- By: Paxton S. Finnegan
- Narrated by: Eric Reed
- Length: 9 hrs and 13 mins
- Unabridged
-
Overall
-
Performance
-
Story
Now you can enjoy both of Paxton S. Finnegan's step-by-step guides to a better financial life in one convenient volume containing the complete unabridged versions of You Can't Have My Money! and Hunting Purple Elephants.
-
-
Fantastic Financial Advice
- By hudlocke on 05-17-22
-
Financial Literacy for Young Adults Simplified
- Discover How to Manage, Save, and Invest Money to Build a Secure & Independent Future
- By: Raman Keane
- Narrated by: Alan I Ross
- Length: 3 hrs and 22 mins
- Unabridged
-
Overall
-
Performance
-
Story
Investing in your future is easier than you think—discover how and achieve financial security more quickly than you can possibly imagine. Young adults are especially financially vulnerable because they’re just starting out, want a lot of “stuff,” and are not earning the big bucks yet. So, they’re borrowing too much and saving too little (if at all), and they’re in a financial mess. But it doesn’t have to be like that. Instead, imagine a life where you have peace of mind, because your financial affairs are in order, and you’re on the right path to building wealth.
-
-
Gave me a better insight on how to start saving
- By Thomas Capozzi on 03-31-25
By: Raman Keane
-
I Will Teach You to Be Rich
- No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works (Second Edition)
- By: Ramit Sethi
- Narrated by: Ramit Sethi
- Length: 12 hrs and 8 mins
- Unabridged
-
Overall
-
Performance
-
Story
Buy as many lattes as you want. Spend extravagantly on the things you love. Live your rich life instead of tracking every last expense with Ramit Sethi’s simple, powerful, and effective six-week program for gaining control over your finances. This isn’t typical advice from a money expert. In this completely updated second edition, Ramit teaches you how to choose long-term investments and the right bank accounts. With his characteristic no-BS perspective, he shows how to squeeze every hidden benefit out of your credit cards.
-
-
Repetitive - should be retitled.
- By Truth on 06-20-19
By: Ramit Sethi
-
Get Good with Money
- Ten Simple Steps to Becoming Financially Whole
- By: Tiffany the Budgetnista Aliche
- Narrated by: Tiffany the Budgetnista Aliche
- Length: 12 hrs and 23 mins
- Unabridged
-
Overall
-
Performance
-
Story
Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her 10-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life.
-
-
Goodbye SWEET 16. Hello ROTH IRA!
- By Will Smith on 04-12-21
-
The Credit Game Mastery Series
- Empowering Your Personal and Business Finances (The Credit Game Series)
- By: Chevon Patrick
- Narrated by: SherryCB
- Length: 5 hrs and 17 mins
- Unabridged
-
Overall
-
Performance
-
Story
Whether you're an individual seeking financial freedom or an entrepreneur hungry for business growth, The Credit Game Mastery Series is your ultimate companion on the journey to credit mastery. Unlock the secrets of personal and business credit, seize control of your financial destiny, and pave the way for a prosperous future.
-
-
Essential Reading for Money Success!
- By Diana Mikas on 11-07-23
By: Chevon Patrick
-
Personal Finance for Teens & Young Adults
- Life Skills Not Taught in the Classroom: Maximize Understanding of Banking Basics, Budgeting & Money Management
- By: CJ Douglas
- Narrated by: N.W. Edwards
- Length: 3 hrs and 21 mins
- Unabridged
-
Overall
-
Performance
-
Story
That statistic above—10 percent of the population owns almost 70 percent of the wealth in America—it’s not just some made-up number copied off some random site.
-
-
Financial success made easier
- By Amazon Customer on 09-01-23
By: CJ Douglas
-
Credit Repair Business
- 2 Manuscripts: How to Fix Your Credit from Poor to Excellent and Raising Your Credit Score to 720+
- By: Ruben Hanson
- Narrated by: Geoffrey Boyes
- Length: 6 hrs and 18 mins
- Unabridged
-
Overall
-
Performance
-
Story
No doubt, a low credit score could mess with your life and block your chances to greater privileges. It could immerse you in tons of debts and cutthroat interest rates that would not only frustrate you but also leave you grounded. As if that’s not enough, a bad credit score could stop you from securing the job of your dreams. The harms are endless, but there is only one way out, and that is to boost your credit score to at least 720. This is exactly what this audiobook helps you achieve within a short period of time.
-
-
This is for the Beginners
- By BrewskiDee on 08-12-21
By: Ruben Hanson
-
Start Late, Finish Rich
- A No-Fail Plan for Achieving Financial Freedom at Any Age
- By: David Bach
- Narrated by: Michael Kramer
- Length: 11 hrs and 17 mins
- Unabridged
-
Overall
-
Performance
-
Story
Start Late, Finish Rich applies David Bach's financial wisdom to all those who forgot to save (or just plain procrastinated) and are worried that it is too late to achieve financial freedom. For those who worry that they'll never be able to retire on their current savings, hope and help have arrived. David's message is that it is never too late to finish rich.
-
-
Sound advice, but...
- By James Younger on 03-28-05
By: David Bach
-
Get Money
- By: Kristin Wong
- Narrated by: Kristin Wong
- Length: 8 hrs and 59 mins
- Unabridged
-
Overall
-
Performance
-
Story
Managing your money is like going to the dentist or standing in line at the DMV. Nobody wants to do it, but at some point, it's inevitable: you need to clean your teeth, renew your license, and manage your finances like a grown-up. Whether you're struggling to pay off student loan debt, ready to stop living paycheck to paycheck, or have finally accepted that your Beanie Baby collection will never pay off, tackling your finances may seem intimidating. But it doesn't have to be. By approaching personal finance as a game, it can not only be easy to understand, but it can also be fun!
-
-
Fairly generic
- By Natasha Smith on 04-18-19
By: Kristin Wong
-
Personal Finance for Teens
- By: J.R. Orr
- Narrated by: Dan Levy
- Length: 3 hrs
- Unabridged
-
Overall
-
Performance
-
Story
As a parent, you want your teen to grow up financially independent and secure. But in today's fast-paced world, it's easy to get caught up in the hustle and bustle of everyday life and forget to teach your teens about the importance of managing money. However, it's never too late to start.
-
-
Investing Made Easy
- By Christopher Gonzales on 06-10-24
By: J.R. Orr
-
How to Fix Your Credit Score
- Repair and Improve Your Score Easily & Quickly. Repair Your Report, Remove Bad Credit and Improve Your Financial Situation.
- By: Reginald J. Kunz
- Narrated by: Angela Clark
- Length: 3 hrs and 46 mins
- Unabridged
-
Overall
-
Performance
-
Story
People are getting more and more dependent on credit cards. Some use them to afford the lifestyle of their dreams, while others need them to make ends meet. In fact, 15 percent of US households reported spending more than they received in income, and nearly one in five Americans say that they depend on credit cards to cover basic living expenses. It’s no wonder that you’re probably worried about your credit score.
By: Reginald J. Kunz
-
Credit Repair Secrets
- Learn Proven Steps to Fix and Boost Your Credit Score to 100 Points in 30 Days or Less
- By: Jake Robbins
- Narrated by: Tom Brooks
- Length: 3 hrs and 5 mins
- Unabridged
-
Overall
-
Performance
-
Story
Do you realize your credit score? You should. A credit score can decide your qualification for the nuts and bolts of life. Your credit rating influences your capacity to buy a home, land a decent financing cost on advances, and even find a new line of work. It speaks to the danger of non-installment that you present to a moneylender.
-
-
Explains in detail
- By Joanna Dy on 05-07-21
By: Jake Robbins
-
Debt-Free: Simple Steps to a Debt-Free Life Without the Hype
- By: M.H. Khan
- Narrated by: David Sadzin
- Length: 4 hrs and 40 mins
- Unabridged
-
Overall
-
Performance
-
Story
Debt-Free: Simple Steps to a Debt-Free Life Without the Hype is the audiobook that should be in everyone's personal library. Debt plays a big roll in your life. The unfortunate part is most people do not know how to control debt, and worse off is they get so far behind with no help in mind. This audiobook will show you how to stop borrowing money, establish an emergency fund, organize your debt, and negotiate your debt.
-
-
great job
- By Ramona Zamora on 02-15-18
By: M.H. Khan
-
Make a Payment
- How to Decimate Credit Cards with Debt Consolidation to Obtain Financial Peace of Mind
- By: J.C. Allen
- Narrated by: Brandon Pollock
- Length: 3 hrs and 19 mins
- Unabridged
-
Overall
-
Performance
-
Story
Debt is an issue that thousands of people struggle with each year. Large bills like mortgage payments, medical bills, and student loans can be a significant drain on your wallet, but an even larger problem is credit card debt. Since credit cards have such high interest rates on average, overspending and continually missing payments will quickly multiply even small bills into nearly insurmountable ones.
-
-
How did i get here
- By Amazon Customer on 12-18-23
By: J.C. Allen
-
Credit Repair Book
- How to Fix Your Credit and Improve Your Credit Score
- By: Brian Green
- Narrated by: Cole Gustavson
- Length: 1 hr and 37 mins
- Unabridged
-
Overall
-
Performance
-
Story
Bad credit can prevent you from getting a mortgage, car loan, credit card, apartment, or even a job. It can also mean paying a bundle in rates and fees for any loans or credit you do get. There is a lot of confusion as to how your credit score changes and what the factors are. Don't be left in the dark as to why your credit is low.
-
-
Repair your credit score with this audio-book!!
- By Anonymous User on 11-13-18
By: Brian Green
-
Personal Finance Strategies
- A Proven Guide To Pay Off Mortgages, Student Loans, Credit Card Debt, Save More, Investing and Money Management
- By: Robert Anderson
- Narrated by: Sam Slydell
- Length: 3 hrs and 10 mins
- Unabridged
-
Overall
-
Performance
-
Story
Do you owe too much money? Are your debts crushing your spirit, embarrassing you, and stressing you out? You’re not alone. The good news is that you can fix that. And this audiobook will show you how. You’re about to learn time-tested strategies for winning your battles with debt. And I’m also going to share with you some strategies for increasing your income, as well as some important precautions you can take to minimize the risk of unforeseen events ruining your plans.
-
-
Very hepful and inspiring!
- By Leonard on 10-03-19
By: Robert Anderson
Critic reviews
Great listen (Read)
Something went wrong. Please try again in a few minutes.
Well worth it
Something went wrong. Please try again in a few minutes.
What could have made this a 4 or 5-star listening experience for you?
I liked the first 2 chapters. Great tips if you are from the States and had issues with credit cards in the past.What was your reaction to the ending? (No spoilers please!)
After the fact that she introduces the credit card types, none applies to the European economies. So the book became useless for me.What aspect of Lyndsay Vitale’s performance would you have changed?
The performance was OK. Not great though.What reaction did this book spark in you? Anger, sadness, disappointment?
TOO AMERICANGreat tips if you are an American
Something went wrong. Please try again in a few minutes.