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Credit Repair
Remove Negative Accounts and Increase Your Score Quickly by Using Federal Laws That Favor You
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Narrated by:
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Gary Westphalen
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By:
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Dana Lee
About this listen
Credit Repair - second edition
Real-life, real-world credit repair and score-increase tactics. Includes real credit letters and disputes.
There’s no need to hire attorneys or credit-repair firms. All they do is send out a templated letter anyway, and creditors get those all the time.... Big deal.
When the actual debtor (you) sends a serious letter...whoa, watch out.... Consumer laws being brandished on the collector/creditor! They don't like that and will do whatever necessary to get rid of you fast if you reach the right person and say the right things.
These proven strategies can work for anyone. This audiobook will show you how to take action and restore or improve your credit.
When doing credit repair...you want your negative information deleted; do not settle for any other status.
Let’s face the facts here; without good credit, you spend a lot more money on things like mortgages, car loans, insurance, and cell phone plans. Even healthcare can cost a lot more. And let’s not forget that nowadays employers usually will check your credit to ensure you aren’t a financial risk to them. If your credit sucks and it’s a job you really want, how awful would that be if you get passed over because of your credit score or credit report?
Collections and judgment - get them deleted.
Dispute your credit the right way using federal laws in your favor. The Consumer Acts are vast and complex; almost every debt collector or creditor has a violation somewhere in their operations. They’re almost impossible not to violate.
Write credit letters from “hell” and state your demands.
No company likes dealing with debtors who know the Consumer Acts and use them to their advantage. Most companies can barely adhere to the vast consumer laws and fair credit acts, however minor; most companies violate some aspect of the laws at one time or another.
If you can't find a Fair Credit violation, use the cybersecurity breach tactic. This one is very serious. The government wants large corporations to secure your data; if they are recklessly handling your information, this falls under the cybersecurity mandates and is definitely going to get their attention.
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Buy as many lattes as you want. Spend extravagantly on the things you love. Live your rich life instead of tracking every last expense with Ramit Sethi’s simple, powerful, and effective six-week program for gaining control over your finances. This isn’t typical advice from a money expert. In this completely updated second edition, Ramit teaches you how to choose long-term investments and the right bank accounts. With his characteristic no-BS perspective, he shows how to squeeze every hidden benefit out of your credit cards.
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Repetitive - should be retitled.
- By Truth on 06-20-19
By: Ramit Sethi
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12 Months to $1 Million
- How to Pick a Winning Product, Build a Real Business, and Become a Seven-Figure Entrepreneur
- By: Ryan Daniel Moran
- Narrated by: Ryan Daniel Moran
- Length: 7 hrs and 38 mins
- Unabridged
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By cutting out the noise and providing a clear and proven plan, this road map helps even brand-new entrepreneurs make decisions quickly, get their product up for sale, and launch it to a crowd that is ready and waiting to buy. This one-year plan will guide you through the three stages to your first $1 million: the Grind (months 0-4), the Growth (months 5-8), and the Gold (months 9-12). If your goal is to be a full-time entrepreneur, get ready for one chaotic, stressful, and rewarding year. If you have the guts to complete it, you will be the proud owner of a million-dollar business.
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Good, but a Little Misleading
- By Chris Love on 11-28-20
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The Simple Path to Wealth
- Your Road Map to Financial Independence and a Rich, Free Life
- By: JL Collins
- Narrated by: JL Collins, Peter Adeney
- Length: 6 hrs and 38 mins
- Unabridged
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This book grew out of a series of letters to my daughter concerning various things - mostly about money and investing - she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical.
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Misleading, heavily biased
- By Cody Peralta on 07-19-19
By: JL Collins
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The Creature from Jekyll Island
- A Second Look at the Federal Reserve
- By: G. Edward Griffin
- Narrated by: Mark Bramhall
- Length: 24 hrs and 21 mins
- Unabridged
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Performance
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This classic expose of the Fed has become one of the best-selling books in its category of all time. Where does money come from? Where does it go? Who makes it? The money magician's secrets are unveiled. Here is a close look at their mirrors and smoke machines, the pulleys, cogs, and wheels that create the grand illusion called money. A boring subject? Just wait. You'll be hooked in five minutes. It reads like a detective story - which it really is, but it's all true.
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Lost confidence in author
- By Amazon Customer on 07-11-20
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Los secretos de la mente millonaria (Narración en Castellano) [Secrets of the Millionaire Mind]
- Domina el juego de la riqueza [Mastering the Inner Game of Wealth]
- By: T. Harv Eker
- Narrated by: Ivan Villanueva
- Length: 2 hrs and 17 mins
- Unabridged
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Performance
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El autor estaba en bancarrota, en solo dos años y medio se convirtió en millonario y construyó una de las más grandes firmas de consultoría para el éxito. Con sus enseñanzas ha tocado la vida de millones de personas. Este audiolibro te enseña a observar como piensas. Es un reto a tus ideas que te limitan, a los razonamientos que no te apoyan y a tus acciones con respecto al dinero.
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El libro está bien, pero ES VERSION RESUMIDA
- By alexnvlp on 08-24-23
By: T. Harv Eker
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How to Day Trade for a Living
- A Beginner's Guide to Trading Tools and Tactics, Money Management, Discipline and Trading Psychology
- By: Andrew Aziz
- Narrated by: Kevin Foley
- Length: 6 hrs and 56 mins
- Unabridged
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Very few careers can offer you the freedom, flexibility, and income that day trading does. As a day trader, you can live and work anywhere in the world. You can decide when to work and when not to work. You only answer to yourself. That is the life of the successful day trader. Many people aspire to it, but very few succeed. In the audiobook, I describe the fundamentals of day trading, explain how day trading is different from other styles of trading and investment, and elaborate on important trading strategies that many traders use every day.
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Its a sales pitch
- By Xavier Foley on 02-08-18
By: Andrew Aziz
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The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime
- By: MJ DeMarco
- Narrated by: MJ DeMarco
- Length: 12 hrs and 46 mins
- Unabridged
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Since you were old enough to hold a job, you've been hoodwinked to believe that wealth can be created by blindly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market. I call this soul-sucking, dream-stealing dogma "The Slowlane" - an impotent financial gamble that dubiously promises wealth in a wheelchair. For those who don't want a lifetime subscription to "settle-for-less", there is an alternative.
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Excellent!
- By Iray007 on 09-22-15
By: MJ DeMarco
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Plan Your Year Like a Millionaire
- By: Rachel Rodgers
- Narrated by: Rachel Rodgers
- Length: 2 hrs
- Original Recording
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Plan Like a Millionaire is part of a riveting three-part series, and it's all about elevating your game and setting goals like a seven-figure earner. In this wealth-inspiring listening journey, Rachel reveals the secrets of how to set goals, manage time wisely, build essential support systems, break free from financial constraints, and make savvy money decisions.
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Feel Good Book, only
- By Maggie on 01-06-24
By: Rachel Rodgers
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The 1-Page Marketing Plan
- Get New Customers, Make More Money, And Stand Out From The Crowd
- By: Allan Dib
- Narrated by: Joel Richards
- Length: 6 hrs and 31 mins
- Unabridged
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Overall
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Performance
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Story
To build a successful business, you need to stop doing random acts of marketing and start following a reliable plan for rapid business growth. Traditionally, creating a marketing plan has been a difficult and time-consuming process, which is why it often doesn’t get done.
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You Need to buy Book to get key info
- By Rosie's mom on 10-23-18
By: Allan Dib
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The Most Important Thing
- Uncommon Sense for The Thoughtful Investor
- By: Howard Marks
- Narrated by: John FitzGibbon
- Length: 7 hrs and 9 mins
- Unabridged
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Overall
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Performance
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Story
Howard Marks, the chairman and cofounder of Oaktree Capital Management, is renowned for his insightful assessments of market opportunity and risk. After four decades spent ascending to the top of the investment management profession, he is today sought out by the world's leading value investors, and his client memos brim with insightful commentary and a time-tested, fundamental philosophy. The Most Important Thing explains the keys to successful investment and the pitfalls that can destroy capital or ruin a career.
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Five Star Book, two Star Audiobook
- By Johnny on 06-08-15
By: Howard Marks
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Do Epic Shit
- By: Ankur Warikoo
- Narrated by: Ankur Warikoo
- Length: 3 hrs and 17 mins
- Unabridged
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Overall
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Performance
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Ankur Warikoo is an entrepreneur and content creator whose deep, witty, and brutally honest thoughts on success and failure, money and investing, self-awareness and personal relationships have made him one of India’s top personal brands. In his first book, Ankur puts together the key ideas that have fuelled his journey—one that began with him wanting to be a space engineer and ended with him creating content that has been seen and read and heard by millions. His thoughts range from the importance of creating habits for long-term success to the foundations of money management.
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Epicly Sh*t
- By Anonymous User on 09-30-22
By: Ankur Warikoo
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Money. Wealth. Life Insurance.
- How the Wealthy Use Life Insurance as a Tax-Free Personal Bank to Supercharge Their Savings
- By: Jake Thompson
- Narrated by: Alan Caudle
- Length: 1 hr and 27 mins
- Unabridged
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Performance
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Story
America's elite have been using cash value life insurance to stockpile wealth for centuries. Used correctly, it is better described as a personal bank on steroids, and a financial bunker for tough times. To be clear, this audiobook is not about the typical garbage peddled by most insurance agents. Rather, an alternative to the risky investment strategies taught by Wall Street. It details a highly efficient form of cash value life insurance designed to supercharge your savings and stockpile wealth.
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what the heck was this?
- By Gladys Torres on 10-20-16
By: Jake Thompson
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The Wealth Mindset
- Understanding the Mental Path to Wealth
- By: Neville Goddard
- Narrated by: Mark Manning
- Length: 1 hr and 4 mins
- Unabridged
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Story
Taught by one of the great self-improvement teachers of the 20th century, The Wealth Mindset is an extraordinary guide on how to achieve success by transforming your mental attitude. Clear and provocative, this audiobook will reveal to you a fascinating new way to wealth.
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Excellent Read!
- By @larry on 11-21-16
By: Neville Goddard
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How to Achieve Financial Independence and Retire Early
- By: JD Roth, The Great Courses
- Narrated by: JD Roth
- Length: 4 hrs and 39 mins
- Original Recording
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In this audiobook, Roth takes you inside the trending world of financial independence and early retirement, giving you the tools both to achieve financial independence and to improve the quality of your everyday life. You'll explore the ins and outs of the "FIRE movement", a collection of ideas and habits that allow people to manage their money so they can quit working while they're young. You'll consider the shockingly simple math behind financial freedom.
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I expected more from a great courses audio book
- By Tony on 03-07-21
By: JD Roth, and others
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What listeners say about Credit Repair
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- Rose J Thomas
- 06-20-19
Best one
This is a fine book on how to understand and repair your credit rating. It's a succinct and to the point book, which is ideal for anyone who wants to get up to speed with credit repair and work out a strategy that is effective!
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- joyce
- 06-27-19
Must Buy!!
I found this book very informative. It's obvious that the author has a lot of experience in the credit repair and mortgage industries, and explains it all in easy to understand terms. She also includes multiple sample letters that can be used to dispute incorrect or derogatory items. Perhaps even more importantly, she dispels some common credit repair myths, such as the use of debt consolidation firms and online disputes. I highly recommend this book!
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- John V Winston
- 06-23-19
Logical credit repair
Great information in my eyes as I am currently detailing my business in consulting, as far as personal credit, business credit, real estate investments.
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- Katherine M Smathers
- 06-27-19
Full of Wisdom!
I have listen to many blogs forums and even other books with a similar subject in this are by far the most comprehensive and helpful. This is a book that you want to come back to again and again. Total game changer!
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- Deborah R Sullivan
- 06-23-19
YES!!!
I would definitely refer to a friend. Very informative, to the point strategies, and detailed. Short listen and it’s Awesome!!
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- Larry zhang
- 08-14-18
extremely good
Very easy and extremely informative for someone like me who knows little to nothing regarding investing.
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- Anthony M Salgado
- 06-23-19
Easy read great tips
Simple workable ideas. Bought this for my son, but I learned a few things myself. The illustrations were bleary but you could figure it out
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- bobby
- 06-27-19
Credit Repair
I have added things from this book to my classes! Both things new information I learned and strategies for successful credit rebuilding. I can't say enough about how vital this book is if rebuilding credit is where you are. I will reference this book always as I go on in my career as a credit education trainer. Buy this book - you will NOT be disappointed. Just a satisfied customer who recognizes quality and experience in his own field.
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- kindiha
- 08-14-18
nice book
This book was truly useful and proficient. Highly recommend! I love that the author reminds us that the purpose of credit is not to trap us into debt, but to be used as a stepping stone to build assets that can create additional income.
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- Flood
- 06-27-19
Great Book!
Great Book! It's working for me send out letters one week get a response the following week or week after. Definitely stay away from credit repair companies and do it yourself. The only downfall is if you have to manually write out your letters, yes it sucks but hey in most cases you get the results you're seeking.
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