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DIY Free Credit Repair & Restore
- Understanding & Repairing Credit the Safe and Legal Way. Know Your Rights, Delete Negative Items, 12 Step FICO Score Boosting Easy to Follow Process
- Narrated by: Tony Acland
- Length: 1 hr and 54 mins
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Publisher's summary
If anyone tells you that there is a way to repair your credit and delete all negative items in just 30 days, don’t walk away, but run away. Remember if it is too good to be true, it probably is, right?
There is a set procedure that all big three credit reporting agencies follow, and that procedure has a time frame, which is longer than 30 days, I can assure you that much. I have been working in the credit industry for last 28 years, and I have heard, seen, tried and done it all. But don’t get me wrong. There is a rather simple process that anyone can follow and see an amazing result along with a huge boost in their credit score. Though it is not a yearlong process, but it is more than 30 days. Depending on your credit analysis, it may take you anywhere from 60-120 days to see some real results. The process I outlined in this book is 100 percent legal, within the federal fair credit laws, and the results are exactly what you get if you hire an expensive attorney.
In this book, that is exactly what I teach you. I help you understand the process, the inner workings of all three agencies, and their SOP (standard operating procedure). I take you step-by-step, guiding you from the recognition of errors and inaccuracies. You’ll be surprised at what constitutes an error. I walk you through the dispute process of items on your report, advising you of your rights and responsibilities.
The way this simple process works is first, you analyze your credit report, identifying the errors, inaccuracies, misinformation, and all other negative items. Next, you follow the simple dispute process which can be done either online or via a letter sent by US mail. Once you are done with these two steps, next, you follow-up with them to make sure those disputes are removed from your report. I attached all the letters that you can just copy and put your name and other information and send them.
Next, I tell you how you can boost your credit score right now - without waiting for the completion of the process, which can actually take place simultaneously as you wait for those negative items to disappear.
But what good does it do if you repair your credit but don’t change your fundamental relationship to money or financial obligations? You will end up right where you started and in need of another lengthy process of credit repair again.
I am sure we all have a love-hate affair with money and credit. I think it is vital to understand the nuts and bolts of the credit industry, especially the role of the credit bureaus and how to analyze the five basic categories of your credit report. Finally, I will teach you how these categories are weighted in order to create your score, so you can achieve the dream score you always wanted. This is a credit repair book for everyone.
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Story
Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her 10-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life.
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Goodbye SWEET 16. Hello ROTH IRA!
- By Will Smith on 04-12-21
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Debt-Free Living
- By: Larry Burkett
- Narrated by: Wayne Shepherd
- Length: 5 hrs and 6 mins
- Unabridged
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Credit is so easily obtained and credit card applications flow into our mailboxes virtually every day. Many couples find themselves deeply in debt and not even sure of how they got there, let alone how they can get out of it. Larry Burkett has the solution! His best-selling book, Debt-Free Living, has been updated and modernized
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A sales pitch disguised as a self help book
- By Todd on 10-25-12
By: Larry Burkett
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Clark Howard's Living Large in Lean Times
- 250+ Ways to Buy Smarter, Spend Smarter, and Save Money
- By: Clark Howard, Mark Maltzer, Theo Thimou
- Narrated by: Pete Larkin
- Length: 9 hrs and 41 mins
- Unabridged
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Clark Howard is a media powerhouse and penny-pincher extraordinaire who knows a thing or two about money. A lifelong entrepreneur who is now the hugely popular host of a talk radio program and television show and the bestselling author of several books, Clark consistently delivers expert financial advice to his wide and devoted fan base.
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Not too good
- By Chad on 09-28-11
By: Clark Howard, and others
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Merchants in the Temple
- Inside Pope Francis's Secret Battle Against Corruption in the Vatican
- By: Gianluigi Nuzzi
- Narrated by: P. J. Ochlan
- Length: 8 hrs and 8 mins
- Unabridged
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From a best-selling author with unprecedented access to Pope Francis, an investigative look at the recent financial scandals at the highest levels of the Vatican. A veritable war is waging in the church: On one side there is Pope Francis' strong message for one church of the poor and all; on the other there is the old Curia, with its endless enemies, and the old and new lobbies struggling to preserve their not-so-Christian privileges.
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the history lesson
- By Dimitri H. on 05-30-24
By: Gianluigi Nuzzi
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Financial Peace Revisited
- New Chapters on Marriage, Singles, Kids and Families
- By: Dave Ramsey
- Narrated by: Nick Sullivan, CJ Critt
- Length: 6 hrs and 59 mins
- Unabridged
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Dave Ramsey's New York Times best-selling guide to better living through financial security, now completely revised and updated.
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Surprisingly disappointing - sorry dave
- By Sally on 12-06-12
By: Dave Ramsey
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The Truth about Retirement Plans and IRAs
- All the Strategies You Need to Build Savings, Select the Right Investments, and Receive the Retirement Income You Want
- By: Ric Edelman
- Narrated by: Keith Spengel
- Length: 7 hrs and 27 mins
- Unabridged
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Everyone knows that saving for your retirement is important. Yet only half of all eligible Americans contribute to a retirement plan. That’s because all plans - including the 401(k), 403(b), 457, and even the IRA - are complicated, confusing, and costly. New York Times best-selling author and acclaimed financial advisor Ric Edelman has counseled thousands of savers and retirees and has accumulated his advice in this audiobook.
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some very great info but be careful
- By Linda Mueller on 11-30-18
By: Ric Edelman
What listeners say about DIY Free Credit Repair & Restore
Average customer ratingsReviews - Please select the tabs below to change the source of reviews.
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- Patrick Elms
- 04-15-19
Don’t buy
The narration repeats lines consistently and makes you think your going nuts. Would love a refund...
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- Justin
- 06-25-20
stumble
The person reading the book keep stumbling over his words. Also it make me very uncomfortable when he getting frustrated
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