Financial Literacy Audiobook By Olivia S. Mitchell - editor, Annamaria Lusardi - editor cover art

Financial Literacy

Implications for Retirement Security and the Financial Marketplace

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Financial Literacy

By: Olivia S. Mitchell - editor, Annamaria Lusardi - editor
Narrated by: Kitty Hendrix
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About this listen

As financial markets grow ever more complex and integrated, households must make increasingly sophisticated and all-too-often irreversible economic decisions. This is particularly evident in retirement decision-making. Traditional defined benefit pension schemes are being replaced with defined contribution pensions; employer and government judgment regarding how much to save and where to invest has been replaced by employees having to make these choices on their own (sometimes assisted by advisers); and retirees have become responsible for managing their own pension assets.

This volume explores how financial literacy can enhance peoples' ability to make informed economic choices. It proposes that financial literacy determines how well people make and execute saving, investing, borrowing, and planning decisions. It examines causality using controlled settings to disentangle whether financial literacy causes saving or vice versa, and demonstrates that financial education programs do indeed enhance financial decision-making and asset accumulation.

©2011 Pension Research Council, The Wharton School, University of Pennsylvania (P)2019 HighBridge, a division of Recorded Books Business & Careers Investing & Trading Retirement Planning Career
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Profile Image for Paul

Title should be survey of knowledge

A lot of details about surveys they were taken. Some interesting items but I'm assuming aimed at an academic person

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