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How to Buy a Home

What Your Agent Wants You to Know Before You Get Started

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How to Buy a Home

By: Kevin Shirley
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 Buying a home is one of the ultimate proofs of your financial discipline and success. But behind all the glamor and excitement is a challenging process. You have to look for houses, inspect them, make offers, and make do with what you can afford. The thing is, a lot of these activities only become successful if the buyer and the REALTOR are in a good working relationship. I wrote this book to enlighten you about the activities that happen behind the buying process. There are so many people involved in the real estate industry. It would help buyers like you if you knew what to do before you start shopping for a new home.In this book, you will learn:•How to choose a great real estate agent•The legal boundaries of what a real estate agency can do•Where to find a home loan•Hunting for the right house•The logistics of the purchase•Closing the dealAs you know by now, buying real estate is not the same as buying goods from a store. For one, you need to find a loan that is not going to put a massive debt in your pocket. There is also a myriad of legal documents that you have to process such as, but not limited to, the written offer, the contract, and the closure of the deal. And before you can even get there, you need support to validate the title history, the legitimacy of the property, insurance, appraisal, title transfer, and so much more.Given all these activities, where do you even start? I want to share with you the complexities of buying a house — before you even get started, so you’ll know what to expect. I also want you to be prepared for all these documentary requirements and activities. If you know what is expected of you as a buyer, your real estate agent can focus on finding the perfect property. On top of the processes, you will need to understand the financial liabilities that you will undertake.In this book, I will briefly discuss terms like home-inspection contingency, financing contingency, sale of home contingency, appraisal, and many more. How does this benefit you?If you know what these things are, you can immediately discuss this with your real estate agent, instead of you getting surprised at the latter part of the home-buying process. A little knowledge about protecting yourself, your rights, and how the negotiating processes work will take you and your real estate agent a long way.By the end of this book, you will:•Understand the step-by-step process of buying a home•Know what documents are needed to make the purchase•Recognize the ways in which you can protect yourself•See the types of professionals involved in the buying processBuying a house is an important decision. It is one of those things where you cannot afford to make a mistake. This book does exactly that — help you understand the goings-on in the home-buying process to avoid making costly mistakes.KEVIN REID SHIRLEY Real Estate Loan Mortgage
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