That statistic above—10 percent of the population owns almost 70 percent of the wealth in America—it’s not just some made-up number copied off some random site.

We do not learn how to manage personal money in our schools. Actually, most people lack this knowledge and are losing money very quickly as a result. I will lead you through every important spending area and show you many tips that can help you save hundreds and thousands a year, and we may even go over some things you have never thought about. I will give you step-by-step instructions for immediate and long-term savings.

Do you want to smartly set up a budget, and start saving money to fulfil your dreams and support your family at the same time? Then look no further as this is the book for you! No matter what people say, the truth is money indeed is the single most essential element that makes the world go round. No matter what you want to do, it will cost you money.

Do you have an adventurous and ambitious kid, and are wondering how to keep him engaged? Imagine if as a child, you had the opportunity to learn and understand earning and being able to invest properly, and how much better off you would have been as an adult with responsibilities now. In this book, your kid will discover the importance of money, how to earn money, what investing means, how to be safe while earning, how to manage your money, and much more. The step-by-step guide in this book is so easy to follow that you will succeed even if you never tried to earn and invest before.

Do you find yourself worrying about what you’re going to do once you get out of college? 70 percent of college graduates enter the workforce with over $30,000 in debt. But this doesn't have to be you. You don't have to become part of yet another statistic. Being financially independent as you walk off that graduation stage is not a far-fetched fantasy. This is not a reality reserved solely for those who have very wealthy parents. You can achieve financial success even while in school, and can carry this forward with you throughout the rest of your life.

Starting a Successful Airbnb Business for Beginners is a comprehensive guide, offering valuable insights and actionable steps based on my personal trials and errors. If you’re looking for guidance, my book will show you on how to make a profitable property, by showing you how to provide your guests with great experiences that will give you five-star reviews and a fully booked calendar.

It is said a dollar saved is a dollar earned. The reality is, a dollar saved is much more than a dollar earned! Taking into account everything involved to earn a dollar, like the cost of gas, time to commute, as well as income taxes, a dollar saved is more like two dollars earned. Therefore, saving a dollar is far better than making a dollar!

I started my backpacking days in my late 20s and have not stopped since. I still feel there are so many new places to discover, people to meet, new food to try. When I was a newbie traveler, I made many mistakes, forgot to take essential items, and just made some bad choices. Over the years, through experience and learning from others, I have learned what you need to do to travel as safely as possible, what essential items to take, how to take care of your health, and how to make the most of your trip.

This audiobook can help your wallet fight weight loss...You have to go on the offensive to make any real change in your financial world. You have to fight against the ideas of the status quo and find creative ways to drive down, what seem to be fixed costs, while finding ways to increase your income. That is what we are going to do throughout this audiobook. This audiobook contains practical and straightforward advice to help you use your time and money effectively. Even if you have zero knowledge about finance, you can follow the ideas in this audiobook!

If you have always dreamt of allowing people to taste the delicacies that you cook but don’t want to invest a fortune in doing so, then a food truck business is exactly what you need, and this book will guide you from the ground level. In book two, you will have all the essential tools you need at your disposal so that you know what to do and whom to contact in case some legal issues arise or how to make your customers aware of your business. The purpose of this book is to let you know of your probable mistakes so that you don’t make those common mistakes.

It is believed that every salary earner cannot break the threshold of a great life as evident in a lot of salary earners. Salary earners complain of lack of sufficient money but when promotions come and salaries go up, in a few months the complaints resume. Our belief system and habits as salary earners is a major source of either failure or success. Decisions that include the type of car we drive, the kind of mortgage we take, and so on go a long way to determine how healthy our lifestyle will be.

Here’s a unique chance to enjoy a share of the $48+ billion Airbnb industry, even with zero real estate experience. With over seven million listings in over 100,000 cities, it may seem like your Airbnb is getting lost in the crowd. Luckily, you can use strategies that Airbnb experts have sworn by to get your listing to the top, have it noticed by eager explorers, and increase your occupancy rate. Learn from experienced investors what works and what doesn’t to avoid rookie mistakes.

Everyone has an opportunity to grow their money and get out of debt, but you must start to make this a reality. Be warned, though, when your income starts to grow, it is easy to fall into temptation and start spending more than you are earning again. Refrain and continue saving and investing your money. Every small step counts. Every coin kept and invested counts. If you use the profit you make, you will be unable to grow your wealth...With time, you will have a venture that can not only buy you whatever you want but one that will continue to grow over the years.

Debt-Free: Simple Steps to a Debt-Free Life Without the Hype is the audiobook that should be in everyone's personal library. Debt plays a big roll in your life. The unfortunate part is most people do not know how to control debt, and worse off is they get so far behind with no help in mind. This audiobook will show you how to stop borrowing money, establish an emergency fund, organize your debt, and negotiate your debt.

Have you ever been overwhelmed with the desire to possess something the first time you laid eyes on it? Money should never control you; it should be the other way around. If you control your money, you won’t be living the kind of life reminiscent of a millionaire, but you save yourself from stress, worry, and debt. Financial control means that before you even touch your money, you know where it’s supposed to go, how you’re supposed to spend it, and when you’ll spend it. This is where budget comes in.

Meet Steve and Annette Economides. They've been called cheapskates, thriftaholics, and tightwads, but in these tough economic times, Steve and Annette have managed to feed their family of seven on just $350 per month, pay off their first house in nine years and purchase a second, larger home, buy cars with cash, take wonderful vacations, and put money in savings. Without degrees in finance or six-figure salaries, Steve and Annette have created a comfortable, debt-free life for themselves and their children.

Financial planner Canna Campbell saved $32,000 in 12 months by using her unique strategy of bundling - saving and earning extra money in small, achievable parcels of $1,000. Now she wants to empower you to get the same results! Drawing on material from her popular YouTube channel and website, here Canna shares all of her tips and tricks for saving and earning additional money as well as advice for turning these savings into long-term passive income through savvy investments.

In Made in America, Bryson de-mythologizes his native land, explaining how a dusty hamlet with neither woods nor holly became Hollywood, how the Wild West wasn't won, why Americans say 'lootenant' and 'Toosday', how Americans were eating junk food long before the word itself was cooked up, as well as exposing the true origins of the G-string, the original $64,000 question, and Dr Kellogg of cornflakes fame.

Pulitzer Prize, Biography, 2016. Barbarian Days is William Finnegan's memoir of an obsession, a complex enchantment. Surfing only looks like a sport. To initiates it is something else entirely: a beautiful addiction, a demanding course of study, a morally dangerous pastime, a way of life.

The real stories behind the scenery of America’s national parks. For 12 years, Andrea Lankford lived in the biggest, most impressive national parks in the world, working a job she loved. She chaperoned baby sea turtles on their journey to sea. She pursued bad guys on her galloping patrol horse. She jumped into rescue helicopters bound for the heart of the Grand Canyon. She won arguments with bears. She slept with a few too many rattlesnakes. Hell yeah, it was the best job in the world! Fortunately, Andrea survived it.

When she was suddenly given the opportunity of a new life in rural Jutland, journalist and archetypal Londoner Helen Russell discovered a startling statistic: the happiest place on earth isn't Disneyland but Denmark, a land often thought of by foreigners as consisting entirely of long, dark winters, cured herring, Lego and pastries. What is the secret to their success? Are happy Danes born or made?

The “mountain men” were the hunters and trappers who fiercely strode the Rocky Mountains in the early to mid-1800s. They braved the elements in search of the skins of beavers and other wild animals, to sell or barter for goods. The lifestyle of the mountain men could be harsh, existing as they did among animals, and spending most of their days and nights living and camping out in the great unexplored wilds of the Rockies.

When Edmund Hillary first conquered Mt. Everest, Sherpa Tenzing Norgay was at his side. Indeed, for as long as Westerners have been climbing the Himalaya, Sherpas have been the unsung heroes in the background. In August 2008, when eleven climbers lost their lives on K2, the world’s most dangerous peak, two Sherpas survived. They had emerged from poverty and political turmoil to become two of the most skillful mountaineers on earth. Based on unprecedented access and interviews, Buried in the Sky reveals their astonishing story for the first time.

Vagabonding is about taking time off from your normal life - from six weeks to four months to two years - to discover and experience the world on your own terms. Veteran shoestring traveler Rolf Potts shows how anyone armed with an independent spirit can achieve the dream of extended overseas travel.

In Neither Here nor There Bill Bryson brings his unique brand of humour to bear on Europe as he shoulders his backpack, keeps a tight hold on his wallet, and journeys from Hammerfest, the northernmost town on the continent, to Istanbul on the cusp of Asia.

Where's the Next Shelter? is the true story of three travelers on the Appalachian Trail, a 2,000-mile hike that stretches from Georgia to Maine, told from the perspective of Gary Sizer, a seasoned backpacker and former marine who quickly finds himself humbled by the endeavor. If you long for the horizon or to sleep under the stars, then come along for the hike of a lifetime. All you have to do is take the first step.

From the highly acclaimed author of Ninety-two in the Shade and Cloudbursts comes a collection of alternately playful and exquisite essays—including seven collected here for the first time—borne of a lifetime spent fishing.

A landmark in travel writing, this is the incredible true story of Heinrich Harrer’s escape across the Himalayas to Tibet, set against the backdrop of the Second World War. Heinrich Harrer, already one of the greatest mountaineers of his time, was climbing in the Himalayas when war broke out in Europe. He was imprisoned by the British in India but succeeded in escaping and fled to Tibet.

Tired of the pace and noise of life near London and longing for a better place to raise their young children, Mary J. MacLeod and her husband, George, encountered their dream while vacationing on a remote island in the Scottish Hebrides. Enthralled by its windswept beauty, they soon were the proud and startled owners of a near-derelict croft house - a farmer’s stone cottage - on “a small acre” of land. Mary assumed duties as the island’s district nurse.

Trapped in a job he hated and up to his neck in debt, Guy Grieve’s life was going nowhere. But with a stroke of luck, his dream of escaping it all to live in remote Alaska suddenly came true. Miles from the nearest human being and armed with only the most basic equipment, Guy built a log cabin from scratch and began carving a life for himself through fishing, hunting, and diligently avoiding bears. Packed with adventure, humor, and insight, this is the gripping story of an ordinary man learning the ways of the wild.