
Practical Tips and Advice for Making a Simple Budget: Stop Living from Paycheck to Paycheck!
Failed to add items
Add to Cart failed.
Add to Wish List failed.
Remove from wishlist failed.
Adding to library failed
Follow podcast failed
Unfollow podcast failed

Get 2 free audiobooks during trial.
Buy for $14.95
No default payment method selected.
We are sorry. We are not allowed to sell this product with the selected payment method
-
Narrated by:
-
Paul Karle
-
By:
-
Gerard Hoffman
About this listen
No matter how much money you earn, it’s always going to feel like it’s never enough. Why? Because you’re not the one who is in control of your finances. That’s what happens when we live a life without a budget. There’s no guidance, no framework, no reliable source to turn to which ensures we’re doing what we should be doing with our money.
Most people who get tired of living from paycheck to paycheck genuinely believe that making more money is the answer. It’s not about how much money you earn. It’s about what you are doing to control the income that you make. This is exactly why you need a budget. Say the word "budget", and many will cringe or turn away in horror. It’s almost taboo...
What if you knew that the secret to financial freedom all came down to simply having a budget? Well, believe it because that is exactly what a budget can do for you. This audiobook is going to take a deep-dive into everything you need to set you up for a successful financial future by using a budget, including:
- A deep understanding of what a budget is and why it is going to help
- Why budgets matter and why they are the key to making a difference
- The consequences of having no budget
- Distinguishing between needs and wants
- Establishing financial priorities
- Reasons why you’re still in debt
- How to create a budget system that works for you
- How to stick to a budget even if you have a family to feed
- Assessing your money habits
- Keeping records and defining goals with clarity
- The recipe for a successful budget
- How to manage seasonal expenses
- Why regular budget reviews are necessary
- And much more!
If you don’t learn how to control your money, then your debt and money will always end up getting the best of you. Want a better financial future? Right here is where you take your very first step, just but this audiobook now and let’s get started!
PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.
©2020 Gerard Hoffman (P)2021 Gerard HoffmanListeners also enjoyed...
-
The 7-Steps from Money Slave to Money Master
- The Young Adult's Guide to Personal Finance 101: A Quick Start Guide for Teens and College Students
- By: Learn2Thrive Press
- Narrated by: Luke Oldham
- Length: 3 hrs and 16 mins
- Unabridged
-
Overall
-
Performance
-
Story
Tired of constant financial stress? Take charge of your future with expert strategies to build wealth and achieve true financial freedom. Discover the secrets to financial mastery, escape the paycheck-to-paycheck cycle, crush debt, and transform your money mindset. Don't let money control you - take control of your money!
-
-
Great advice
- By Darrell Dillon on 03-28-24
-
Personal Finance for Women
- 101 Must-Know Financial Literacy Tips to Get Rid of Debt, Repair Your Credit, and Create Financial Independence
- By: Dlina J. Depina
- Narrated by: Lori K. Petrie
- Length: 4 hrs and 21 mins
- Unabridged
-
Overall
-
Performance
-
Story
We are seeing more women in the workforce than ever before, but despite reaching high-paying successful positions, women struggle with growing their wealth and maintaining finances. Most of the time, this struggle stems not from the inability to monitor and budget the money; rather, it originates from the lack of education and recourses that are available for young women or women in general. For some, financial education might be Everest, but even the most dangerous mountains can be conquered with the right information, patience, and resilience.
-
-
Empowered Finances: A Woman's Guide to Wealth
- By Chad K. Smith on 08-02-24
By: Dlina J. Depina
-
Bright Money
- Build Your Personal Wealth and Budgeting Skills, a Simple Path to Manage Your Budget, Controlling Finance, Accounting, Effective, Live Tension Free Life, Financial Control
- By: Emil Collins
- Narrated by: tom carter
- Length: 4 hrs and 24 mins
- Unabridged
-
Overall
-
Performance
-
Story
Do you want to smartly set up a budget, and start saving money to fulfil your dreams and support your family at the same time? Then look no further as this is the book for you! No matter what people say, the truth is money indeed is the single most essential element that makes the world go round. No matter what you want to do, it will cost you money.
By: Emil Collins
-
The Double Monetary Hourglass
- 11 Strategies for Finding Balance in Money Management for 20 and 30 Somethings, and Eliminating Student Loan Debt Quickly During or After College for Beginners
- By: Lou Vachon
- Narrated by: John J. Grace
- Length: 3 hrs and 51 mins
- Unabridged
-
Overall
-
Performance
-
Story
Do you find yourself worrying about what you’re going to do once you get out of college? 70 percent of college graduates enter the workforce with over $30,000 in debt. But this doesn't have to be you. You don't have to become part of yet another statistic. Being financially independent as you walk off that graduation stage is not a far-fetched fantasy. This is not a reality reserved solely for those who have very wealthy parents. You can achieve financial success even while in school, and can carry this forward with you throughout the rest of your life.
-
-
Bang on!
- By Marc Bourbonnais on 09-13-22
By: Lou Vachon
-
A Quick Guide to Achieving Your Personal Finance Goals
- How to Manage Money, Save up, and Pay Off Debt in 5 Simple Steps
- By: James Mitchell
- Narrated by: Brian Medeiros
- Length: 33 mins
- Unabridged
-
Overall
-
Performance
-
Story
Do you want to save money quickly and reduce chunks of debt without having to get another job? If you’re fed up with being broke and living paycheck to paycheck like millions around the world, this quick guide will help steer you in the right direction to achieving your personal finance goals. Mastering personal finance is an invaluable skill we need as adults to help relieve some of the financial strains that we face day-to-day. Life's hard enough as it is without hundreds of dollars of debt on our shoulders. It’s time to make a change, and anyone is capable of doing it.
-
-
Powerful little audiobook
- By hudlocke on 01-24-22
By: James Mitchell
-
The Cash Cowboy Combo!
- The Ultimate 2-in-1 Book Bundle to Launch Your Journey into Long-Term Investing, Retirement Planning, Tax and Debt Reduction, and Frugal Living
- By: Paxton S. Finnegan
- Narrated by: Eric Reed
- Length: 9 hrs and 13 mins
- Unabridged
-
Overall
-
Performance
-
Story
Now you can enjoy both of Paxton S. Finnegan's step-by-step guides to a better financial life in one convenient volume containing the complete unabridged versions of You Can't Have My Money! and Hunting Purple Elephants.
-
-
Fantastic Financial Advice
- By hudlocke on 05-17-22
-
The 7-Steps from Money Slave to Money Master
- The Young Adult's Guide to Personal Finance 101: A Quick Start Guide for Teens and College Students
- By: Learn2Thrive Press
- Narrated by: Luke Oldham
- Length: 3 hrs and 16 mins
- Unabridged
-
Overall
-
Performance
-
Story
Tired of constant financial stress? Take charge of your future with expert strategies to build wealth and achieve true financial freedom. Discover the secrets to financial mastery, escape the paycheck-to-paycheck cycle, crush debt, and transform your money mindset. Don't let money control you - take control of your money!
-
-
Great advice
- By Darrell Dillon on 03-28-24
-
Personal Finance for Women
- 101 Must-Know Financial Literacy Tips to Get Rid of Debt, Repair Your Credit, and Create Financial Independence
- By: Dlina J. Depina
- Narrated by: Lori K. Petrie
- Length: 4 hrs and 21 mins
- Unabridged
-
Overall
-
Performance
-
Story
We are seeing more women in the workforce than ever before, but despite reaching high-paying successful positions, women struggle with growing their wealth and maintaining finances. Most of the time, this struggle stems not from the inability to monitor and budget the money; rather, it originates from the lack of education and recourses that are available for young women or women in general. For some, financial education might be Everest, but even the most dangerous mountains can be conquered with the right information, patience, and resilience.
-
-
Empowered Finances: A Woman's Guide to Wealth
- By Chad K. Smith on 08-02-24
By: Dlina J. Depina
-
Bright Money
- Build Your Personal Wealth and Budgeting Skills, a Simple Path to Manage Your Budget, Controlling Finance, Accounting, Effective, Live Tension Free Life, Financial Control
- By: Emil Collins
- Narrated by: tom carter
- Length: 4 hrs and 24 mins
- Unabridged
-
Overall
-
Performance
-
Story
Do you want to smartly set up a budget, and start saving money to fulfil your dreams and support your family at the same time? Then look no further as this is the book for you! No matter what people say, the truth is money indeed is the single most essential element that makes the world go round. No matter what you want to do, it will cost you money.
By: Emil Collins
-
The Double Monetary Hourglass
- 11 Strategies for Finding Balance in Money Management for 20 and 30 Somethings, and Eliminating Student Loan Debt Quickly During or After College for Beginners
- By: Lou Vachon
- Narrated by: John J. Grace
- Length: 3 hrs and 51 mins
- Unabridged
-
Overall
-
Performance
-
Story
Do you find yourself worrying about what you’re going to do once you get out of college? 70 percent of college graduates enter the workforce with over $30,000 in debt. But this doesn't have to be you. You don't have to become part of yet another statistic. Being financially independent as you walk off that graduation stage is not a far-fetched fantasy. This is not a reality reserved solely for those who have very wealthy parents. You can achieve financial success even while in school, and can carry this forward with you throughout the rest of your life.
-
-
Bang on!
- By Marc Bourbonnais on 09-13-22
By: Lou Vachon
-
A Quick Guide to Achieving Your Personal Finance Goals
- How to Manage Money, Save up, and Pay Off Debt in 5 Simple Steps
- By: James Mitchell
- Narrated by: Brian Medeiros
- Length: 33 mins
- Unabridged
-
Overall
-
Performance
-
Story
Do you want to save money quickly and reduce chunks of debt without having to get another job? If you’re fed up with being broke and living paycheck to paycheck like millions around the world, this quick guide will help steer you in the right direction to achieving your personal finance goals. Mastering personal finance is an invaluable skill we need as adults to help relieve some of the financial strains that we face day-to-day. Life's hard enough as it is without hundreds of dollars of debt on our shoulders. It’s time to make a change, and anyone is capable of doing it.
-
-
Powerful little audiobook
- By hudlocke on 01-24-22
By: James Mitchell
-
The Cash Cowboy Combo!
- The Ultimate 2-in-1 Book Bundle to Launch Your Journey into Long-Term Investing, Retirement Planning, Tax and Debt Reduction, and Frugal Living
- By: Paxton S. Finnegan
- Narrated by: Eric Reed
- Length: 9 hrs and 13 mins
- Unabridged
-
Overall
-
Performance
-
Story
Now you can enjoy both of Paxton S. Finnegan's step-by-step guides to a better financial life in one convenient volume containing the complete unabridged versions of You Can't Have My Money! and Hunting Purple Elephants.
-
-
Fantastic Financial Advice
- By hudlocke on 05-17-22
-
Financial Literacy for Young Adults Simplified
- Discover How to Manage, Save, and Invest Money to Build a Secure & Independent Future
- By: Raman Keane
- Narrated by: Alan I Ross
- Length: 3 hrs and 22 mins
- Unabridged
-
Overall
-
Performance
-
Story
Investing in your future is easier than you think—discover how and achieve financial security more quickly than you can possibly imagine. Young adults are especially financially vulnerable because they’re just starting out, want a lot of “stuff,” and are not earning the big bucks yet. So, they’re borrowing too much and saving too little (if at all), and they’re in a financial mess. But it doesn’t have to be like that. Instead, imagine a life where you have peace of mind, because your financial affairs are in order, and you’re on the right path to building wealth.
-
-
Gave me a better insight on how to start saving
- By Thomas Capozzi on 03-31-25
By: Raman Keane
-
The Young Adults Guide: 5 Steps to Managing Money
- Eliminate Financial Stress, Never Miss a Bill Payment Again, Savings Made Easy. Bonus: Savings Challenge
- By: Kendall Patterson
- Narrated by: Hedy Parks
- Length: 3 hrs and 22 mins
- Unabridged
-
Overall
-
Performance
-
Story
Whether you are single and struggling or fighting with your partner over finance, Young Adults Guide: 5 Steps to Managing Money is the only money management guide you need that has proven results.
-
-
Perfect money management guide for me in my 20s
- By Dan on 01-02-23
-
You Need a Budget
- The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting out of Debt, and Living the Life You Want
- By: Jesse Mecham
- Narrated by: Jesse Mecham
- Length: 4 hrs and 54 mins
- Unabridged
-
Overall
-
Performance
-
Story
For most people, budgeting conjures up the same feelings as, say, prison and dieting. But your initial instinct couldn't be further from the truth. You just haven't budgeted the right way. You Need a Budget will teach you four simple rules to completely revolutionize the way you think about managing your money. With a budget, you'll break the paycheck-to-paycheck cycle, get out of debt, and save more money. A liberating, enabling, empowering budget will actually make you feel more free, not more restricted.
-
-
Worth the preorder
- By Jonathan on 01-02-18
By: Jesse Mecham
-
Financial Feminist
- Overcome the Patriarchy’s Bullsh*t to Master Your Money and Build a Life You Love
- By: Tori Dunlap
- Narrated by: Tori Dunlap, Samantha Tan, Shayna Small, and others
- Length: 8 hrs and 3 mins
- Unabridged
-
Overall
-
Performance
-
Story
From the globally-recognized personal finance educator and social media star behind Her First $100K, an inclusive guide to all things money—from managing debt to investing and voting with your dollars.
-
-
If you believe in Manifesting
- By Julia on 01-21-23
By: Tori Dunlap
-
Perpetually broke - living beyond your income
- What they didn’t teach you in School, how to Manage your Money, Pay off Debts, get a Money Makeover and Achieve Prosperity by 40
- By: Tom Cromwell
- Narrated by: Russell Newton
- Length: 4 hrs and 18 mins
- Unabridged
-
Overall
-
Performance
-
Story
If you find yourself spending more than you earn; struggling to balance debts, rein in spending, and save; if you want friendly, simple, practical advice that doesn’t assume any prior knowledge of personal finances, then this book is aimed at you. If you absorb the contents of this book and follow the straightforward guidance, then you will immediately begin to feel more in control and secure about your finances.
By: Tom Cromwell
-
Money Management Strategies
- Learn Simple Personal Finance Skills to Manage Your Compulsive Spending Addictions, Savings and Live a Debt Free Lifestyle
- By: Michael Hall
- Narrated by: Tom Brooks
- Length: 3 hrs and 14 mins
- Unabridged
-
Overall
-
Performance
-
Story
Become a money management superstar and learn how to manage money wisely, design a budget, handle expenses, settle debts successfully, manage debts, and make smart investments. As most of us know, one of the most difficult things is to control money. Money is one of the most important things that can be used to serve our goals, but it also is one of the things we tend to overspend, misuse, and lose money on.
-
-
best guide!
- By Vernita on 01-10-21
By: Michael Hall
-
Debt-Free: Simple Steps to a Debt-Free Life Without the Hype
- By: M.H. Khan
- Narrated by: David Sadzin
- Length: 4 hrs and 40 mins
- Unabridged
-
Overall
-
Performance
-
Story
Debt-Free: Simple Steps to a Debt-Free Life Without the Hype is the audiobook that should be in everyone's personal library. Debt plays a big roll in your life. The unfortunate part is most people do not know how to control debt, and worse off is they get so far behind with no help in mind. This audiobook will show you how to stop borrowing money, establish an emergency fund, organize your debt, and negotiate your debt.
-
-
great job
- By Ramona Zamora on 02-15-18
By: M.H. Khan
-
Financial Freedom for Beginners 2 in 1
- Basics of Budgeting + The Side Hustle Blueprint: How to Stop Living Paycheck to Paycheck and Escaping the Rat Race
- By: Samson Floyd
- Narrated by: Kevin Wagner, Dallas Miller
- Length: 5 hrs and 21 mins
- Unabridged
-
Overall
-
Performance
-
Story
Are you sick and tired of your paycheck-to-paycheck lifestyle? And are you looking for ways to pay off your debt, but it seems almost impossible with all your daily and more unexpected expenses? You have probably heard someone say, "You need to go on a budget," but even the word budget brings up the feeling of a strict diet, anxiety, or an overall sense of restrictiveness. The truth is, most of us have been misled and just haven't budgeted the right way yet.
-
-
why did you break....
- By Capollock1 on 07-08-21
By: Samson Floyd
-
7 Day Financial Budgeting Guide for Beginners
- Learn Practical Money Management Strategies, Save Money and Pay of Debt
- By: Jason Ramsey
- Narrated by: Joseph Thorson
- Length: 3 hrs and 6 mins
- Unabridged
-
Overall
-
Performance
-
Story
Have you ever been overwhelmed with the desire to possess something the first time you laid eyes on it? Money should never control you; it should be the other way around. If you control your money, you won’t be living the kind of life reminiscent of a millionaire, but you save yourself from stress, worry, and debt. Financial control means that before you even touch your money, you know where it’s supposed to go, how you’re supposed to spend it, and when you’ll spend it. This is where budget comes in.
-
-
Lots of useful information
- By Lorie on 10-11-20
By: Jason Ramsey
-
Financial Budgeting
- Learn How to Manage Your Money, Spending, Savings, Credit Card Debt and Strategies to Increase Your Wealth
- By: Robert Anderson
- Narrated by: Sam Slydell
- Length: 3 hrs and 4 mins
- Unabridged
-
Overall
-
Performance
-
Story
Everyone has an opportunity to grow their money and get out of debt, but you must start to make this a reality. Be warned, though, when your income starts to grow, it is easy to fall into temptation and start spending more than you are earning again. Refrain and continue saving and investing your money. Every small step counts. Every coin kept and invested counts. If you use the profit you make, you will be unable to grow your wealth...With time, you will have a venture that can not only buy you whatever you want but one that will continue to grow over the years.
-
-
very useful!!
- By gisselle on 03-20-21
By: Robert Anderson
-
Money Management Skills
- A Beginners Guide on Personal Finance and Living Debt Free
- By: Jonathan Connor
- Narrated by: George D Franklin
- Length: 3 hrs and 14 mins
- Unabridged
-
Overall
-
Performance
-
Story
You are already practicing budgeting in most areas of your life. For most people, their budgeting progress is ruined by just a few financial activities. One of the most common areas where people lack discipline is in eating out. This is a big challenge for most millennials. Other people fail to budget well because of expensive tastes in clothing. If you want to reach your financial goals, you need to find out which financial activities hurt your budget.
By: Jonathan Connor
-
Building Wealth, Financial Freedom and Debt-Free Living for Families
- The Ultimate Guide for Families to Successfully Manage Money and Finances, Stay Out of Debt and Build Generational Wealth
- By: Lincoln Allen
- Narrated by: Chas Mandala
- Length: 5 hrs and 16 mins
- Unabridged
-
Overall
-
Performance
-
Story
Maybe you are sick and tired of living in debt, relying on credit and loans, or living from paycheck to paycheck. Life does not have to be this way. Inside Building Wealth, Financial Freedom, and Debt-Free Living for Families, you will discover how to change your financial situation for the better, setting your family and future generations up for a better start in life.
-
-
Excellent! Very helpful
- By Jess on 03-17-21
By: Lincoln Allen
This will be a challenge for my family and I to get in a budget and continue with it!
Thanks !
First Timer
Something went wrong. Please try again in a few minutes.