Could you maintain your lifestyle on half your current salary? Do you have a concrete retirement roadmap that offers financial security? Are you not just checking your 401(k) balance, but actively developing strategies to generate retirement income? If you hesitated on any of these questions, this book is essential listening.

Retirement, like the American Dream, is deeply personal. It represents freedom and choice–whether you decide to step away at 35, 85, or anywhere between. Making this life-changing decision becomes significantly easier when you're equipped with the right information. But what if you're only seeing part of the picture? How can you make informed choices about your retirement benefits with incomplete information?

Retire Not Expire offers a unique perspective from an employee benefits professional who works directly with employees, rather than a traditional financial planner's viewpoint. This isn't about selling you financial products–it's about empowering you with crucial knowledge to ask the right questions before taking the retirement leap. We explore the critical distinction between guaranteed income benefits and tax-advantaged savings accounts, guide you through the transition from employee to retiree, and demystify complex benefits calculations. We address the "velvet handcuff" of health insurance and provide strategies for productive conversations with your retirement plan administrator, HR advisor, and financial advisor. Most importantly, we provide a clear roadmap to help you design your ideal post-career life.

Remember: retirement isn't an ending–it's a new beginning, a mindset that opens doors to your best life yet.