Smart Money Lessons for Kids: Grade 4 & 5 Financial Literacy
Empower Your 9 & 10-Year-Olds with Essential Money Skills
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Smart Money Lessons for Kids: Grade 4 & 5 Financial Literacy
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Narrated by:
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Catherine Mimisphere
About this listen
Wish that your kids understood how money really works
This money skills for kids book age 9 and 10 teaches young learners how to build smart habits before poor ones take hold. Designed for grade 4 and 5 students, it blends real world examples with fun, hands-on lessons that kids actually enjoy. We had to buy the hardcover version because our son destroyed the paperback taking it to school and sharing it with friends.
Many parents say this is the best childrens money audiobook for kids age 9 and 10 because it’s clear, engaging, and confidence building. It makes learning about saving money, budgeting, and financial literacy feel simple and leads to long term results.
Build Everyday Money Skills
• Teach real saving goals through relatable scenarios
• Introduce budgeting using everyday decision making
Support Growth with Practical Lessons
• Reinforce learning through interactive money activities
• Encourage independence using a budgeting book with impact
This money skills for kids resource works well and encourages young children, especially for building financial literacy through short engaging lessons. Parents appreciate this book in paperback and hardcover. They love how it supports confidence, encourages smart choices, and makes financial topics feel achievable and fun.
Give your 9 and 10 year olds the tools to build lasting financial knowledge and real world confidence. Starting early makes all the difference. Families appreciate both the paperback and audiobook formats for how often they revisit the lessons together. This is what being ready really looks like. Smart habits don’t wait.
©2023 Skilled Fun LLC (P)2024 Skilled Fun LLCWhat listeners say about Smart Money Lessons for Kids: Grade 4 & 5 Financial Literacy
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Overall5 out of 5 stars
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Performance5 out of 5 stars
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Story5 out of 5 stars
- Daniel S
- 01-19-25
Great Starter for Money Skills
I got this for my 10-year-old to help them understand money better, and it’s been a great resource. The lessons are clear and practical, covering everything from saving and spending wisely to understanding basic budgeting. My child has even started setting small savings goals, which has been fun to watch! It’s written in a way that keeps them interested without feeling overwhelming. If you want to introduce smart money habits early, this book is definitely worth picking up!
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Overall5 out of 5 stars
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Story5 out of 5 stars
- Remy D
- 02-03-25
Explained better that what I could have said.
I wanted my daughter to understand how money works and why saving matters, and this book was a great way to start! It explains things in a way that’s easy for kids to grasp without feeling like a boring lesson. She really enjoyed the activities, and it sparked some great conversations about earning, spending, and saving wisely. I love that she’s now thinking more about what she can do with her money.
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Overall5 out of 5 stars
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Performance5 out of 5 stars
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Story5 out of 5 stars
- BookReaderWriter
- 01-29-25
💸 Perfect for Growing Financial Minds! 💸
This audiobook is a great resource for kids in grades 4 and 5 who are ready to dive deeper into managing money. The lessons are engaging and informative, covering important concepts like budgeting, saving, and investing in a way that resonates with 9 and 10-year-olds. Catherine Mimisphere does a fantastic job narrating, keeping the content fun and accessible. My kids loved it, and it sparked some great conversations about money! If you want to equip your kids with valuable financial skills, this is definitely worth a listen!
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Overall5 out of 5 stars
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- Ij
- 02-15-25
Great Money Lessons for Kids!
This book is a fantastic way to teach kids about money in a way that actually sticks! My 9-year-old is already asking smarter questions about saving and spending. The lessons are fun, practical, and easy to follow. I love how it covers real-life money skills without being overwhelming. A must-have for parents who want to raise financially savvy kids!
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Overall5 out of 5 stars
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Story5 out of 5 stars
- Ellie
- 02-05-25
Fun and Engaging Way to Teach Kids About Money
This audiobook does a fantastic job of making financial literacy engaging for kids. The stories of Jake and Mia keep young listeners interested while introducing key money concepts like saving and budgeting in a way that feels natural. The interactive exercises are a great touch, helping kids apply what they learn instead of just hearing about it. A solid resource for parents looking to build their child’s financial confidence early on!
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Overall5 out of 5 stars
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Performance5 out of 5 stars
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Story5 out of 5 stars
- Ella Whitney
- 05-05-25
Money Talk That Actually Clicked with My Kid
I wanted something beyond the usual “save your allowance” advice, and this audiobook delivered. It explains real money topics in a way my 10-year-old actually gets and cares about. We talked about needs vs. wants, budgeting, and even smart spending habits. He’s asking better questions and thinking before buying, which is new! I really appreciate how it sparked those conversations without sounding like a lecture.
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Overall5 out of 5 stars
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Story5 out of 5 stars
- Ron Jackson
- 12-18-24
A great way to educate kids about money
How to work with money and especially how to make your money work for you is such an important skill in life, and it can make all the difference. This book does a great job of getting your child on the right track about a topic that is never covered in school. Love it.
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Overall5 out of 5 stars
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- Kacey
- 01-28-25
Fun and Engaging Money Lessons for Young Kids
I loved this audiobook to teach children about financial literacy! It's such a great way to learn about money in a fun and engaging way with Jake and Mia's adventures, which my child really enjoyed. The practical exercises and real-life examples make complex concepts more understandable, and I loved that it's specifically for 8- to 10-year-olds. It's just such a great way to teach good money habits at a young age! Strongly recommend this for parents who want to provide their kids with a head start on money in a fun and interactive way!
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Overall5 out of 5 stars
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- JHughes
- 12-04-24
Building Financial Confidence in Grades 4 & 5
Smart Money Lessons for Kids is a fantastic resource for teaching young learners the essential building blocks of financial literacy. Designed specifically for grades 4 and 5, this audiobook breaks down complex concepts into age-appropriate, engaging, and actionable lessons that children can understand and apply in their everyday lives.
The book covers critical topics such as saving, budgeting, and understanding the value of money, all while using relatable examples and simple explanations. It does a great job of connecting abstract financial ideas to situations kids might encounter, like saving for a toy or learning the importance of making wise spending choices.
What stands out is the audiobook’s ability to make learning about money fun and interactive. Whether through stories, scenarios, or prompts for reflection, it keeps young listeners engaged while subtly instilling essential life skills.
Parents and educators will appreciate the clear structure and practical advice offered in each chapter. The lessons not only help kids develop good money habits early but also empower them with confidence to make informed decisions.
Overall, Smart Money Lessons for Kids is an invaluable tool for fostering financial awareness in children. It’s a must-listen for families and schools committed to preparing kids for a financially responsible future. Highly recommended!
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Overall4 out of 5 stars
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- Melisa Bouza
- 11-16-24
Interesting audiobook to have at hand
I think the book is very complete. I would say it is a book for adults to listen to and explain concepts to kids because I think some concepts are too abstract and complex for kids to grasp and make the most out of it. What I did like is that the author makes a point not only on finance, but also on good values. Responsibility and kindness are encouraged. I believe kids need to be educated about finance early in life both at school and at home, so this audiobook gives you ideas as to how to address this topic effectively. It covers everything a 10 yo needs to know.
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