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The Childfree Guide to Life and Money
Make Your Finances Simple so Your Life Without Kids Can Be Amazing
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Narrated by:
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Jonathan Todd Ross
About this listen
Design the life you want, then create the right financial plan to get you there.
Financial planning looks vastly different for DINKs (dual-income, no kids) and SINKs (single-income, no kids). But nearly all the advice out there assumes you have children or will have them someday. Everything from pursuing the kind of career you want; deciding whether you want to buy a house, rent, or hit the road as a digital nomad; to planning and filing taxes; budgeting and investing your money; and getting set up for retirement or your later years is different. Simply said: When you aren't following the Standard LifeScript (go to college, get married, buy a house, have kids), you have the time, money, and freedom to do what you want.
Childfree Wealth Specialist® Dr. Jay Zigmont flips FIRE—Financial Independence, Retire Early—on its head, showing how people without kids can live the FILE life—Financial Independence, LIVE Early—by following his eight No-Baby Steps. Whether you're single, coupled up, or planning the perfect Golden Girls living arrangement with your best friends, The Childfree Guide to Life and Money is the most comprehensive resource for designing your life, figuring out your finances, and living your best life.
©2025 Jay Zigmont (P)2024 Tantor MediaListeners also enjoyed...
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Story
There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. David McKnight provides a concise, step-by-step roadmap on how to get to the zero percent tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. In this expanded edition, McKnight has updated the book with a new chapter on the "2017 Tax Cuts and Jobs Act", telling listeners how to navigate the new tax law in its first year of being in effect, and how they can extend the life of their retirement savings by taking advantage of it now.
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Not a retirement finance book. salespitch for LIRP
- By Linda Mueller on 11-26-18
By: David McKnight, and others
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Money for Couples
- No More Stress. No More Fights. Just a 10-Step Plan to Create Your Rich Life Together.
- By: Ramit Sethi
- Narrated by: Ramit Sethi
- Length: 11 hrs and 12 mins
- Unabridged
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From the bestselling author of I Will Teach You to Be Rich, go from financial frustration to joy with the the aid of this book about navigating money while in a relationship. Personal finance juggernaut Ramit Sethi’s program addresses the most common money issues in relationships without using boring budgets or restricting plans.
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Simplicity of rules
- By Jonetta Dukes on 02-16-25
By: Ramit Sethi
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You Don't Need a Budget
- Stop Worrying About Debt, Spend Without Shame, and Manage Money with Ease
- By: Dana Miranda
- Narrated by: Dana Miranda
- Length: 7 hrs and 48 mins
- Unabridged
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As a financial journalist and educator, Dana Miranda is on a mission to liberate listeners from budget culture: the damaging set of beliefs around money that rely on restriction, shame, and greed—much like diet culture does for food and bodies. In this long-overdue alternative to traditional budgeting advice, Miranda offers a new approach that makes money easy for everyone, regardless of the numbers in their bank account.
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Helpful antidote to budget culture
- By Kristen Chase on 02-09-25
By: Dana Miranda
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The Purpose Code
- How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacy
- By: Jordan Grumet
- Narrated by: Jordan Grumet
- Length: 5 hrs and 25 mins
- Unabridged
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Worried about purpose? Most people are. But no one has to be. Brené Brown meets Malcolm Gladwell in this ground-breaking self-improvement book that reveals how to make a mark and how to set goals in life without falling into the anxiety traps of conventional success principles books. The ultimate in purpose anxiety relief, and a map for anyone to find happiness.
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Love the approach!
- By WharfRat on 01-21-25
By: Jordan Grumet
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Deduct Everything!
- Save Money with Hundreds of Legal Tax Breaks, Credits, Write-Offs, and Loopholes
- By: Eva Rosenberg
- Narrated by: Eva Rosenberg
- Length: 7 hrs and 33 mins
- Unabridged
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This comprehensive guide to legal deductions, credits, and loopholes covers rules of thumb for record-keeping and how to stay organized, secrets to mortgage, tax and insurance deductions, maximizing work-related expenses, making the most of medical expenses and health savings accounts, strategies for utilizing deductions and credits for education, and lots of tips on how to make more money - some of it tax-free!
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Probably better in print
- By Jeff Howard on 10-05-17
By: Eva Rosenberg
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The Guru Gap
- How America’s Financial Gurus Are Leading You Astray, and How to Get Back on Track
- By: David McKnight
- Narrated by: Marc Cashman
- Length: 2 hrs and 56 mins
- Unabridged
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Gurus like Dave Ramsey, Suze Orman, and others have amassed followers by the millions because of their paint-by-the-numbers financial strategies that are easy to digest and implement. And while they have helped many Americans eliminate debt and take their first steps toward financial freedom, their dumbed-down financial advice is inadequate and incomplete for those looking to maximize their savings. In The Guru Gap, David McKnight closes the gap between what mainstream media personalities advise and the sophisticated, math-based approach your retirement plan requires.
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The Volatility Shield
- By Julian Coulter on 02-10-25
By: David McKnight
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The Power of Zero, Revised and Updated
- How to Get to the 0% Tax Bracket and Transform Your Retirement
- By: David McKnight, Ed Slott - foreword
- Narrated by: Marc Cashman
- Length: 3 hrs and 48 mins
- Unabridged
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Overall
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Performance
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Story
There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. David McKnight provides a concise, step-by-step roadmap on how to get to the zero percent tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. In this expanded edition, McKnight has updated the book with a new chapter on the "2017 Tax Cuts and Jobs Act", telling listeners how to navigate the new tax law in its first year of being in effect, and how they can extend the life of their retirement savings by taking advantage of it now.
-
-
Not a retirement finance book. salespitch for LIRP
- By Linda Mueller on 11-26-18
By: David McKnight, and others
-
Money for Couples
- No More Stress. No More Fights. Just a 10-Step Plan to Create Your Rich Life Together.
- By: Ramit Sethi
- Narrated by: Ramit Sethi
- Length: 11 hrs and 12 mins
- Unabridged
-
Overall
-
Performance
-
Story
From the bestselling author of I Will Teach You to Be Rich, go from financial frustration to joy with the the aid of this book about navigating money while in a relationship. Personal finance juggernaut Ramit Sethi’s program addresses the most common money issues in relationships without using boring budgets or restricting plans.
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Simplicity of rules
- By Jonetta Dukes on 02-16-25
By: Ramit Sethi
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Millionaire Mission
- A 9-Step System to Level Up Your Finances and Build Wealth
- By: Brian Preston
- Narrated by: Brian Preston
- Length: 7 hrs and 2 mins
- Unabridged
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Brian Preston, host of The Money Guy Show podcast and co-founder of Abound Wealth Management, lays out a nine-step system for building wealth with the money you already have. Millionaire Mission helps you account for your financial blind spots, overcome the fear of making wrong decisions, and take the guesswork out of what to do with your next dollar.
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Great book.
- By Nathan Blowers on 05-31-24
By: Brian Preston
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Help Me, I Have No Discipline and Zero Self-Control
- The Secret Formula to Breaking Bad Habits, Mastering Mental Toughness, and Reaching Your Goals (The Help Me Series)
- By: Vaughn Carter
- Narrated by: Phillip Aaron Brasher
- Length: 4 hrs and 15 mins
- Unabridged
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Achieve the discipline you've been wanting fast, even if you've given up countless times in the past - your solution is just a book away! Are you trapped in a vicious cycle of procrastination and broken goals? Enough is enough. It's time to break free from the chains of indiscipline and unleash the go-getter inside you!
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Ugh I hate leaving these kind of reviews
- By Anonymous User on 12-07-24
By: Vaughn Carter
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Die with Zero
- Getting All You Can from Your Money and Your Life
- By: Bill Perkins
- Narrated by: Bill Perkins
- Length: 5 hrs and 11 mins
- Unabridged
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Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money—and out of your life. It's intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one's so-called Golden Years. In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins' plan for optimizing your life, stage by stage, so you're fully engaged and enjoying what you've worked and saved for.
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Nothing extraordinary
- By Agata Tudek on 06-27-23
By: Bill Perkins
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The Simple Path to Wealth
- Your Road Map to Financial Independence and a Rich, Free Life
- By: JL Collins
- Narrated by: JL Collins, Peter Adeney
- Length: 6 hrs and 38 mins
- Unabridged
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This book grew out of a series of letters to my daughter concerning various things - mostly about money and investing - she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical.
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Misleading, heavily biased
- By Cody Peralta on 07-19-19
By: JL Collins
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How to Retire
- 20 Lessons for a Happy, Successful, and Wealthy Retirement
- By: Christine Benz
- Narrated by: Laurel Lefkow, Rachel Handshaw, Nezar Alderazi
- Length: 10 hrs and 43 mins
- Unabridged
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What are the secrets to a healthy, happy, and wealthy retirement? To answer that question, longtime Morningstar columnist and podcaster Christine Benz asked 20 retirement thought leaders to go deep on a single lesson that they believe contributes to success in retirement. These lessons range from nitty gritty financial matters to quality-of-life considerations that help pre-retirees and retirees maximize their “time on earth” allocations.
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Had to return the audiobook
- By Kavita B on 09-29-24
By: Christine Benz
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You Deserve to Be Rich
- Master the Inner Game of Wealth and Claim Your Future
- By: Rashad Bilal, Troy Millings
- Narrated by: Troy Millings, Ronald Peet, Rashad Bilal
- Length: 9 hrs
- Unabridged
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You deserve to be rich. You deserve to make a purchase without fear that your check might bounce. You deserve to go on vacation. You deserve to care for loved ones without worrying about bills. You deserve to live the way you want, without reservations or fear. You deserve freedom—financial freedom. If you agree, you’ve come to the right place. We grew up in New York playing basketball together. As kids, both of us were fascinated by finance, curious about the stock market and how money moves among systems and pockets.
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extremely difficult to listen to.
- By KL on 01-16-25
By: Rashad Bilal, and others
What listeners say about The Childfree Guide to Life and Money
Average customer ratingsReviews - Please select the tabs below to change the source of reviews.
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- Megan T.
- 01-16-25
If you’re curious, just do it
This book is a quick listen and provides a thorough and easy to understand introduction to the nuances of financial planning for people who do not have children. Most importantly, the book goes beyond “concepts” and gives very clear steps that can be directly applicable for single, married, young, or old childfree people who are looking for direction, a gut check, or validation in their financial planning journey. I have already recommended this book to a number of friends and colleagues ranging from 22 years old to nearly 60, and I’m certain it’s worth your time.
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