Are Kiwis missing out by being savers rather than investors? In this episode, we explore whether our national tendency toward saving is helping or hurting our financial futures.

With rising living costs and ambitious retirement goals, we'll see if saving alone is enough to get us there.

Key Questions Discussed:

• Can you reach retirement goals through saving alone?
• What's the real difference between saving and investing?
• What role should cash play in your investing strategy?
• When should you save vs invest?
• How can you start investing confidently?
• What's the right balance between saving and investing?

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Disclaimer:
Investing involves risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time.

The information provided should not be relied upon as investment advice or recommendations and should not be considered specific legal, investment or tax advice.

Any information we provide is general only and current at the time of writing.

Kernel Wealth Limited is the manager and issuer of the Kernel KiwiSaver Plan and Kernel Funds scheme. The Product Disclosure Statements are available at www.kernelwealth.co.nz