• 135: The Future of Mortgages: Expert Predictions Atlantic Bay Mortgage Group's Chief Lending Officer Emily Farley

  • Oct 10 2024
  • Length: 20 mins
  • Podcast

135: The Future of Mortgages: Expert Predictions Atlantic Bay Mortgage Group's Chief Lending Officer Emily Farley

  • Summary

  • Emily Farley, Chief Lending Officer at Atlantic Bay Mortgage Group, shares insights on women in leadership, the mortgage industry, and current market trends. With 16 years of experience, Farley discusses the importance of personal development, community involvement, and supporting women in the industry. She addresses the current high-interest rate environment, inventory challenges, and potential market shifts in 2024. Farley emphasizes the importance of understanding loan-to-value ratios and debt-to-income ratios in lending. She offers advice for homeowners facing adjustable-rate mortgage challenges and encourages education in the mortgage process. Listeners can connect with Atlantic Bay Mortgage Group at AtlanticBay.com or follow Farley on Instagram at @GrowthWithEmily for leadership insights.

    #WomenInvesting #MortgageIndustry #WomenInLeadership #RealEstate #InterestRates #HousingMarket #CareerDevelopment #PersonalFinance #LoanToValue #AdjustableRateMortgages #FinancialLiteracy #MortgageLending #WomenInBusiness #LeadershipDevelopment

    Key Takeaways:

    0:57 Meet Emily Farley

    5:08 The future growth of the mortgage industry

    7:54 Housing shortages and interest rate increases

    12:38 The importance of Loan-To-Value ratio

    15:00 Adjustable-Rate Mortgage (ARM)

    16:43 https://www.AtlanticBay.com/

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