Debt has become a fact of life for many, but that doesn’t mean it’s easy to navigate or talk about.

In this episode, our host Iona Bain is joined by Claer Barrett, Consumer Editor at the Financial Times and a passionate advocate for financial literacy. Together, they tackle the reality of debt among young people in the UK - from student loans and credit cards to the rise of buy now, pay later.

Claer breaks down how credit scores work, the traps of high interest borrowing, and why ‘negative wealth’ is an emerging issue for millennials. You’ll learn practical advice on managing repayments, understanding your options, and where to turn for help when things feel overwhelming.

So get ready to feel on top of your finances and stay there.

Claer mentioned a free guide and organisations which offer support on debt. More details are here.

Watch ALBR episodes on L&G’s YouTube channel

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Follow Claer Barrett on Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

No matter how much you have to invest, setting good and solid foundations is vital.

In this episode, our host Iona Bain is joined by friend of the show and financial adviser Rotimi Merriman Johnson, aka Mr. MoneyJar, to demystify the world of investing.

From choosing the investment platform to understanding index funds, stocks and tax-efficient accounts like ISAs and SIPPs, Rotimi shares clear, practical advice without the jargon. They also discuss the psychology of investing, the importance of diversification, and how to stay focused on long-term growth, especially when the markets get bumpy.

Get ready to be empowered to take those first steps towards building a future you’ll thank yourself for.

You can watch episodes on our YouTube channel

And see behind the scenes content on our TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Follow Rotimi Merriman-Johnson on Instagram

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

It can be hard to look beyond managing your money from one payday to the next. But if you have dreams for your life in the future, you’ll need a plan on how to fund this.

In this episode our host Iona Bain is joined by financial adviser, author and money columnist Bola Sol to unpack what it really takes to be in the best position to afford it.

From budgeting with purpose, deciding what your work-life balance is, building solid money habits and managing setbacks with compassion, Bola shares her no-nonsense, empathetic approach to long-term financial wellbeing.

Whether you're dreaming of buying a home, starting a family, or simply trying to get your head around credit and emergency funds, you’ll hear practical wisdom to help you turn financial stress into strategy.

You can watch episodes on our YouTube channel

And see behind the scenes content on our TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Follow Bola Sol on Instagram @Bola_Sol

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.