Episodes

  • The Power of Trust and Skepticism with Jamil Zaki

    The Power of Trust and Skepticism with Jamil Zaki
    Sep 18 2024
    #193: Unlock better opportunities, improve your emotional and physical health, and build stronger relationships by embracing “hopeful skepticism.” Dr. Jamil Zaki shares science-backed, actionable strategies to overcome the rising tide of cynicism and shift toward a positive mindset— paving the way for a more fulfilling and successful life. Dr. Jamil Zaki is the director of the Stanford Social Neuroscience Lab and a psychology professor at Stanford University. Trained at Columbia and Harvard, Dr. Zaki has published his work on empathy and kindness in the human brain, including his books The War For Kindness and Hope for Cynics. Link to Full Show Notes: https://chrishutchins.com/jamil-zaki-hopeful-skepticism Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Maui Nui: 20% off the most nutrient-dense red meat Daffy: Free $25 to give to the charity of your choice Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Jamil Zaki: Website | X | Instagram Hope for Cynics: The Surprising Science of Human Goodness Social Neuroscience Laboratory Cynic Personality Self Evaluation ATH Podcast: Follow & Leave a Review on Apple Podcasts Email us for questions, tips, deals and feedback Full Show Notes (00:00) Introduction (02:35) The Difference Between Being Cynical vs. Skeptical (05:12) Why There’s a Massive Rise in Cynicism and Drop in Trust (07:36) Ways to Identify if You're a Cynic (09:45) The Spectrum of Cynicism (12:48) What’s the Ultimate Benefit of Overcoming Cynicism? (16:46) Is There Any Benefit to Being Cynical in Certain Scenarios? (20:30) The Generational Difference in Cynicism (21:41) Why Hopeful Skepticism Isn't the Same as Optimism (23:26) How to Cultivate Hopeful Skepticism (26:58) What Are Values Affirmations? (28:35) Ways to Engage People Who Are Too Cynical (31:18) Why You Should Experiment with Risk Tolerance in Social Settings (37:59) How to Deal with Hopeful Cynicism When Your Trust Is Broken (41:21) Role of Your Intuition and Gut vs. Science (44:37) The Impact of Cynicism on Personal Finance and Optimization (47:51) Dealing with Cynics in Your Own Family and Friend Circles (49:47) Advice for Parents to Course Correct Kids (52:27) The Rule of Exception in Cynicism Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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    55 mins
  • How I Saved Over $20K on a Luxury European Vacation

    How I Saved Over $20K on a Luxury European Vacation
    Sep 11 2024
    #192: Here's how we saved over $20,000 on our recent Europe trip! Learn how to use award flight tools to score affordable business-class tickets, maximize hotel loyalty programs for luxury stays, and find incredible travel deals. We’ll also review highlights from our trip, including top restaurants, airport experiences, Olympic events, and so much more! Link to Full Show Notes: https://chrishutchins.com/save-20k-luxury-europe-trip Partner Deals NetSuite: Free KPI checklist to upgrade your business performance MasterClass: Learn from the world's best with 15% off Bilt Rewards: Earn the most valuable points when you pay rent Fabric: Affordable term life insurance for you and your family AG1: Free 1 year supply of Vitamin D and 5 free travel packs For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Flight Tools Ep #166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent Miler AwardTool ($20 off annual plans with code ALLTHEHACKS) Seats.Aero PointsYeah point.me avianca lifemiles+ Program Direct Flights: FlightConnections Hotel Tools Ep #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Awayz ($10 for ATH listeners and 50% off for ATH members) Rooms.Aero Chris' Airline/Hotel Transfer Partner Spreadsheet Hotels 7Pines: Sardinia | Ibiza Hôtel Martinez Cannes by Hyatt Hyatt Paris Madeleine Hyatt's Tier List Car Rental Tools AutoSlash SIXT Hertz National Restaurants Paris: Arnaud Nicolas Palma: Vandal Places in Mallorca Hotel: Cap Rocat | Sea Club Restaurant Cities: Sóller | Palma de Mallorca Catedral de Mallorca Credit Cards Cards Page American Express® Gold Card Hilton Honors American Express Aspire Card Hilton Honors American Express Surpass® Card ATH Podcast Newsletter Membership Follow & Review on Apple Podcasts Email us for questions, tips, deals and feedback Ep #175: Booking Summer Travel Award Flights (34:35) Ep #184: Chris’ Summer Award Travel Update (06:27) Ep #187: 42 Travel Planning Tips & Tricks from Travel Pro Leigh Rowan Ep #188: My Must-Have Products and Services for Life, Work and More Full Show Notes (00:00) Introduction (03:02) Getting the Best Deal on Our Flights (06:07) How to Book Flights Using Transfer Partners (10:30) Why We Decided Not to Take Our Kids on This Trip (13:34) How We Planned Our 40th Birthday in Europe (17:58) Leveraging Credit Card Welcome Bonuses For Hotel Perks (23:33) How We Booked Our Hotel in Paris (26:39) Booking Our Intra-European Flights (33:12) Renting a Car in Mallorca (34:29) How We Booked Tickets to the Olympics (36:34) The Flight Experience to Paris (43:35) A Review of the Hyatt Paris Madeleine (46:00) Arnaud Nicolas: A Michelin Guide Restaurant (47:11) Our Olympic Experience (53:13) A Review of the Paris-Orly Airport and Transavia Flights (56:20) What It's Like in Mallorca (58:21) Why We Would Give Cap Rocat (Mallorca) a Perfect Score (1:02:11) Bora Bora vs. Mallorca (1:03:57) Things We Did in Mallorca (1:07:41) Quick Review of Condor Airlines (1:13:01) Overall Takeaway on Europe Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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    1 hr and 16 mins
  • 11 Lessons Every Investor Needs to Know with Ben Carlson

    11 Lessons Every Investor Needs to Know with Ben Carlson
    Sep 4 2024
    #191: Grow your wealth and build a resilient portfolio by making smarter decisions with these 11 investing lessons. Financial advisor Ben Carlson and I share actionable insights on managing risk, overcoming psychological barriers in investing, and the power of simplicity and diversification to ensure long-term, fulfilling financial success. Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management and the author of four books on investing and personal finance. He runs the popular blog A Wealth of Common Sense, where he shares insights on financial markets and investing strategies. Ben also co-hosts Animal Spirits, one of my favorite podcasts. Link to Full Show Notes: https://chrishutchins.com/ben-carlson-money-lessons Resources Mentioned Ben Carlson: Website | Animal Spirits Podcast | X 20 Lessons From 20 Years of Managing Money My All-Time High in Savings You Probably Need Less Money Than You Think For Retirement Wealthfront Risk Parity Fund | What is Risk Parity? JP Morgan: S&P 500 Market Concentration Chart Fractional Vacation Homes: Pacaso Paula Pant’s Podcast: Afford Anything Safe Withdrawals: Free DIY Withdrawal Rate Toolbox | Safe Withdrawal Rate Series Study: Spending Habits of Retirees ATH Podcast Ep #41: Beating Inflation, Alternative Assets, and Simplifying Your Finances with Ben Carlson Ep #59: Save Money, Build Wealth and Just Keep Buying with Nick Maggiulli Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Ep #117: Navigating a High Rate Market: Buying a Home, Preparing for a Recession and Where to Put Cash with Ben Carlson Ep #168: Building an Investment Portfolio to Grow and Protect Your Wealth with Chris Doyl Ep #180: Stocks vs. Real Estate: What’s the Best Investment to Build Wealth? Ep #186: 25 Money Rules (and When to Break Them) with Brian Feroldi Ep #189: Beyond the 4% Rule: Smarter Strategies for Financial Independence with Karsten Jeske Join our Newsletter Follow & Review on Apple Podcasts Email us for questions, tips, deals and feedback Full Show Notes (00:00) Introduction (02:30) Experience in Investing Is Not the Same as Expertise (03:24) Intelligence Doesn’t Guarantee Investment Success (05:42) No One Lives Life in the Long Term (07:32) Experiences Shape Your Perception of Risk (10:12) The Biggest Risks Are Always the Same yet Different (13:29) Optimism Should Be Your Default (20:03) There Is No Such Thing as a Perfect Portfolio (22:31) Overthinking Can Be Just as Debilitating as Not Thinking at All (24:30) How to Think About a Simple Portfolio with International Exposure (26:17) Less Is More (30:17) Ways to Reduce Overthinking (32:02) Tax Loss Harvesting vs. Direct Indexing (39:02) Why Ben Wrote a Post on 20 Money Lessons (40:11) Lesson #10: There Is a Big Difference Between Rich and Wealthy (43:37) The Reason Ben and Chris Invested in Holiday Homes (48:27) What's a Reasonable Amount to Save? (51:29) You Probably Need Less Money Than You Think for Retirement (56:47) The Final Biggest Takeaway Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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    58 mins
  • Why High-Performers Focus on Energy, Not Time with Sahil Bloom

    Why High-Performers Focus on Energy, Not Time with Sahil Bloom
    Aug 28 2024
    #190: Transform your relationships, productivity, and overall quality of life by discovering how to be intentional with your time. Sahil and I share actionable tactics to build better habits (and get rid of bad ones), improve your listening, boost creativity, choose the right people to surround yourself with, and so much more! Sahil Bloom is the author of 5 Types of Wealth and writer of The Curiosity Chronicle, a popular weekly newsletter that provides actionable ideas to help build a high-performing, healthy, wealthy life. He is also an investor and runs a venture fund called SRB Ventures. Link to Full Show Notes: https://chrishutchins.com/sahil-bloom-time-vs-energy Partner Deals Greenlight: First month free on a debit card and money app to raise financially smart kids DRAM: 20% off my favorite sparkling water with zero calories, zero sugar Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Facet: Personalized Financial Planning + $250 enrollment fee waived Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Sahil Bloom: Website | Newsletter | X Book: 5 Types of Wealth Blog Post with Charts: How We Spend Our Time Brave New World By Aldous Leonard Huxley (Free PDF) Tim Ferriss: 17 Questions That Changed My Life Stanford Study: Walking Improves Creativity Video: It's Not About The Nail Ep #185: 12 Tactics to Make More Time EVERY Day with Jake Knapp and John Zeratsky Full Show Notes (00:00) Introduction (02:42) The Fundamental Difference Between Time and Energy (04:56) How to Identify Life Seasons to Prioritize Things That Matter (07:35) Anti-To-Do List: What Is It and How Can It Help You? (11:44) The Law of Reversed Effort (14:00) A Think Day to Focus on the Bigger Picture (22:41) Why Walking Is the Single Most Powerful Habit (23:26) Sahil's 30 for 30 Approach for Building a New Habit (26:59) The Face Down Phone Theory (29:31) Tactics to Disconnect From Your Phone (33:50) The 3 Levels of Listening (41:22) Listening in Romantic Relationships (43:17) How Important Is It to Spend Time With the Right People? (44:25) Ways to Find the Right People for You (48:28) Sahil's #1 Rule in Life: Don't Complain (About Anything) (49:51) The Benefits of Being Intentional With Time (50:53) Sahil's New Book: 5 Types of Wealth Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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    52 mins
  • Beyond the 4% Rule: Smarter Strategies for Financial Independence with Karsten Jeske

    Beyond the 4% Rule: Smarter Strategies for Financial Independence with Karsten Jeske
    Aug 21 2024
    #189: Learn to master retirement market risks and safe withdrawal rates with finance expert Karsten Jeske. We explore key strategies like the 4% rule, sequence of return risk, and delve into roles of taxes, annuities, inflation protection, portfolio allocation, and even the psychological aspects of retirement planning. Karsten Jeske is the founder of Early Retirement Now, a blog where he shares his expertise in retirement planning, safe withdrawal rates, and financial independence. He has a PhD in economics and is a Chartered Financial Analyst. Link to Full Show Notes: https://chrishutchins.com/how-to-retire-early-karsten-jeske Partner Deals MasterClass: Learn from the world's best with 15% off Bilt Rewards: Earn the most valuable points when you pay rent Daffy: Free $25 to give to the charity of your choice DeleteMe: 20% off removing your personal info from the web Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Karsten Jeske: Blog | X | LinkedIn Safe Withdrawal Rate Series Part 14 & Part 15: Sequence of Return Risk Part 28: Free DIY Withdrawal Rate Toolbox Part 35: Asset Location Part 43: Pre-Retirement Glidepaths Part 61: Safety First Blog Post: Stealth Frugality Shiller CAPE Ratio Alpha Architect 1-3 Month Box ETF: BOXX Blog For Tax Optimization: Go Curry Cracker ATH Podcast: Ep #2: Financial Independence Without a Six Figure Salary with Brad Barrett Ep #141: The Spectrum of Financial Independence and Tools to Track Your Progress with Brad Barrett Follow & Review on Apple Podcasts Email us for questions, tips, deals and feedback Full Show Notes (00:00) Introduction (02:00) Should Everyone Retire Early? (05:09) The Rule of 4% as a Guideline (09:46) The Role of Longevity in the 4% Rule (12:46) Using Historical Data for Retirement Simulations (19:11) Sequence of Return Risk: What It Means & What to Do About It (23:51) Strategies to Mitigate the Sequence of Return Risk (30:41) The Flexibility of Safe Withdrawal Rates (37:49) How to Adjust Withdrawal Rates Based on Current Market Conditions (45:53) The Reverse Glide Path Strategy (49:30) The Impact of Inflation on Retirement Planning (57:03) Evaluating Annuities (59:40) Ways to Consider Tax Optimization Strategies (1:04:29) How to Think About Portfolio Allocation During Accumulation (1:12:25) The Role of International Diversification in Equity Allocation (1:16:57) Karsten's View on Tax Loss Harvesting (1:20:34) Asset Location (1:22:35) Is Adding Leverage to Your Equity Worth It? (1:26:41) Advice for Someone Early in the Accumulation Phase (1:28:27) Stealth Frugality (1:29:39) How Do People Spend During Retirement? Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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    1 hr and 33 mins
  • My Must-Have Products and Services for Life, Work and More

    My Must-Have Products and Services for Life, Work and More
    Aug 14 2024
    #188: Here are the 130+ things I cannot (or don’t want to) live without, including my favorite tech, web and mobile apps, travel gear, subscriptions, banks and financial tools. I also share health and fitness items, smart home gadgets, kitchen tools, must-haves for kids and more! Link to the full show notes with all the links and discounts for everything mentioned: https://chrishutchins.com/stuff-i-use Partner Deals Maui Nui: 20% off the most delicious and nutrient-dense red meat NetSuite: Free KPI checklist to upgrade your business performance Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth AG1: Free 1 year supply of Vitamin D and 5 free travel packs Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Products Mentioned Note: I've only included links to products with discounts here, because I have limited space. You can find the full list at chrishutchins.com/stuff. Email: Superhuman (Free month with code ALLTHEHACKS) 1Password (← Free 2-week trial) NordVPN (← Discount + 4 months free) Cash Back: Rakuten (← Free $30) MasterClass (← 15% off) Virtual Mailbox: Stable (← 50% off) Remove Personal Info: DeleteMe (← 20% off) Kubera (← 1st year free for ATH members) ProjectionLab (← 10% off with code ATH-10) Copilot (← 2 months free with code HACKS2) Daffy (← Free $25 for charity) CPAs: Gelt (← Skip the waitlist) Trustworthy (← 10% off) Cold Plunge (← $150 off) Vuori Activewear (← 20% off) Bonobos (← 25% off) Indochino (← 10% off with code ALLTHEHACKS) goodr sunglasses (← $10 off) Mack Weldon Underwear (← $20 off) Backpacks: Tortuga (← 10% off) Suitcases: Away (← $40 off) & Monos CardPointers Pro (← 30% off) TeslaFi (← 2 Weeks Free) Eight Sleep (← $150 off) Green Chef (← 50% off with code ALLTHEHACKS50) DRAM (← 20% off) Cameras: nanit (← 15% off with CHRISH15) Toys: Lovevery (← $20 off) Au Pairs: Cultural Care (← $175 off) Dog Food: Sundays (← 50% off) Virtual Assistants: Oceans (← $1000 off for mentioning ATH) + My Delegation Guide Full Show Notes (00:00) Introduction (03:04) Tech: Personal, Computer, Speakers (04:42) Stuff On My Desk (07:27) Storage(09:15) Software on My Computer (14:21) Chrome Extensions (17:30) Best Apps On My Phone (21:34) Favorite Subscriptions (24:23) Best Bank Accounts and Personal Finance Tools (25:48) Charitable Giving (27:11) Health And Fitness (30:59) Clothing(39:26) Apps for Points and Miles (42:30) Smart Home Tech and Gadgets (44:36) Home Energy (45:59) Games I Love (47:02) Food and Kitchen Gadgets (51:17) Things We Use For The Kids (54:27) Stuff We Get For Our Dog (Finn) (55:52) Business and Podcast Items Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Chris Hutchins is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
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    1 hr and 2 mins
  • 42 Travel Planning Tips & Hacks from Travel Pro Leigh Rowan

    42 Travel Planning Tips & Hacks from Travel Pro Leigh Rowan
    Aug 7 2024
    #187: Learn the art of travel planning to enjoy incredible vacations. Travel pro Leigh and I share over 40 practical tips to create the perfect itinerary, save on flights and hotels, find travel inspiration, experience destinations like a local, and much more. Leigh Rowan is the founder and CEO of Savanti Travel, a full-service travel management company. Prior to that he was the COO of The Points Guy. Link to Full Show Notes: https://chrishutchins.com/travel-planning-leigh-rowan Partner Deals LMNT: Free sample pack of my favorite electrolyte drink mix Facet: Personalized Financial Planning + $250 enrollment fee waived Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Vuori: 20% off the most comfortable performance apparel I've ever worn DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Leigh Rowan: Savanti Travel | Twitter Travel Publications for Inspiration Robb Report Travel + Leisure The New York Times: 52 Places to Go This Year Lonely Planet Flight Monitoring Tool: TripIt Article: Award Ticket Change and Cancellation Fees Activities, Experiences, Tours Airbnb Experiences Viator Context Travel International Data: Airalo | Mint Mobile Love and London: Get 10% off digital travel guides and itineraries with code "ALLTHEHACKS" Episodes: #1: Pro Travel Tips for Every Aspect of Your Next Trip with Leigh Rowan #51: Unlocking Travel Lifestyles of the Rich and Famous with Leigh Rowan #84: The Vagabond's Way: Time Wealth, Slow Travel, and Immersing Yourself in a New Place with Rolf Potts #86: The Best Deals for a Vacation Rentals, Exchanges, Fractionals, Timeshares and More! #89: Booking Flights with Points and All Things Award Travel with Tiffany Funk #94: How to Experience London Like a Local and Get There on Points with Jessica Dante (+ Chris' Trip Report) #107: Italy Unlocked: Insider Tips, Must-See Destinations and Booking Flights/Hotels on Points with Leigh Rowan #115: Iceland: Planning an Epic Adventure with Brandon Presser #156: Finding the Best Deals on Flights with Zach Resnick #166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent Miler #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Find other travel, points & miles related episodes here. Full Show Notes (00:00) Introduction (00:41) The Secret to an Incredible Vacation (02:33) Why Travel Planning Starts with Organization (06:15) Ways to Feel Inspired (09:21) Considering Seasonality and Timing (12:46) How Chris Uses Notion for Travel Planning (15:22) Leveraging ChatGPT (22:03) Tips to Monitor Booked Flights (+ Save Money!) (23:59) 3 Ways to Make Your Layover Count (29:05) Double Booking Hack for Flights (31:16) Rules of Thumb for Creating an Itinerary (40:04) Finding Accommodation and Getting Deals (44:23) Why Leigh Emails Hotels After Every Booking (46:54) Finding Local Experiences (53:37) Free Walking Tours (55:07) Finding Travel Inspiration Through Online Videos (58:26) Should You Use Credit Card Concierges for a Local Experience? (1:05:48) The Importance of Local Embassies (1:06:50) Best Ways to Access Money Abroad (1:06:58) Travel Insurance (1:10:02) Important Trip Elements to Review for Upcoming Travel Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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    1 hr and 12 mins
  • 25 Money Rules (and When to Break Them) with Brian Feroldi

    25 Money Rules (and When to Break Them) with Brian Feroldi
    Jul 31 2024
    #186: We'll break down 25 investing and finance rules of thumb, so you can learn to make better financial decisions, whether your goal is growing your wealth, retiring early, managing your portfolio, buying a car, or many other goals. Brian Feroldi is an investing expert and founder of Long Term Mindset, a financial education company. He is the author of Why Does The Stock Market Go Up? and shares his financial knowledge through The Motley Fool and his popular YouTube channel. Link to Full Show Notes: https://chrishutchins.com/investing-personal-finance-rules-of-thumb-brian-feroldi Partner Deals DRAM: 20% off my favorite sparkling water with zero calories, zero sugar Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Bilt Rewards: Earn the most valuable points when you pay rent Fabric: Affordable term life insurance for you and your family Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Brian Feroldi: Website | X | Instagram | LinkedIn | YouTube 12 Timeless Lessons For Stock Investors Emergency Fund Size Formula ATH Podcast: Episode #48: Using an Investing Checklist to Improve your Portfolio with Brian Feroldi Episode #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Follow & Review on Apple Podcasts Email us for questions, tips, deals and feedback Books: The Millionaire Next Door by Thomas J. Stanley and William D. Dank Stocks for the Long Run by Jeremy Siegel Blog Posts: Nick Maggiulli: Should I Max Out My 401k? Early Retirement Now: The Safe Withdrawal Rate Series 401k Fee Checker Wealthfront: Get a 0.5% APY boost Full Show Notes (00:00) Introduction (00:48) Why Personal Finance and Investing Is a Complicated Subject (02:30) The Rules of 72 and 70 (04:48) How to Apply Rule 72 (06:24) Rule 110(09:09) The 5 Year Rule (10:54) The 10-5-3 Rule for Growth Rates (12:26) The 6% Rule (13:57) The 3-6 Rule for Personal Finance (19:06) Brian's Emergency Fund Size Formula (21:40) The 5% Rule (23:28) Brian's Personal Rule of Thumb for Investing (27:07) The 1% Rule (31:27) Hiring Advisors (37:40) Calculate Your Net Worth: Age x Income / 10 Rule (39:37) The 15% Rule for Saving (40:46) The 50-30-20 Rule (42:00) The 80% Rule (44:03) The Employer Match Rule (46:52) The 4% Rule (49:07) The 25x Rule (An Inverse Rule) (50:35) The 20-4-10 Rule for Buying a Car (52:32) The Debt : Income Ratio (53:42) The 3% to 4% Salary Increase Rule (55:16) The 8-50 Rule (56:15) Chris' 4-3-2 Rule for Cashback Points Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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    58 mins