We’ve come to the end of something called the “on ramp” repayment program for student loans. As a result, if you’re late or miss a student payment, your credit score will take a hit. So on this episode, we’re talking with Jack Wallace, the Director at Yrefy. He’ll walk us through recent changes for student loan borrowers and what you need to know to avoid problems. We’ll also talk strategies to tackle those loan payments.

Everyone likes to take a little time off for a vacation, but then again, we all seem to take our vacations at the same time. That usually causes long lines, higher prices, and overall just a bad experience. So, today, Steve Builday joins us on the On Your Side podcast. He’s the Director of Travel for AARP, and he has some great tips to make your vacation a whole lot better.

Owning a car offers numerous benefits, but it also comes with the responsibility of maintenance, which can often be costly and confusing. In this episode of the On Your Side podcast, Gary Harper and Colin Stanton are joined by automotive expert Jim Garnin to debunk some of the most common car maintenance myths that could be costing you more than necessary. Jim, who owns High Tech Car Care in Phoenix, shares insights from his decades of experience in the automotive industry.

From the truth about premium fuel and oil change intervals to the real deal on transmission fluid flushes and tire replacements, Jim provides practical advice to help you make informed decisions about your vehicle's upkeep. He also discusses the benefits of nitrogen in tires and the importance of regular vehicle check-ups, even if it's just for a quick look under the hood.

Whether you're a seasoned car owner or new to the world of auto maintenance, this episode is packed with valuable tips to keep your car running smoothly without breaking the bank. Tune in to learn how to avoid unnecessary expenses and ensure your vehicle stays in top condition.

For many Open Enrollment starts next month depending on where you live and what company you might work for. But don't go into Open Enrollment without at least a little research. Today, Kelsa Dickey is on the On Your Side podcast. She's with Financial Fitness and explains everything you need to know when it comes to making what could be life changing selections.

Buying a car, even a used one, can be one of the biggest purchases a consumer can make. But even if you do get a good deal, there are a number of hidden costs that come along with owning that vehicle. On this episode, we're talking to Shannon Martin of Bankrate. She breaks down some of the hidden costs and tells us exactly how much it costs each year just to drive a car.

It's one of the most overlooked maintenance items on a vehicle—we're talking about tires. According to the National Highway Traffic Safety Administration 400 people die every year due to tire-related crashes. So, today Glen Hayward joins us on the On Your Side podcast. He's been in the auto repair business for 50 years and he has some really good advice when inspecting your tires. For example, did you know every tire has an expiration date. He'll tell us where to find it and other tire safety tips to keep you and your family safe.

Negotiating your pay can be very intimidating. The same thing can be true if you are asking for a raise. We're joined by Andres Lares from the Shapiro Negotiations Institute to get insight into what to do, and what not to do, when negotiating a salary or asking for a raise.

Students are heading back to school, and that can put a financial strain on parents. According to the National Retail Federation, parents will spend an estimated $875 on school supplies, clothing, and other school-related items.

Andrea Waroch is a nationally-recognized consumer and money-saving expert joins us to provide some cool tips to save on sending your kid back to school.