• Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting as a Single Mom

  • By: Erin Britt | Budget Strategy Coach
  • Podcast

Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting as a Single Mom

By: Erin Britt | Budget Strategy Coach
  • Summary

  • It's time to break free from financial stress with simple, effective strategies designed for moms craving a method they can actually stick to! In this podcast, Budget Strategy Coach, Erin Britt, shares a 5-step monthly budgeting method that reduces overwhelm and helps you pay off debt, build wealth, and live abundantly. Whether you're struggling with impulse spending, relying on credit cards, or feeling too busy to budget, you'll find practical tips and mindset shifts to take control of your money.

    Join a community of moms ready to align their spending with their values, plan for the future, and break free from the stress of paycheck-to-paycheck living. It’s time to budget smarter, enjoy life more, and move toward financial freedom—without sacrificing the things you love.


    Topics we cover:
    Foundational Budgeting Skills:

    • How to create and stick to a budget, even with limited income.
    • Simple, actionable steps to build a zero-balance budget each month.

    Overcoming Impulse Spending & Credit Card Reliance:

    • Strategies to control impulse buying and overspending.
    • Breaking the cycle of using credit cards as income and paying off debt sustainably.

    Budgeting for Busy Moms:

    • Budgeting tips for real life - especially budgeting tips for busy moms

    Intentional Living & Aligning Spending with Values:

    • How to figure out your core values and create a value-based budget
    • How to spend intentionally without sacrificing things you love.
    • Aligning household routines and systems with financial goals.

    Financial Preparedness & Saving for the Future:

    • Building emergency funds and saving for bigger expenses with confidence.
    • How to manage everyday expenses while planning for future goals like retirement, vacations or a home.

    Self-Care & Financial Wellness:

    • Prioritizing self-care to avoid burnout.
    • Developing healthy habits for long-term financial success and balance.

    Mindset Shifts for Financial Growth:

    • Abundance mindset
    • Embracing financial mistakes as opportunities for growth and grace.

    Tracking Spending & Staying Accountable:

    • Practical tools to track where your money goes and stay in control.
    • The power of community and support systems


    A note from Erin:
    As a single mom and sole provider with no additional support, I paid off thousands of dollars in debt on a teacher’s salary. I know firsthand that it’s possible to take control of your finances, no matter your income or circumstances. My straightforward, foundational approach to budgeting simplifies the process, giving you the tools and confidence to manage your money effectively and build a secure financial future. If I could do it on my own, you can too—and I’m here to show you how.

    *How can I pay off my debt?
    *Is there an easy budget method?
    *How can I simplify my household expenses?
    *How can I pay down credit card debt?
    *How can I stop relying on credit cards?

    *How to start budgeting for beginners?
    *How to budget on one income?

    *How can I live within a budget?

    *How do I write a budget?
    *How do I spend less?

    *How can I move forward financially?
    *What if I don't have enough money to invest?
    *How can I build wealth?
    *How can my budget reflect my core values?

    *How can I LIVE ABUNDANTLY on a budget?

    *Is there someone out there who understands being a single mom that can help me with my finances?! :) I got you, girl.

    Erin Britt is your host and can be found on Instagram (@budgeteffectpodcast)

    © 2024 Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting as a Single Mom
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Episodes
  • 41// A mindset shift to help stop your impulse purchases | Actually stick to your budget and save money
    Nov 5 2024

    You are up against bazillion dollar marketing companies that cause you to feel like you are SAVING money if you buy this RIGHT NOW.
    But what if we just did one simple shift in our language that would help us combat those impulse purchases? That's what we are talking about today. After this episode you will have a deeper understanding around saving money and a way to combat impulse purchases.

    Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!


    Let’s Connect.

    Instagram @budgeteffectpodcast

    Email: hello@thebudgeteffect.com


    Got a specific question you’d like me to answer on the show? Text it!

    Click to Send a Text.

    Show more Show less
    10 mins
  • 40// Finally save more money, pay off debt, and stay in your budget with this simple tip
    Oct 30 2024

    What is stopping you from saving, investing, or paying off debt? What is keeping you in the paycheck to paycheck cycle?
    Maybe you don't have this mindset: Can it wait a week? After this episode, you will walk away with a fresh mindset about your future, your goals and your budget!

    Let your budget EMPOWER you to get what you want.

    Do you want help getting started? Click here for the Budget Foundations Jumpstart. By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!

    Let’s Connect.

    Instagram @budgeteffectpodcast

    Email: hello@thebudgeteffect.com


    Got a specific question you’d like me to answer on the show? Text it!

    Click to Send a Text.

    Show more Show less
    15 mins
  • 39// 4 Ways Minimize the Cost of Eating Out on Busy Nights
    Oct 24 2024

    Is the constant running around and never eating at home killing your food budget? There are 4 steps you can take to minimize this cost - even in the busiest seasons. Let me walk you through what these 4 steps look like for a mom who is empowered by her budget.

    Listen to this episode to answer these questions:

    • How do I stay in my food budget?
    • How do I feed my family when we are so busy?
    • How do I save money on food?
    • How do I stop spending so much money?

    Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!


    Let’s Connect.

    Instagram @budgeteffectpodcast

    Email: hello@thebudgeteffect.com


    Got a specific question you’d like me to answer on the show? Text it!

    Click to Send a Text.

    Show more Show less
    24 mins

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