Hey Rich Girls, Kirby here - and we are BACK with our March book club review for Atomic Habits! Now today’s episode is going to be a little bit different from our previous book club episodes - while I am still going to do a brief review of the book, I am going to spend most of the episode tying back the major themes into personal finance and how you can start implementing micro money habits into your daily routines.

**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**

RELATED EPISODES:
Nine side hustle ideas:https://youtu.be/zCRo07P5K-k?si=d7ZT6UgPBJcnAZ55
Introducing Rich Girls’ Guide Book Club: https://youtu.be/AIUmih1X7Q4?feature=shared
January Book Club Review: https://youtu.be/0EGU_nAvo8k?feature=shared
February Book Club Review: https://youtu.be/1jbA55qDlAY?feature=shared

CONNECT WITH ME:
YouTube: https://www.youtube.com/@richgirlsguidewithkirby
Instagram: https://www.instagram.com/richgirlsguidepodcast/
TikTok: https://www.tiktok.com/@richgirlsguide

TIMESTAMPS

00:00 Intro
1:15 Key takeaway # 1 Small atomic changes
2:56 Key takeaway # 2 Goalless thinking & setting routines
4:17 Key takeaway # 3 Habit stacking
7:58 Real life application # 1 Retirement savings
12:05 Real life application # 2 Credit card debt
17:39 Real life application # 3 How to implement habit stacking

Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact

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ARTICLES MENTIONED:
Average american credit card debt: https://www.lendingtree.com/credit-cards/study/credit-card-debt-statistics/

Atomic Habits: https://amzn.to/4bh5Ncc

MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)
The Power of Habit: https://amzn.to/3xxkytF
Atomic Habits: https://amzn.to/4bh5Ncc
The Opposite of Spoiled: https://amzn.to/3xDz2rP
You Are A Badass At Making Money: https://amzn.to/4bkKuqg

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