Demographics Decoded - Unveiling the trends shaping your future

By: Simon Kuestenmacher and Michael Yardney
  • Summary

  • Join leading demographer Simon Kuestenmacher and wealth and property investment expert Michael Yardney as they share data-driven insights that help business leaders, entrepreneurs and investors make informed decisions. Each week we bring you in-depth discussions, expert insights, and actionable advice on demographic shifts, economic trends, and social changes. Whether you're a business leader, entrepreneur, or investor, our podcast equips you with knowledge to stay ahead of the curve. In a rapidly changing world, empower your business and investment decisions with data-driven insights. By subscribing to Demographics Decoded, you gain access to: • Expert analysis from leading authorities in demography, economics and the future. • Insights into the trends that will impact your business and investments. • Strategies for leveraging demographic shifts to your advantage. • Exclusive content and early access to new episodes. https://DemographicsDecoded.com.au
    2024
    Show more Show less
activate_Holiday_promo_in_buybox_DT_T2
Episodes
  • The Real Reasons Why Young Australians Are Postponing Home Ownership
    Oct 29 2024
    Today we explore why young Australians are increasingly delaying their dreams of homeownership. We've all heard about skyrocketing property prices and the challenges of securing a mortgage but, as you’ll hear, there's more to the story than just affordability. Sure property prices present a significant barrier, but we also examine lifestyle changes, such as extended periods in education and the prioritisation of experiences over material possessions, reshaping the housing market landscape. We also discuss demographic shifts, including the transition of millennials from urban rentals to suburban family homes, and highlights the rise of build-to-rent and co-living spaces. Unlocking Homeownership: Challenges for Young Australians In this conversation, we explore demographic shifts, financial hurdles, and lifestyle changes transforming the housing market landscape for millennials and beyond. Join us as we unpack the complex factors contributing to delayed homeownership and offer potential solutions to navigate these challenges. ● Soaring property costs compared to median income, now seven to eight times versus 2.6 times in the early 80s ● Lifestyle changes, including longer periods in education and prioritization of experiences over material possessions ● The search for meaning in life by the younger generations ● Higher mobility in the younger generations ● Millennials moving from urban rentals to suburban family-sized homes, increasing demand for three and four-bedroom properties ● Transformations in the rental market, including the rise of build-to-rent and co-living spaces ● Comparison of institutional investment in rental housing versus traditional "mom and dad" landlord model ● Government's critical role in addressing housing affordability and ensuring financial security in retirement ● Innovative strategies like 'rent vesting' as potential solutions for easing housing supply shortages From understanding the evolving priorities of younger generations to advocating for effective policy changes, this episode is a must-listen for those looking to navigate the complex housing landscape. Links and Resources: About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results. Some of our favorite quotes from the show: “So, the meaning of life, then, must come from somewhere else, and this is where the whole narrative came from. It started really at scale with the millennials, where they said hey if I don't find meaning in religion, if I don't start a family, where does meaning of life come from?” - Simon Kuestenmacher “One of the things that the younger generation seem to have is more career mobility, more flexibility, and I guess this is one of the reasons that they don't put down their roots early on because they don't know where they're going to be.” - Michael Yardney “The government post-war did a lot of property development. They own land, they don't have to pay stamp duty. They could do it at scale today, but I guess, like most things, they may not do it as efficiently as private enterprise.” - Michael Yardney PLEASE LEAVE US A REVIEW Reviews are hugely important to me because they help new people discover this podcast. If you enjoyed listening to this episode, please leave a review on your favourite podcast app.
    Show more Show less
    30 mins
  • Using Morgan Housel’s Wisdom on Demographics and Destiny to Decode Our Future
    Oct 22 2024

    Today, we’re exploring the fascinating intersection of psychology, economics, and demographics through the lens of one of the most insightful thinkers of our time: Morgan Housel.

    Housel writes about behavioural finance and has a unique ability to distil complex ideas about human behaviour and economics into simple, powerful insights.

    Whether you're an investor, policymaker, or just someone interested in where our world is headed, this episode will give you fresh perspectives on the forces at play in our rapidly evolving demographic landscape.

    Morgan Housel on History's Financial Lessons and True Wealth

    In this episode we delve into the profound insights of Morgan Housel, exploring the intricate relationship between historical events, personal experiences, and financial behavior. Our conversation allows listeners to rethink their approach to wealth and long-term financial planning.

    • The intersection of psychology, economics, and demographics in shaping financial behavior
    • The way your perspective colors how you think the world works
    • The significant impact of historical events like the World Wars and the Great Depression on generational attitudes toward money
    • The irrational nature of financial decisions and the importance of considering broader perspectives
    • The complexities of using historical data to predict future economic and market trends
    • Recognizing the limitations of traditional predictive models in the face of unprecedented events
    • The role of human nature and behavioral finance in economic forecasting and long-term planning
    • The difficulty of long-term planning in the face of changing goals and circumstances
    • Philosophies like Buddhism that emphasize happiness beyond material possessions
    • The paradox of wealth as a means to impress others versus achieving personal satisfaction
    • The true essence of wealth, including health, love, personal growth, and community contribution
    • The different paces of progress and setbacks

    By examining these themes through Morgan Housel's lens, we encourage listeners to challenge conventional wisdom and adopt a multifaceted approach to financial decision-making.

    Join us as we uncover how understanding history, human behaviour, and broader perspectives can lead to smarter financial choices and a more balanced view of wealth.

    Some of our favourite quotes from the show:

    “But if you dig deeper, you understand that nobody's crazy. It's just based on what their experiences have been.” - Michael Yardney

    “We need to be aware that there are these biases in us and that we just intuitively throw them out there and again. Ideally, you're constantly doing a bit of self-work.” - Simon Kuestenmacher

    “And to put the positive spin on it, take any kind of setback that comes. Take this as an opportunity to reboot, to reset and life's journey is full of resets.” - Simon Kuestenmacher

    PLEASE LEAVE US A REVIEW

    Reviews are hugely important to me because they help new people discover this podcast. If you enjoyed listening to this episode, please leave a review on your favourite podcast app.

    Show more Show less
    33 mins
  • Is Your Job Safe? Exploring the Shifts in Australia’s Workforce
    Oct 15 2024
    In this episode of Demographics Decoded, we explore Australia's transition to a knowledge-based economy. From the dramatic changes in job nature and required skills to the significant implications for the Australian workforce and society at large, there’s a lot to examine. Our conversation today offers valuable perspectives for investors, business owners, and anyone interested in understanding the forces shaping Australia's future. The Changing Face of Australia's Job Market and Workforce Today we discuss Australia's remarkable transformation from an agricultural powerhouse to a thriving knowledge-based economy. Join us as we navigate through the intricate changes in job types, educational demands, and the broader social implications of these shifts. ● Australia's transition from an agricultural economy to a manufacturing powerhouse and finally to a modern knowledge-based society ● The significant overhaul of the educational system to meet the demands of high-skill, intellectual office roles ● The rise of knowledge workers and its impact on commuting patterns, with a new viable living area extending to a two-hour drive time radius around CBDs ● Economic challenges faced by millennials, including soaring house prices and their effect on perceived wealth despite higher incomes ● The dominance of millennials, especially women, in higher education and high-skill level jobs, and the broader social and economic implications of these trends ● Gen Z's entry into a job market characterized by low unemployment and a skills shortage, leading to contrasting expectations with baby boomer employers ● The emergence of single, affluent women in the workforce and their property-buying preferences, often leaning towards luxurious, low-maintenance homes in convenient locations ● Next week’s discussion on why the younger generations are leaving their house purchase decisions to later in life This conversation provides valuable insights for business owners, investors, and anyone interested in the evolving landscape of the Australian workforce. Don’t miss the chance to stay ahead of the curve by gaining a deeper understanding of these significant trends. Links and Resources: Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail, and professional services industries, among others. About Michael Yardney Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best-selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance, and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction, and wealth-producing results. Some of our favorite quotes from the show: “We're still an agricultural powerhouse. We still produce a lot of food and agricultural products and sell this to the world.” - Simon Kuestenmacher “When you just have a look at the CEOs of the various companies, more women are ending up much higher up the ranks of running businesses, running organisations, than they were in previous generations.” - Michael Yardney “Yes, you can call the young people entitled, but, to be honest, they have the right macroeconomic backing to make demands.” - Simon Kuestenmacher PLEASE LEAVE US A REVIEW Reviews are hugely important to me because they help new people discover this podcast. If you enjoyed listening to this episode, please leave a review on your favourite podcast app.
    Show more Show less
    29 mins

What listeners say about Demographics Decoded - Unveiling the trends shaping your future

Average customer ratings

Reviews - Please select the tabs below to change the source of reviews.