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Can you afford to ignore the risks of long-term care? Join us on The Angry Biller as we sit down with Kevin Dombro from the State and Trust Services Group to uncover the often overlooked complexities of long-term care insurance. Kevin takes us through his fascinating journey from studying risk management at Florida State University to becoming the Vice President of Operations, providing expert insights along the way. With 70% of people requiring long-term care at some point, Kevin helps us understand the critical need for awareness and preparation. Listen as we delve into what triggers eligibility for long-term care, focusing on the six activities of daily living and cognitive issues, and learn why the best time to consider purchasing this insurance might be earlier than you think.

Struggling to navigate the maze of long-term care and disability insurance, especially with pre-existing conditions? This episode has you covered. Kevin shares invaluable advice on how common medications like those for high blood pressure don't necessarily disqualify you, while shedding light on more serious health concerns that might. We break down the differences between short-term and long-term disability insurance, emphasizing the importance of "own occupation" policies for professionals. Discover the financial safeguards offered by life insurance policies with long-term care riders, and hear success stories that demonstrate the life-changing impact of these policies. Don't miss this essential conversation on planning and mitigating the financial burdens of long-term care.

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