• Episode 18 - To Buy, or Not to Buy: That Is the First-Time Homebuyer Question

  • May 18 2023
  • Length: 1 hr and 27 mins
  • Podcast

Episode 18 - To Buy, or Not to Buy: That Is the First-Time Homebuyer Question

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  • Summary

  • Episode 18 (Renting versus Buying a Home):   In The Rundown, Michael and Brad highlight the latest mortgage news and real estate market stats. Michael makes his next prediction for where interest rates are headed. Brad reviews the March year-over-year plus the last 7 days of real estate market activity and how the market is trending.    In The Scoop, we talk about the decision facing all first-time homebuyers - should you buy or rent? We go over the pros and cons of both owning and renting and help explain when it may make sense to go one way or the other based on your circumstances.   In this week's The Unreal, we talk about (again!) a small victory regarding the FHFA's loan level price adjustments (LLPAs).   In The Spotlight we feature Pappas in Parkville and Cockeysville! If you're looking for crabcakes, you can't go wrong at Pappas! And we just found out they have the option of pre-ordering gluten-free crab cakes! They're on Instagram at @PappasParkville or @PappasCockeysville, or call them at (410) 661-4357 in Parkville or (410) 666-0030 in Cockeysville, or find them on the web at pappasparkville.com or pappasrestaurantcockeysville.com. Check them out!   Episode Highlights
    • We recorded before Mother's Day, so Happy Mother's Day to all the great Mom's out there!
    • [00:04:20] THE RUNDOWN (Mortgages)
    • [00:09:55] THE RUNDOWN (Real Estate)
    • [00:21:10] THE SCOOP (To Buy, or Not to Buy: That Is the First-Time Homebuyer Question)
    • [01:13:49] THE UNREAL
    • A minor victory - more news on the FHFA's loan level price adjustments (LLPAs)
    • [01:18:10] THE SPOTLIGHT
    • Pappas Restaurant and Sports Bar in Parkville or Pappas Restaurant and Sports Bar in Cockeysville!
    • [01:22:56] Final thoughts
    • Next episode - Winning the House: How to Make Your Offer Stand Out from the Crowd

    Hosts

    Michael Becker, Sierra Pacific Mortgage
    NMLS #200085
    Michael.Becker@spmc.com
    (443) 310-0012 (m) / (410) 252-9000 (office)
    https://lo.sierrapacificmortgage.com/michael-becker 

    Brad Cox, The Vesta Group of Long & Foster Real Estate
    MD Lic #652795
    Brad@HomesByVesta.com
    (410) 375-7550 (m) / (410) 583-5700 (office)
    https://www.bradcox.realtor/ 

    Links

    Michael Becker, Sierra Pacific Mortgage
    Brad Cox, The Vesta Group of Long & Foster Real Estate
    @berealmdpod
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