In this episode of Finance This Property That, host Dion Fernandez reunites with the expert panel—Adam, Simon, and Roddy—for a packed discussion on game-changing financial strategies, recent lending policy updates, and behind-the-scenes wins. From celebrating award accolades to unpacking the latest on bridging loans, HEX debt changes, and rent-a-room policies, the team offers valuable insights for home buyers, investors, and anyone navigating today’s real estate market. With a touch of humor and a lot of expertise, this is your go-to episode for smarter property finance decisions.

🧭 Episode Breakdown:

• 00:00–04:00 | Welcome back to the panel; missing member Luke and big congratulations
• 04:01–08:30 | Emerge wins “Best Boutique Non-Franchise Brokerage” + Broker of the Year
• 08:31–14:45 | HEX debt policy changes and their impact on first home buyers
• 14:46–20:15 | Self-employed lending updates: one-year income policies and tax strategies
• 20:16–25:50 | Broker–accountant collaboration: getting financials loan-ready
• 25:51–31:00 | Rent-a-room policy and its effect on borrowing capacity
• 31:01–41:30 | Bridging loans demystified: pros, policy updates, and client scenarios
• 41:31–46:00 | Market momentum, interest rate cuts, and fixed rate trends
• 46:01–51:00 | Technology in banking: digital ID, virtual cards, and multi-offset accounts
• 51:01–55:00 | Team wins, client success stories, and growing expertise at Emerge

✨ Why Listen:
Gain real, actionable insights on the latest in mortgage lending—from reducing HEX debt impact to navigating bridging loans with confidence. Whether you're a first-time buyer, investor, or planning a property upgrade, this episode arms you with the strategies and policy know-how to make smarter financial moves.