Episodes

  • Your Benefits if You're RIF'ed
    Mar 31 2025

    Wondering what happens to your benefits if you’re laid off through a RIF? We break down the key details surrounding layoffs, including what typically happens with your healthcare, TSP, and pension benefits.

    Join us at a Fed Pilot workshop (webinar or in-person) and not only learn about your benefits, but how to prepare for retirement. The earlier in your career, the better.

    Register: https://fedpilot.com

    Have questions? Ask at https://fedpilot.com/contact-us

    Show more Show less
    3 mins
  • Employment Terms
    Feb 24 2025

    We clarify the often-confusing employment terms that have surfaced recently, such as Deferred Resignation, Buyouts, and RIFs. Understanding these concepts is crucial for making informed career decisions. We explore the differences between voluntary and involuntary separations, providing you with the insights needed to navigate your options effectively.

    Join us at a Fed Pilot workshop (webinar or in-person) and not only learn about your benefits, but how to prepare for retirement. The earlier in your career, the better.

    Register: https://fedpilot.com

    Show more Show less
    5 mins
  • TSP Income Limits
    Feb 20 2025

    Curious about the income limits for the Roth TSP? We dove into the exciting news that there are no income restrictions when contributing to your Roth TSP, setting it apart from traditional IRAs. Plus, discover the impressive contribution limits that allow federal employees to maximize their savings potential!

    Join us at a Fed Pilot workshop (webinar or in-person) and not only learn about your benefits, but how to prepare for retirement. The earlier in your career, the better.

    Register: https://fedpilot.com

    Show more Show less
    2 mins
  • Just Because You Can
    Feb 5 2025

    We delve into the critical distinction between what you can and should do regarding financial decisions, particularly concerning the Thrift Savings Plan (TSP) before retirement. While you may be able to invest a large sum in the TSP, we emphasize the importance of carefully weighing the pros and cons and considering alternative options like IRAs, which may offer more flexibility.

    Join us in our workshops to explore these crucial financial strategies and ensure that your retirement plan is tailored to your unique circumstances.

    Register: https://fedpilot.com

    Show more Show less
    3 mins
  • HR & OPM
    Feb 1 2025

    We dive deep into the critical relationship between OPM and HR and why their alignment is essential for a seamless retirement process. Discover the complexities of how different agencies manage HR functions and the impact this can have on your retirement experience.

    Join us at a Fed Pilot workshop (webinar or in-person) and not only learn about your benefits, but how to prepare for retirement. The earlier in your career, the better.

    Register: https://fedpilot.com

    Show more Show less
    2 mins
  • SRS after 62
    Jan 28 2025

    We tackled a question from one of our workshops about retirement eligibility for federal employees, specifically addressing the implications of retiring with less than 20 years of service. Discover why you must be at least 62 years old to qualify for full retirement benefits and how the Special Retirement Supplement (SRS) can impact your financial planning if you retire before this age.

    Join us at a Fed Pilot workshop (webinar or in-person) and not only learn about your benefits, but how to prepare for retirement. The earlier in your career, the better.

    Register: https://fedpilot.com

    Show more Show less
    2 mins
  • What your high 3 is and isn't
    Jan 23 2025

    We demystify the concept of the “High Three” retirement calculation, clarifying common misconceptions. Contrary to the belief that it’s simply the average of your highest pay over three years, we explain that it actually involves averaging the last 78 pay periods, with only certain types of pay contributing to this total. Join us as we break down this complex formula, ensuring you’re fully informed about your retirement benefits and how to accurately calculate your High Three.

    Register: https://fedpilot.com

    Show more Show less
    2 mins
  • Mutual Fund Window
    Jul 17 2024
    The government made changes to the Thrift Savings Plan (TSP) by introducing a mutual fund window in 2022, offering access to 5,000 additional mutual funds beyond the typical GFC Sni funds. To explore these mutual funds, individuals can log into tsp.gov, create a mutual fund window account, and assess the fees associated with these funds. Despite the potential for higher fees, it's essential to evaluate if utilizing these mutual funds aligns with your financial goals and risk tolerance. Join us at a Fed Pilot workshop (webinar or in-person) and not only learn about your benefits, but how to prepare for retirement. The earlier in your career, the better. Register: https://fedpilot.com
    Show more Show less
    3 mins