Hosts: Andrew Dewar & Catherine Collins

Let’s talk about one of the most common (and unspoken) fears: money. Whether you're afraid of not having enough, messing it up, or not knowing where to start — this episode is your guide to facing those fears with clarity and confidence.

• Why even wealthy people are still scared of money
• The surprising psychology behind “bag lady syndrome”
• How fear of money is tied to survival instincts
• The first step to financial peace — and why it’s the hardest
• How to reframe money talk (with yourself and others)

• Awareness is the starting point — know your numbers
• Fear thrives in the unknown — clarity calms the nervous system
• Find community and accountability — you don’t have to do it alone
• Create a vision — get clear on the life you’re building
• Talk kindly to yourself — your money story is still being written

• “Discomfort now creates peace later.”
• “One email could save you $600 — or get you a refund.”
• “Being afraid of money doesn’t mean you’re bad with it — it means you're human.”
• “You don’t need to face it all today. Just take the first step.”
• “Your future self is already cheering you on.”

Cat: Negotiated her rent increase down with just one email. 🙌

Andrew: Resisted buying a neurofeedback gadget that didn’t fit his head — progress, not perfection. 💡

• Mom’s Got Money by Catherine Collins → https://amzn.to/3USZzRn
• The Wealthy Barber by David Chilton → https://amzn.to/3UMi6Mp
• FIRE Movement (Financial Independence, Retire Early) → https://www.choosefi.com/what-is-fi/

👉 Book a FREE Clarity Call → https://fiveyearyou.com

📧 Email us → hello@fiveyearyou.com

📸 Follow us on Instagram → https://instagram.com/fiveyearyou

You’re doing better than you think.

Every time you face your fear, your future gets a little brighter.

Thanks for being one of the brave ones. 🙏

#ScaredOfMoney #FiveYearYou #PersonalFinancePodcast #MoneyMindset #FinancialHealing #BagLadySyndrome #FIREMovement #MoneyAnxiety #RewritingYourMoneyStory #BudgetingWithoutShame

In this episode of Five Year You, we’re talking about what it means to live in uncertain times—and how to stay calm, grounded, and intentional even when the world feels like it’s spinning. Andrew and Catherine share honest insights about fear, control, emotional overwhelm, and how to come back to yourself through small, powerful actions.

💡 What You’ll Learn:

– Why uncertainty is harder right now than it’s been in years

– How to take back control over your inner calm

– Simple ways to simplify when everything feels like too much

– Why community and connection help regulate anxiety

– The power of the feelings wheel, ChatGPT, and movement

– What to do if it’s more than you can handle on your own

🛠️ Tools + Resources Mentioned:

📌 The Feelings Wheel – A free emotional regulation tool that helps you name and process what you’re feeling

🔗 https://feelingswheel.com

📌 ChatGPT – Use it to journal, ask questions, or start talking when you're not ready for therapy

🔗 https://chat.openai.com

📌 The Secret Language of the Body by Inna Segal – A book on emotional healing through physical release

🔗 https://www.amazon.com/dp/1582702608

📌 Sliding Scale Therapy – Many therapists adjust pricing based on income. Check out:

🔗 https://openpathcollective.org

📌 Free Mental Health Resources – Community-based and accessible therapy options in the U.S. and Canada

🔗 https://findahelpline.com

✨ Want more support?

We’d love to hear from you.

📬 hello@fiveyearyou.com

🌐 https://fiveyearyou.com

🎙 Subscribe for more honest conversations:

▶️ YouTube: https://youtube.com/@FiveYearYou

📸 Instagram: https://instagram.com/fiveyearyou

🎧 Podcast: https://fiveyearyou.com/podcast

Hosts: Andrew Dewar & Catherine Collins

In this powerful starter episode, we strip self-improvement down to its roots: small, gentle changes. If you've ever felt stuck, overwhelmed, or unsure where to begin your growth journey, this one's for you.

You don’t need a 5 a.m. cold plunge or a 90-minute gym routine to change your life.

You just need a first step — and this is it.

• Why basic needs are your foundation for lasting change
• How subtracting (not just adding) creates transformation
• The “5 Year You” vision exercise that makes personal growth clear and motivating
• Simple ways to regulate your emotions and improve mental clarity
• What a bedtime routine for adults can teach you about self-worth

• Mendi Brain Trainer (neurofeedback headband) → https://amzn.to/3UAA5XS
• Five Year You coaching program (Week 1–5) → https://fiveyearyou.com
• Magic Mornings habit stack → https://fiveyearyou.com

Cat: Free dressers on the side of the road? YES, please. Her inner thrifter is sparkling ✨

Andrew: Discovered the Mendi neurofeedback device and is now laser-focused (and geeked out). 🧠

• “Improving yourself starts with taking a shower.”
• “Don’t chase routines you can’t maintain. Start tiny.”
• “You already have what it takes. You just forgot.”
• “Your ego will resist change. Do it anyway.”
• “Subtraction is also self-improvement. Take something away.”

👉 Book a FREE Coaching Call → https://fiveyearyou.com

📧 Email us → hello@fiveyearyou.com

📸 Follow us on Instagram → https://instagram.com/fiveyearyou

• Anyone feeling overwhelmed and unsure where to begin
• Listeners struggling with guilt or burnout
• People who need permission to start small

You don’t need to earn your worth.

You don’t need to fix your whole life today.

You just need to love yourself enough to take the next step.

We're with you.

📌 Affiliate Disclaimer: Some links in this description are affiliate links. As Amazon Associates, we earn from qualifying purchases using the Five Year You store ID: amp09-20 and tracking ID: 5yy-20. This comes at no extra cost to you and supports the show. Thank you!

#SelfImprovement #StartSmall #FiveYearYou #MentalHealth #PersonalGrowth #HabitChange #MagicMornings #BasicNeeds #VisionWork #AdultBedtimeRoutine #YouAreWorthy