Jess wants to bank on herself like the Rockefellers. Dan points out the Rockefellers never needed life insurance to buy whatever they wanted.

Jess asks if she should work with a financial coach. Dan points out that she knows more than them, and is actually liable for her advice.

Jess asks if she should buy NFT art, and Dan points out that NFTs are worthless and it's an insult to art to call them art.

Dan asks if he should by a Timeshare, and Jess reminds him that spending money on the same vacation for the rest of your life is probably not a great idea.

Jess asks Dan if she should try out real estate as passive income. Dan explains there is no such thing as passive income in real estate.

Dan and Jess address the age old myth that renting is throwing money away, and discuss all the assumptions that go into the myth.

Dave Ramsey blows up over the idea that you can't withdraw 8% annually in retirement and Dan and Jess sort through the wreckage.

Jess asks our guest if the Employee Retention Credit really is free money. Spoilers: It's not.