Greg, Nick, and Stephen are spent the last two weeks competing to satisfy the SAS EuroBonus Millionaire promo with the most style, affordability, and speed. If you've been following along by reading their journal posts, you know that this was a much harder task than they bargained for and they relied on reader input along the way. We've got some cool prizes planned for the reader who was most helpful including certificates to cover five free Hilton hotel nights and more! But to determine that winner, we need your help deciding which traveler achieved the goal with the most SAS! Cast your vote here!

(00:22) - SAS offering 1 million miles to anyone who registers and flies 15 qualifying SkyTeam airlines

(01:00) - FM turned it into a team challenge:

(02:50) - During the challenge the team met live on Youtube a couple of times. There we recapped what we'd achieved to-date and the judges awarded us interim scores.

(03:30) - Catch up on the live check-in recordings during the Million Mile Madness challenge

Cast your vote here!

(1:21:00) - Wrap up of Nick's final travel days after the last live check-in

(1:24:38) - We will host a final livestream on Tuesday November 26th PM ET where final scores will be announced.

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Music Credit – “Ocean Deep” by Annie Yoder

Rewards credit cards are often most valuable for their welcome bonuses, but many of them also have very valuable perks just for having the card. So which credit cards have the best perks for a variety of categories? (Learn more about all the best current credit card offers here.)

(00:40) - Best airport lounge benefits?

(07:34) - Best Automatic Elite status

(10:45) - Best award discount/rebate

(12:59) - Best Automatic Free Night (no spend required)

(15:57) - Best Companion Ticket

(18:45) - Best miscellaneous perk

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Music Credit – Beach Walk by Unicorn Heads

United recently announced an increase in elite requirements for 2025. Will Delta follow suit? Luckily, for this year, there's still time...

(02:18) - A reader has a datapoint for us about the Equinox credit saying: "My wife successfully used the equinox credit for a massage. She enrolled in an equinox plus membership that came with a 7 day free trial. She was able to book and complete her massage within the 7 day trial period. The credit posted within 2 days and she canceled the membership."

(06:17) - Last year Delta announced a drastic increase in elite requirements in 2024 for the 2025 elite year. After a public outcry, they reduced the requirements so much that in 2024 it is easier than ever to earn Delta elite status.

Read more about the easy path to Delta elite status here.

(08:05) - Multiple elite levels...

(13:44) - Besides paying big $ for flights, how can you get status?

(19:02) - Delta Status match, which you can read more about here.

(23:03) - In summary, what are the easiest paths...

(24:48) - Delta cards may be expensive but offer a lot of value

Learn more about the Delta Platinum card here, and the Delta Reserve card here.

(31:17) - What's the best way to do a long-haul holiday flight for a family with young children?

See which award search tools are best here.

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Music Credit – “Ocean Deep” by Annie Yoder

Kiva is a clearing house for microlenders to help them find funding for microloans. You don't earn interest on these loans, but this can be an interesting way to accumulate spend on reward cards without fees...

(00:37) - Kiva is like a clearinghouse for microlenders to help them find funding Read more about Kiva loans here: https://frequentmiler.com/why-i-love-kiva-for-earning-rewards-and-doing-good/

(01:32) - You choose which loans to fund and how much to fund. (You do not earn interest. At best: 100% of money back.) But you can pay with credit card with no fee!

(03:33) - How much $ can you float? (And how long can you float?)

(04:22) - No guarantee of pay back

(05:00) - Avg default rate: 1.82% (mine: 1.73%)

(06:03) - Tool to make it easier to find safe loans: KivaLens

Read about KivaLens here: http://www.kivalens.org/

And read about updates to KivaLens here: https://frequentmiler.com/kivalens-resurfaces-better-than-before/

(06:40) - KivaLens gives you an ability to filter loan types

(07:48) - KivaLens also gives you an ability to sort

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Music Credit – Beach Walk by Unicorn Heads

The SAS EuroBonus Millionaire promotion may turn out to be 2024's Deal of the Year. We just have to fly 15 SkyTeam airlines before the end of the year to earn 1 million miles. However, if for some reason SAS doesn't honor the promotion, they'll make it to our 2024 naughty list for sure. As you listen to this, Nick, Greg, and Stephen are in the air somewhere in the world trying to complete this promotion in 2 weeks or less. Learn all about the promotion and how we're going about tackling it in today's main event.

(02:43) - A reader has a tip about the US Bank Travel Portal allowing AR point redemptions at 1.5c for Disney theme park tickets, at the Disney retail pricing...

(04:34) - Trick for finding Finnair Avios award availability
Read more about our solution for finding Finnair award availability here.

(06:44) - Opportunities to buy miles cheaply (can be great for people who can't get USA credit cards)

(07:27) - Read more about Flying Blue's subscriptions to buy miles here.

(07:50) - Alaska/Hawaiian for 1.25c per mile
Read more about buying Alaska / Hawaiian miles for 1.25 c per mile here.

(09:01) -What is Million Mile Madness?

Follow the Million Mile Madness challenge here.

​​(15:39) - Hi FM Team, do you have any backup or contingency plans in place if one of your flights is cancelled or severely delayed? Good luck on your adventure!

(19:12) - Departing soon? Best wishes to all the contestants

(24:07) - Will there be a live wrap up show for the challenge?

(26:50) - What have you done ahead of time for tight connections during your challenge? Like buying seats in the front of plane, familiarize the airport layout, etc…

(31:11) - ​​Which airline are you most and least looking forward to flying as part of the challenge?

(37:11) - What is each contestant most confident they'll be the "best" at?

(44:29) - ​​I was trying to book a flight on AA using Alaska taking off in 2 days, and their website said that the itinerary is "too close to departure." Is this phantom award space?

(46:05) - You know “player 2” is a common topic among the hobby. Would anyone here consider having their spouse joint one podcast explaining their thoughts of their significant other engaging in the hobby?

(48:06) - ​​My Hyatt globalist expires soon. Can/should I make bookings after expiration and guest of honor myself?

(51:33) - ​​Hawaiian biz card only offers 50k after $4k spend now (used to be 80k after $2k spend) Considering it may go away, should we jump on it now?

(53:41) - Greg, Delta Amex companion certificates terms are very restrictive. Any best practices to find eligible fare class for non-holiday weekends far in advance?

(54:58) - ​​Is their a resource for which Hilton Resorts accept pre-payments?

(55:47) - What is each contestant's personal mission?

(1:00:44) - Does booking yourself a Hyatt GOH earning an additional elite night?

(1:01:59) - Did you get confirmation that SAS will allow you to award the miles to the helpful readers?

(1:02:41) - Do you think you'll run into each other during the challenge?

(1:005:46) - The Amex Platinum card offer requires a lot of spend so one reader made an $11K estimated tax payment to meet that spend, but an agent later told them that kind of expense is not eligible for meeting spend requirement, outlining a few other ineligible expenses as well. Is this true?

Visit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don’t forget to like and follow us on social media.

Music Credit – “Ocean Deep” by Annie Yoder

A Southwest Companion Pass can be massively valuable if you use it a lot. In this episode of Coffee Break, we'll break down how you can fly with a friend for free using the Southwest Companion Pass.

(00:26) - Overview - read our complete guide to the Southwest Companion pass here.

(00:46) - What is the Southwest Companion Pass?

(03:36) - What are the requirements to earn a Southwest Companion Pass?

(04:28) - Which points count?

(13:02) - Online Shopping for the Southwest Companion Pass through the Southwest Rapid Rewards shopping portal

(14:25) - Hotel partners, or book hotels through Rocketmiles

(15:03) - Rental Cars

(15:09) - Referring businesses for SWABIZ (25K per business)

Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don’t forget to like and follow us on social media.

Music Credit – Beach Walk by Unicorn Heads

If you learn a few advanced tricks, you can book awards for less miles than you'd think, and for better products or flights than you might think as well.

(01:07) - About our Coffee Break: Earn miles while saving and paying for college | Coffee Break Ep31 | 10-28-24 | Podcast

See episode 31 of Coffee Break "Earn miles while saving and paying for college" here.

(01:36) - Giftcards dot com added fee - it still seems to be earning GCdotcom rewards, but might not last

(02:14) - One reader says as of 2024, you can rollover 529s into Roth IRAs.

Learn more about our ongoing challenge at https://millionmilemadness.com

(05:44) - Quick recap

SAS Eurobonus allows points pooling (Read more about SAS points pooling here.)

(06:52) - Stephen is all booked!

Read Stephen's Million Mile Madness journal here.

(08:35) - Read Nick's Million Mile Madness journal here.

(11:36) - Greg: "Speed and Style"

Read Greg's Million Mile Madness journal here.

(17:05) - Marriott Homes & Villas promo: Stay 2+ nights & spend $1k+ to earn 30K bonus points

Read more about the Marriott Homes & Villas promo here.

(18:24) - Choice enhances program in 2025

Read about Choice Privileges improvements coming in 2025 here.

(20:19) - Virgin Atlantic's dynamic award pricing is live

Read more about Virgin Atlantic's dynamic award pricing here.

(23:03) - United increasing elite requirements for 2025

(24:41) - DOT Refund Rule

(26:56) - JetBlue's excellent status match
Find our episode about JetBlue's status match here.

(27:39) - Last minute bookings/changes

(29:53) - Same day changes

(32:09) - What is Skiplagging?

(35:37) - Mix cabins for lower prices

(39:25) - Start to End Distance based pricing

(43:37) - Weird pricing

(45:50) - Distance based award tricks...

(51:59) - Avoid sucky programs

(1:01:33) - How can I time an Amex Platinum consumer card downgrade to gold card in order to get maximum credits from each, and what happens if I upgrade again later... would I get the benefits again?

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Music Credit – “Ocean Deep” by Annie Yoder

In today's coffee break, we'll talk about how to earn miles while saving for, and paying for college. There are mileage earning strategies for contributing to college savings, paying for college, or paying towards student loans.

(01:23) - Use rewards credit cards to buy "gift of college" gift cards

Read more about earning miles for college here: https://frequentmiler.com/miles-for-college/

(02:26) - Best options for buying Gift of College gift cards

(06:06) - Best online option for buying Gift of College gift cards

Visit GiftCards.com here

(07:56) - Use either of above to earn welcome bonuses with ANY card

(08:37) - The Great Double Dip for earning while saving for college, and then again while spending for college

Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don’t forget to like and follow us on social media.

Music Credit – Beach Walk by Unicorn Heads