Heard the term HSA but not quite sure what it means—or why so many financial professionals rave about it? In this episode of Horizon Advisers Unleashed, Ryan and Andrew break down the Health Savings Account: what it is, who it’s for, and how it can be a triple tax-advantaged powerhouse for your finances. Whether you’re new to HSAs or want to maximize one you already have, this episode will leave you better equipped to use it wisely for both health costs and long-term wealth building.

You walked across the stage, threw your cap, and now reality hits: student loans. In this episode of Horizon Advisers Unleashed, Ryan and Andrew tackle the big question facing new grads—“I’ve got debt… now what?”

Whether you’re just entering the workforce or navigating repayment options, this episode breaks down the key financial moves that can help you build momentum—not stress. From choosing repayment plans to building credit and avoiding lifestyle creep, this is your blueprint for taking control of your money post-college.

In this episode of Horizon Advisers Unleashed, Alex Dinser sits down with his friend and business partner Michael Messer for a candid and insightful conversation about what it really takes to grow a successful business in the financial services world.

Michael shares his journey from advisor to OSJ (Office of Supervisory Jurisdiction), detailing the lessons learned along the way and how his leadership role has evolved. Together, they explore the challenges of scaling a business, supporting other advisors, maintaining compliance, and fostering a culture of trust and growth.

Whether you're an advisor looking to grow your practice or a business owner focused on leadership and structure, this episode is packed with real-world experience and practical wisdom.

🎙️ Tune in to hear:

• What an OSJ does and why the role matters
• How to build strong advisor relationships
• The systems and mindset needed to scale
• Why integrity and consistency are non-negotiables in long-term growth

This is a must-listen for anyone serious about sustainable business growth in the financial world.