Episodes

  • Q4: Making sense of post-election market highs & Cathie Wood’s latest predictions

    Q4: Making sense of post-election market highs & Cathie Wood’s latest predictions
    Nov 15 2024
    Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. This week, Linda is about to meet Fed Chair Jerome Powell this week! She will share updates next week. The stock market has been skyrocketing since the election. Linda unpacks how Trump’s win is impacting the market–and what might take place from here on out. Don’t forget, folks: this is a great time to celebrate your portfolio gains–it’s not necessarily the best time to buy new stocks. Linda discusses how the election may impact cryptocurrency. As of this recording: Bitcoin’s stock is at an all-time high. She also discsusses Cathie Wood’s predictions about Tesla in 2020, and how her predictions and analysis might apply to the rapid market growth we’re currently experiencing. There are so many ways to make the stock market work for you, and as you gain more experience as an investor, you’ll want to try different ways of trading. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    20 mins
  • Q4: Breaking it down: Did the stock market predict the election results?

    Q4: Breaking it down: Did the stock market predict the election results?
    Nov 8 2024
    The stock market has been accurately predicting the outcome of presidential elections since 1984. Did it predict this year’s election results? Linda breaks down how the market has been performing since July of this year, and re-examines her interpretation of its ups and downs since then. There are so many ways to make the stock market work for you, and as you gain more experience as an investor, you’ll want to try different ways of trading. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    18 mins
  • Q4: A data breakdown: GDP updates, latest labor updates from ADP, and the state of the market

    Q4: A data breakdown: GDP updates, latest labor updates from ADP, and the state of the market
    Nov 1 2024
    Linda reviews some of the latest numbers coming in from tech companies, and examines how Google/Alphabet’s latest earnings report is impacting the stock market. We are going to get a lot more earnings reports from big tech companies in the coming weeks, so keep tuning in to hear how these companies’ performances are impacting the economy. She also takes a look at the latest data on the GDP, which shows that while the economy is performing well, the economy slowed in Q3 versus Q2 of this year. Linda breaks down how Finally: the election is next week! Make sure you’re registered to vote–and also, consider starting your investing journey! Being a direct shareholder in some of the country’s largest and most powerful and influential companies is another unexpected type of civic engagement. There are so many ways to make the stock market work for you, and as you gain more experience as an investor, you’ll want to try different ways of trading. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    20 mins
  • Rerun: Options trading: How it works, and why you should (or shouldn’t) try it

    Rerun: Options trading: How it works, and why you should (or shouldn’t) try it
    Oct 25 2024
    We’re sharing an episode from the archives this week! Linda is answering a listener question: what is options trading and how does it work? As you go farther along your wealth management and financial journey, you’re going to encounter different kinds of investing. Options trading is a certain type of investing, but we encourage you to to have a fair amount of comfort as an investor before you try it. At the very least, you should have a high tolerance for risk before you try it. There are so many ways to make the stock market work for you, and as you gain more experience as an investor, you’ll want to try different ways of trading. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    29 mins
  • Q4: It’s earnings season! Diving into the data so far + big tech investing in nuclear power

    Q4: It’s earnings season! Diving into the data so far + big tech investing in nuclear power
    Oct 18 2024
    We’re in Q3 earnings season! Banks are among the first to report: we dive into the data from the big banks, and it’s looking good–the vast majority of them beat earnings. Linda dives into what all of this data means for the stock market–and how the stock market influences positive earnings season data. (Hint: make sure you’re consistently investing!) Linda also dives into why big tech firms are supporting and investing in nuclear power. It all goes back to AI: it takes a ton of power to process AI tech. She explains why it’s important to produce this power in America, and what this means for the stock market and for your investments. Investies, there are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! Curious about the current state of the economy? Send us a question! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    20 mins
  • Q4: How do we talk to our kids about money? Also: an update on the dockworkers’ strike, inflation, October market trends & more

    Q4: How do we talk to our kids about money? Also: an update on the dockworkers’ strike, inflation, October market trends & more
    Oct 11 2024
    We’re covering a lot in this week’s episode! The dockworkers’ strike is over, and we’re going to unpack how this is impacting the market and inflation. We look into how inflation, historial October market trends–particularly in election years–are influencing the stock market trends. We’re also touching on how our own scarcity mindset impacts our kids’ attitudes towards money. And Linda shares a bit about campaign funding as she’s running for office (hint: it has to do with investing–at least, in the state of Texas). If you want to join Linda and Gina at the fundraising event in LA, find it here! Investies, there are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! Curious about the current state of the economy? Send us a question! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    21 mins
  • Q4: A September stock market recap & market reactions to global conflict, the dockworkers’ strike, and the latest job reports

    Q4: A September stock market recap & market reactions to global conflict, the dockworkers’ strike, and the latest job reports
    Oct 4 2024
    September is one of the worst months historically for the stock market. But the market actually performed really well–the DOW, the SMP500, and the NASDAQ are all up right now. This is unprecedented! And it’s a good reminder to start your investing journey sooner rather than later! Several factors are influencing the market as we start October and Q4 of 2024: geopolitical conflicts throughout the world; the latest jobs report; and the dockworkers’ strikes. Just remember: we’re investing for the long term. While the stock market and the economy are influenced by the news day-to-day, hold firm in your investments and try not to make any sudden moves when the market dips or peaks. Investies, there are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! Curious about the current state of the economy? Send us a question! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    19 mins
  • Q3: The fed’s long-awaited decision on interest rates: how will it impact the economy and the stock market?

    Q3: The fed’s long-awaited decision on interest rates: how will it impact the economy and the stock market?
    Sep 27 2024
    Let’s get into it: last week, Fed Chair Powell and the FOMC voted to lower interest rates by 50 basis points. All but one member of the FOMC voted yes on lowering interest rates–and Linda agrees with that single member. She unpacks how the interest rate lowering might impact the economy and the stock market–and the historic context of this decision (spoiler alert: yes, interest rates have indeed been higher in our country’s history!). Linda also explains the terms “dovish” and “bullish” when it comes to attitudes towards the stock market. Investies, there are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! Curious about the current state of the economy? Send us a question! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    20 mins