What’s investing really for? In this episode, Steve Rowe is joined by Keely Woods to unpack the truth behind investments – beyond jargon, headlines, and hype. From beating inflation and funding dream holidays to helping loved ones and retiring early, they explore the real-life reasons people choose to put their money to work.

They tackle the fears that hold people back, explain why “boring” portfolios tend to win, and reveal how diversification and compound growth quietly build wealth over time. Whether you’re new to investing or simply need reassurance, this is a grounded, inspiring conversation about how money can help you live a better life — not just a richer one.

Inheritance Tax affects more families than ever — yet too many leave it to chance.

In this episode, we explore the key tools for effective estate planning, including gifting, trusts, and life cover.

Whether you want to support your children, give to charity, or simply keep more of your wealth in the family, this is a conversation worth having.

Pensions might not sound thrilling, but this episode of Juggling Mind and Money proves otherwise. Lucent Financial Planning’s very own Luke James steps in alongside host Steve Row—and brings a healthy dose of enthusiasm, insight, and dinosaur-themed sock humour to the mic.

They unravel the mystery of pensions—from the flexibility of Defined Contribution schemes to the predictability of Defined Benefit plans—breaking down the jargon and mental barriers that often stop people from engaging with their financial future. You’ll also learn why pensions are a powerful tool for business owners, how tax relief turns savings into “free money”, and why relying on property alone might be a retirement plan built on sand (or bricks you can’t eat).

Plus: socks, legacy planning, and how Luke used a financial plan to retire his dad. Yes, really.

Don’t miss this sharp, down-to-earth chat packed with smart insights and a touch of playful raptor energy.