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Making Cents

Making Cents

By: Frances Cook
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About this listen

The podcast for people who want financial freedom, without giving up their coffee.


That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control.


Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible.


On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple.


Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!

Hosted on Acast. See acast.com/privacy for more information.

Frances Cook
Economics Personal Finance
Episodes
  • The US-Israel-Iran conflict shows chaos is the new normal - LIVE replay
    Jun 26 2025

    In a live episode of Making Cents, it's time to decode the tension still simmering in the US-Iran-Israel conflict, and the reaction from the money world.


    Oil prices, KiwiSaver balances, inflation pressure, and economic growth could all be impacted. What does this mean for your money?


    Host Frances Cook is joined by top financial minds to unpack what’s happening and what you can do about it:


    Jarrod Kerr, chief economist at Kiwibank

    Michael Gorin, wealth adviser at AdviceFirst

    Gareth Kiernan, chief forecaster at Infometrics


    Real-time, expert-backed analysis to help you stay calm, informed, and in control. Whether you're an investor, homeowner, or just trying to get by, this episode is for you.


    We cover:

    How global conflict is affecting oil prices and inflation

    What the situation could mean for your KiwiSaver

    Whether now is the time to buy, sell, or sit tight

    What smart investors and advisers are doing right now


    Making Cents is supported by our friends at Kiwibank.


    Links

    Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

    Hosted on Acast. See acast.com/privacy for more information.

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    46 mins
  • Is renting really throwing money away?
    Jun 25 2025

    Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.


    I’m sure you’ve heard this one before: that you need to do everything possible to buy a house, right now, as soon as possible, because rent is dead money and you are falling behind every single day that you don’t own your own home.


    But is that true?


    Not necessarily. There’s a lot more nuance here, and both the numbers and lifestyle need to be part of the conversation.


    In this episode, I’m breaking it all down with Katie Wesney from EnableMe:


    • Is renting really a waste of money, or can it work with a different financial strategy?
    • How to turn “dead money” into wealth by investing the rent gap
    • The reality of renting in New Zealand vs countries like Germany
    • Why homeownership often matters more in retirement
    • Katie’s five-point financial plan for successful renting


    Whether you’re a renter wondering if you’re falling behind, or a homeowner stressing about your mortgage, this episode is full of real talk and smart tactics to help you make a plan that actually works for your life.


    Links

    Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

    Hosted on Acast. See acast.com/privacy for more information.

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    14 mins
  • Why being too polite, costs you
    Jun 24 2025

    A replay of a conversation with the 1News Breakfast team, on how being too polite could actually cost you thousands of dollars.


    Making Cents is supported by our friends at Kiwibank.


    Links

    Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

    Hosted on Acast. See acast.com/privacy for more information.

    Show more Show less
    8 mins
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