Money For Couples with Ramit Sethi Podcast By Ramit Sethi cover art

Money For Couples with Ramit Sethi

Money For Couples with Ramit Sethi

By: Ramit Sethi
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Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’… Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life. Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t. Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today. In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices. Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship. Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love. Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing. Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship. Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.Copyright 2021-2024 I Will Teach You To Be Rich Economics Personal Finance Relationships Social Sciences
Episodes
  • 218. “Our childcare costs are about to quadruple. Are we screwed?” (Part 2)

    218. “Our childcare costs are about to quadruple. Are we screwed?” (Part 2)
    Jul 22 2025
    Last week, we met Dominique (33) and Chris (34)—a couple earning $180K a year, raising a toddler, and still living paycheck to paycheck. Dominique felt alone in managing their finances, while Chris stayed disengaged, assuming things were fine. In Part One, we uncovered the cracks: a lack of communication, zero long-term planning, and growing resentment. Now, as their childcare costs are about to quadruple, will they be able to move past survival mode and start working as a team? Will Chris finally step up—and can Dominique let go of overthinking and accept support? In this episode we uncover: • How their expensive Arizona house became a symbol of both pride and financial strain. • The quiet resentment Dominique feels when Chris is out of work—and why she kept it to herself. • A surprising disconnect around how much they contribute—and who’s really paying more. • Ramit’s reality check about going month to month on a six-figure income. • Why Dominique’s overthinking makes her feel in control—but leaves them stuck in place. • The false sense of security that’s masking a dangerous truth: They have just two months of savings. • The emotional cost of living reactively—and what it will take for them to finally plan ahead. Chapters: (00:00:00) “My friend sold it to me…” — the truth about whole life insurance (00:09:05) Investing, saving… or just surviving? (00:14:58) Problem-oriented vs. solution-oriented (00:22:11) Ramit breaks down their numbers (00:26:14) He’s living for his son—but what about himself? (00:38:32) What if selling your house meant losing money? (00:43:13) “I thought I’d be co-parenting by now” (00:52:38) Dominique & Chris 2.0: Confident. Open. Together. (01:03:30) Where are they now? Dominique and Chris’s follow-ups This episode is brought to you by: Rocket Money | Cancel unwanted subscriptions and manage your expenses the easy way at https://rocketmoney.com/ramit DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you. Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist. ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today #sponsored Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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    1 hr and 5 mins
  • 217. “Are we broke…or just bad with money? (Part 1)

    217. “Are we broke…or just bad with money? (Part 1)
    Jul 15 2025
    Dominique (33) and Chris (34) have been together for six years, engaged for two, and share a two-year-old son. While Dominique manages parenting, full-time work, and their finances, Chris shuts down when money comes up—and has no plan for what’s next. With rising childcare costs, growing debt, and a second home draining up to $2,000/month, their finances are on the brink. Dominique has paused their wedding plans—and admits she’s considering co-parenting alone. Can Ramit help them build a future together before it’s too late? In this episode we uncover: • The emotional burden Dominique carries as the default parent, planner, and financial lead • How Chris’s we’ll-figure-it-out mindset undermines Dominique’s trust and long-term planning • The real reason their wedding is on pause—and why Dominique’s preparing for life on her own • Chris’s internal conflict: overwhelmed by adulthood, uncertain how to change • How avoiding money conversations became the deepest fracture in their relationship • What happens when one partner is growing—and the other is standing still • Ramit’s challenge to both: take action now, or risk losing everything Chapters: (00:00:00) “At this rate, we’ll be co-parenting next year” (00:06:52) Can I actually afford a new vehicle? (00:20:46) Ramit breaks down their numbers (00:30:43) “We make $180K—but we still feel broke” (00:46:45) Uncovering their REAL spending habits (00:55:59) The money messages they’re passing on without realizing it (01:18:29) “We’ll figure it out”—reacting vs. being proactive (01:23:26) What we’ll uncover next week This episode is brought to you by: OpenPhone | Get 20% off your first 6 months at https://openphone.com/ramit. Notion | Try Notion for free at https://notion.com/ramit and experience the powerful, easy-to-use Notion AI today. Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 10% off plus free shipping. Rocket Money | Cancel unwanted subscriptions and manage your expenses the easy way at https://rocketmoney.com/ramit. LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. Get yours at https://drinklmnt.com/RAMIT. Links mentioned in this episode • If you've been waiting for "the right time" to start your business, join me on Monday, July 21, at 8pm ET / 5pm PT to learn how to start a business in just one hour. Reserve your seat at iwt.com/earnmore. • Should you buy or rent? Get my 3-step guide to buying a house at iwt.com/house. Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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    1 hr and 24 mins
  • 216. I track every penny. He gambles. Should I marry him?

    216. I track every penny. He gambles. Should I marry him?
    Jul 8 2025
    Taylor (29) is a high-earning dentist with a strict savings plan and deep-rooted fears about financial instability. Hayden (25) earns $24K a year, has a history of gambling and financial dishonesty, and struggles with budgeting. They live together, but their vastly different money philosophies leave Taylor questioning whether marriage is possible. With trust issues, income imbalance, and emotional baggage on both sides, can they find common ground—or is it time to walk away? In this episode we uncover: • Taylor’s strict financial boundaries—and why Hayden feels constantly judged by them • The real reason Hayden hides purchases (and what it’s costing their relationship) • Why Taylor resents being the financial provider, and how it’s creating a growing power imbalance • A candid conversation about Hayden’s past gambling—and whether trust can be rebuilt • How their radically different upbringings shaped two completely opposing money mindsets • The unspoken tension around engagement—and what’s holding Taylor back from proposing • Taylor’s biggest fear: ending up broke and alone • Hayden opens up about insecurity, dependence, and feeling “less than” • What they really want from each other—and why neither feels safe enough to ask Chapters: (00:00:00) “He gets to do whatever he wants with his money” (00:07:22) Ramit breaks down their numbers (00:20:58) “Why have all that money if you don’t plan to spend it?” (00:28:27) How childhood trauma shaped their views on money, control, and survival (00:37:44) A secret $35K loss—and the fallout that nearly ended everything (00:49:15) “Most of what I do with money is to get her off my back” (01:01:12) Is change still real if it’s only for someone else? (01:03:56) A new plan, a new mindset—but will it stick? (01:13:36) Where are they now? Taylor and Hayden’s follow-ups This episode is brought to you by: Upwork | Visit https://upwork.com to post your job for free and connect with top talent ready to help your business grow. Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you. Netsuite | Download the free e-book 'Navigating Global Trade: Three Insights for Leaders' at https://netsuite.com/ramit Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit. Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit Links mentioned in this episode • Get my 4 simple rules for talking with your partner about money Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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    1 hr and 18 mins
All stars
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I loved the Netflix series and have read (and use) the IWT book and workbook. For the most part, I enjoy the podcast and learn from many of the episodes. It’s always informative and the pace of most episodes is good. IWT is a great approach to finances and life, and the Money for Couples angle is interesting, even though I’m a single mom. I like Ramit’s self-reflection and the commentary he adds to the episodes after taping and prior to air - particularly his honest and genuine approach, and sharing his thoughts about how the conversation evolved.

Usually a great listen and informative

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I loved this episode. It was great getting perspective that was provocative and useful right out of the box. I liked the points that were made about spending your resources (money, time, company, etc...) in the right way. Ramit has a way of communicating his point with out over pontificating.

Dont wait!! Listen to this...

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Every podcast I learn something new. I try to implement everything I can from listening to this podcast.

Ramit is the guy

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stories can be interesting to listen to because some of these people are extremely neurotic, but this is a touchy, feely, sensitive way to try to convince people to make changes in their life and marriage. I agree with his reasoning, but I would never recommend this podcast to anyone that wants to learn about money. I purchased his book on a recommendation , but now I'm worried that it has less to do with finance and more to do with emotional baggage. If that's the case I'll be getting my money back.

More of a marriage counselor than a money podcast.

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Fantastic episode. Both are very self aware. Love it. The love and respect is palpable.

Amazing

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It's really insightful to hear various couples in all different situations get fantastic help. Recommend!

Well Worth the Listen

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I’ve recently embarked on what I refer to as my financial awakening and was, just like many of the guests on this podcast, terrified of money. I’ve read ramit’s book and about 12 others to get myself on the right path and since expanded into podcasts but what I love most about this is the insight into different money lenses and psychology. Bc as ramit says with money we are not logical, we are emotional, irrational, and understanding the deep seated reasons behind this help us to simplify and demystify money. Plan to keep listening. Thanks for the good content- always amazed how calm and understanding ramit is at emotional times and silly or shocked etc at seemingly the right times.

Money psychology and money lenses

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I love Ramit’s no-nonsense approach to personal finance. I also love how he recognizes that most of have psychological issues with money, and this is what tends to cause our deeper issues. The podcast has been so helpful for my husband and I - so much so that, if we felt more comfortable sharing our personal financial info in public, we would apply to be on the show ourselves!

A must listen!

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This podcast is great -- it's so interesting to hear other people open up about how they interact with each other and their finances. There are a lot of "hey, I do that too!" moments in here -- very educational, and not an angle I've heard elsewhere.

Talking about money from the inside

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The conversations often take interesting tangents. Now I wish he could interview single parents, examine their hang ups and help them think out of the box to overcome money scripts of scarcity and struggle.

I want even more!

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