Once you’re on a fixed income in retirement, it can be difficult to open the checkbook to pay for major expenses. Emotion and logic both play into the decision, and many spouses can feel apprehensive about spending large sums of money without a paycheck still coming in. So how do you determine if you can afford that home renovation you’ve always wanted and what’s the best way to convince your partner it’s going to be okay long-term?

We’ll highlight three potential scenarios regarding that cause someone to have reluctance to spending: emotional resistance, logical miscalculations, or a valid conclusion that the expense isn’t feasible. We want to approach these discussions openly and honestly, ensuring that both partners feel heard and understood. So let’s walk through the process for determining whether the concern is justified and show how knowing the numbers can help alleviate fears and make informed decisions.

Here’s what we discuss in this episode:

0:00 – Intro

2:51 – Logical reasons

4:53 – How we help

Connect with us:

Web: https://rosewoodwealthmanagement.com/

Phone: 919-391-3446

Schedule a Meeting: http://meetwithjohn.com

Check us out on YouTube: https://bit.ly/46RaLvL

There’s a lot of anxiety out ​there ​right ​now ​about ​the ​market ​and ​the ​current ​economy ​that ​we're ​experiencing. ​People are concerned about the uncertainty surrounding Social Security, DOGE, tariffs, and more. So ​I ​wanted ​to ​get ​on ​here ​and ​try to ​dispel some of the ​myths, ​talk ​about ​what's ​actually ​happening, ​and ​then ​drill ​down ​specifically ​to ​what ​you ​should ​be ​doing ​yourself.

Here’s some of the things we’ll cover:

📉 Market Volatility Explained – What’s really causing the recent swings?

🗳️ Political & Economic Factors – Tariffs, policy shifts & investor panic

💰 Social Security Myths – Why it’s likely not going away anytime soon

🚀 Managing Market Anxiety – Why less news = better financial health

0:00 – Intro

1:31 – Social Security fears

3:27 – DOGE

4:52 – What’s causing the volatility

7:16 – What should you be doing?

Connect with us:

Web: https://rosewoodwealthmanagement.com/

Phone: 919-391-3446

Schedule a Meeting: http://meetwithjohn.com

Check us out on YouTube: https://bit.ly/46RaLvL

What’s the average age that people retire? While that question can give you an idea of what most Americans do, it’s best to understand why people choose the specific ages they do. This video will explain the key ages that influence retirement decisions to help you identify the factors that might affect your timeline.

We’ll tell you why the milestone ages begin at 59.5 and what ages are most important for Social Security and Medicare. Most of our clients at Rosewood Wealth Management tend to retire between the ages of 65 and 68, but there is a wide spectrum of retirement ages based on individual circumstances and goals. Plus, there’s a wildcard that you need to know about if you’re a state employee.

Here’s what we discuss in this episode:

0:00 – Intro

0:56 – Age 59.5

1:52 – Age 62

2:44 – Age 65

4:20 – Age 66/67

5:52 – Wildcard for state employees

7:11 – Our clients’ retirement age

Connect with us:

Web: https://rosewoodwealthmanagement.com/

Phone: 919-391-3446

Schedule a Meeting: http://meetwithjohn.com

Check us out on YouTube: https://bit.ly/46RaLvL