We all have big ideas of what we would do if we had a sudden windfall of a million dollars - but today we want to get practical. Now, I know it’s tempting to imagine a dream getaway, buying luxury items, or even a private island! Today's episode explores some smart strategies to maximise that million-dollar windfall. I know you know that a million dollars could truly change your life. Lets dig down to the how: by paying out debts, buying a home, getting smart with your investment strategy, putting some aside for retirement and spending on things that bring you pure joy! Its your money so have some fun and enjoy the journey! Here is the link to the quiz https://www.tryinteract.com/share/quiz/64c1bd228bcf2e0014107f90

Oh how I love chatting with Jules Brooke….after the formality of part one of this interview - where Jules tells us how to be a woman of influence, we are chatting about changing the world.

How is it that women, and in particular women who feel invisible and devalued can step into our power. Lets deep into the patriarchy, the empowerment of women in particular the importance of women stepping into their power and becoming visible leaders, sharing personal anecdotes and insights that highlight the challenges and triumphs we face as invisible women.Jules is so committed to creating a world where women have actual influence, supporting diversity and being the person that mentions your name in a room full of opportunity.

This episode was not just a discussion about women and money; it’s a rally cry for all women to embrace their power, challenge the status quo, and support each other in the journey toward equality and influence. Enjoy this little bit of inspiration and of course, enjoy the journey!

About 12 years ago I was broke and broken up with. Debt seemed insurmountable and I was in a constant state of scarcity. That state really does keep you from moving forward.

So here I am - diving deep and giving you some of the strategies that got me from there to here…not without a few wrong turns of course. What I found was its not just one thing that gets us out of debt. It’s the combination of the what and the woo!

There are different types of debt - with different values.

Credit: credit cards, personal loans, and home loans

Messy debts: overdue bills, late payments and stuff that accumulate often unnoticed.

When you understand the difference between good debt used to leverage and lead to financial growth, and bad debt, which are all those things you paid on credit and forget immediately.

I know this because I have lived it - more than once. One of the best things I discovered on the part of my happy money journey that took me out of debt was EFT or tapping. There are a number of ways to change your state, and take you from a feeling of scarcity to abundance but this is one of my favourites. Here are some links that will help you explore more:

https://www.happymoneyjourney.com.au/pl/2148300463 Link to debt list download

https://www.youtube.com/watch?v=XRfLTQjJhp0 Nick Ortner

https://www.youtube.com/watch?v=f4hVGAUbK-8 - Brad Yates

00:00:00 - Introduction to Debt and Mindset 00:01:15 - The Importance of Understanding Debt 00:02:30 - Types of Debt: Credit vs. Messy Debt 00:04:36 - Good Debt vs. Bad Debt 00:05:58 - Overcoming Overwhelm and Scarcity 00:08:08 - Taking Control: Listing Your Debts 00:09:12 - Addressing Day-to-Day Living Expenses 00:10:49 - The Cost of Ignoring Maintenance 00:11:31 - Creating a Repayment Plan 00:12:02 - Emotional Freedom Technique (EFT) Introduction 00:13:17 - Using EFT to Shift Your Mindset 00:15:06 - The Process of EFT Explained 00:17:15 - Conclusion and Resources 00:19:13 - Acknowledgment of Traditional Land 00:19:35 - Closing Remarks and Disclaimer