Optimize Your Retirement

By: Daniel Razvi & Imran Razvi
  • Summary

  • Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi. The father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three biggest retirement killers: risk, fees & taxes. Daniel and Imran are the founders of Higher Ground Financial Group. HGFG aims to provide clients with only the highest quality information, services, and products to help them reach their financial goals. Schedule your FREE video call with Daniel & Raz at RiskFeesTaxes.com Contact Us at 888-263-4434 (888-263-HGFG) For More Information: Visit HGFinancialGroup.com
    © 2024
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Episodes
  • Can You Afford a Market Crash in Retirement? Here’s How to Prepare
    Apr 25 2025

    Market downturns can devastate your retirement if they happen at the wrong time. Daniel and Raz discuss the "sequence of returns risk" and how you can shield your savings, ensuring your retirement income remains stable no matter what the market does.

    Book a Free Meeting with Daniel and Raz

    For More Information: Higher Ground Financial Group

    Contact Us at 1-888-263-4434 (888-263-HGFG)

    --

    About the Show & Hosts:
    Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi.

    The father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three biggest retirement killers: risk, fees & taxes.

    Daniel and Imran are the founders of Higher Ground Financial Group. HGFG aims to provide clients with only the highest quality information, services, and products to help them reach their financial goals.

    Show more Show less
    14 mins
  • Are Annuities a Smart Retirement Strategy or a Bad Investment?
    Apr 18 2025

    You’ve heard conflicting opinions—some say annuities are the best way to guarantee income, while others say they’re a ripoff. So what’s the truth? Daniel and Raz break it all down, explaining when an annuity makes sense and how to avoid costly mistakes.

    Book a Free Meeting with Daniel and Raz

    For More Information: Higher Ground Financial Group

    Contact Us at 1-888-263-4434 (888-263-HGFG)

    --

    About the Show & Hosts:
    Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi.

    The father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three biggest retirement killers: risk, fees & taxes.

    Daniel and Imran are the founders of Higher Ground Financial Group. HGFG aims to provide clients with only the highest quality information, services, and products to help them reach their financial goals.

    Show more Show less
    15 mins
  • The Best and Worst Assets to Leave Your Heirs
    Apr 11 2025

    Not all inheritances are created equal. Some assets can be passed down tax-free, while others come with hefty tax burdens. In this episode, Daniel and Raz reveal which assets are best to leave to your kids—and which ones could cost them thousands in unnecessary taxes.

    Book a Free Meeting with Daniel and Raz

    For More Information: Higher Ground Financial Group

    Contact Us at 1-888-263-4434 (888-263-HGFG)

    --

    About the Show & Hosts:
    Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi.

    The father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three biggest retirement killers: risk, fees & taxes.

    Daniel and Imran are the founders of Higher Ground Financial Group. HGFG aims to provide clients with only the highest quality information, services, and products to help them reach their financial goals.

    Show more Show less
    14 mins
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