Welcome to Points for Normal People!

This podcast aims to teach you the easiest ways to earn and redeem points for travel.

Because travel isn't just for the rich. And travel points can be used by normal people who just want to devote a few hours a month to this hobby -- and still pay for entire vacations every year.

New Here?

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Click MORE to see Ad disclosures

Welcome to Points for Normal People!

In this very first episode, I'll be sharing more about what exactly I mean by "Points for Normal People," and some of the methodology I've developed in my past 13 years in the travel points and miles hobby.

Points and miles isn't just for people flying business class -- it's for anyone who wants to slash travel costs to travel more.

ACTION STEPS:

• Subscribe to this podcast
• Grab my *brand new* Free Beginners Guide {download} - https://bit.ly/ktt-getstarted

New Here?

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Click MORE to see Ad disclosures

Welcome to Points for Normal People!

In today’s episode, I share the benefits of opening multiple credit cards each year. I help you understand the time investment and I’ll give you an overall strategy to earn points the easy way.

Opening multiple cards doesn’t have to be overwhelming. I’m here to be your guide. Let’s unlock the secret of travel points, together!

ACTION STEPS:

• Figure out your average monthly credit card spend. This will help you choose cards with minimum spending requirements you can easily meet.
• Plan for big expenses. Think about upcoming costs like taxes or daycare. You can use these to hit card minimums in a strategic way.
• Stay tuned! There's more to come! Keep listening for even more travel-hacking tips.
• Grab my *brand new* Free Beginners Guide {download} - https://bit.ly/ktt-getstarted
• Check out my easy 3-Year plan for points: https://katiestraveltricks.com/easy-three-year-plan-for-points/

New Here?

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Click MORE to see Ad disclosures

Welcome to Points for Normal People!

This episode has everything you need to know about credit scores and points. I share my credit scores, lay out key habits to keep your score high while opening cards for points, and help you understand the factors that influence your credit score.

Enjoying the benefits of travel points does not have to negatively impact your credit score. Let me show you how to keep your credit score high as you grow your travel points.

ACTION STEPS:

• Sign up to monitor your credit: https://www.creditkarma.com/
• Freeze your credit bureau reports at Experian, TransUnion, and Equifax to further protect your identity

ADDITIONAL RESOURCES:

https://www.aarp.org/money/credit-loans-debt/info-2024/credit-score-ruined-lessons.html

New Here?

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Click MORE to see Ad disclosures

Welcome to Points for Normal People!

If you’re wondering where to begin when it comes to picking the right credit cards for travel points, I am here to be your guide. In this episode, I help show you how to choose the right cards, tune out the marketing noise, and let you know exactly where to start.

Choosing the right credit cards and following a proven plan will help you get the most out of travel points!

ACTION STEPS:

• Pick one new card to open. This is the easiest way to earn points quickly.
• My top recommendation is the Chase Sapphire Preferred® Card: If you already have one, refer your partner or spouse: More here (and my affiliate link if you decide to apply) https://katiestraveltricks.com/sapphirepreferred/
• Three Year Plan: If you have already completed the steps above, read my three year plan: https://katiestraveltricks.com/easy-three-year-plan-for-points/

ADDITIONAL RESOURCES:

• How Airlines Boost Revenue with Co-Branded Credit Cards: https://www.forbes.com/sites/greatspeculations/2023/10/24/how-airlines-boost-revenue-with-co-branded-credit-cards/
• Nine Ways to Redeem Chase Ultimate Rewards: https://katiestraveltricks.com/ultimate-rewards-redemptions/
• US Credit Card Guide: https://www.uscreditcardguide.com/

New Here?

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Click MORE to see Ad disclosures

Welcome to Points for Normal People!

In this episode, I’m sharing everything you need to know about the Chase 5/24 rule, and teach you all the best tips on how to navigate it.

If you’re getting started, understanding the Chase 5/24 rule will help you develop the best strategy to travel more with points.

ACTION STEPS:

• Find your 5/24 Status: Get a copy of your credit report from www.annualcreditreport.com and add up all new cards in the past 24 months. Don’t forget to add up cards that have been closed.
• Remove Authorized User Cards: If you find you are an authorized user on a lot of accounts that were opened in the last 24 months, I recommend you begin the process of taking those off of your credit report.

ADDITIONAL RESOURCES:

• Removing Authorized User Accounts from Your Credit Report: https://www.doctorofcredit.com/removing-authorized-user-accounts-credit-report/
• Annual Credit Report: www.annualcreditreport.com
• How to Open Business Credit Cards: https://katiestraveltricks.com/businesscards/

New Here?

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available.

(Click "MORE" to see Ad Disclosure) Welcome to Points for Normal People!

Today we're diving into mindset around booking trips. We'll explore the switch from cash bookings to points--and how some shifts in the way you think can help you plan your points trips with less stress. We'll also discuss how valuable tools like transfer partners and sweet spots can unlock amazing deals.

ACTION STEPS:

• Look into a few sweet spots and pick one or two as a small goal to get started: https://katiestraveltricks.com/ultimate-rewards-redemptions/
• Download my free guide for Six Ways to Slash Travel Costs with Points: https://bit.ly/ktt-getstarted

ADDITIONAL RESOURCES:

• Guide: Fly to Europe with Points: https://katiestraveltricks.com/guide-to-flying-to-europe-on-points
• Guide: Fly to Japan with Points: https://katiestraveltricks.com/flying-to-japan-with-points-guide/
• 10 TIPS FROM POINTS FRIENDS ON INSTAGRAM: https://katiestraveltricks.com/wp-content/uploads/2024/04/10-Tips-From-Points-Friends-on-Instagram.pdf

New Here?

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available.

(Click MORE to see Ad Disclosures) Welcome to Points for Normal People!

In this episode, I’ll share mistakes I’ve made when I didn’t have a system to track my credit cards and points. Then I’ll give you the information and resources you need to stay organized, getting the most out of your points.

ACTION STEPS:

• Set up a system to track your credit cards. To do this best, you'll need to know every credit card you’ve opened in the last 24 to 48 months. List the card name, open date, and close date (if applicable).
• Set up a system to track your points, including hotel, airline, and bank programs.

ADDITIONAL RESOURCES:

• Travel Freely: https://my.travelfreely.net/signup?bref=ktw
• Award Wallet: https://awardwallet.com/?refCode=ksck3elvjg
• My Simple Credit Card Tracking Spreadsheet: https://docs.google.com/spreadsheets/d/1F7vX5in26_BNG4IiYGbIwMaEjZJcMybByTvqiArP23M/edit?usp=sharing

New Here?

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available.