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Topic #1: RNZ 24th of July -Rents fall for first time since 2009

Topic #2: Good Returns 23rd of July -Record number of deals being done by first home buyers

Topic #3: Eite Agent 23rd of July -NZ buyers and sellers finally find common ground on price

Topic #4: Good Returns 22nd of July -Green light burning brightly for August interest rate cut

Topic #5: 'Topping up $300 a week': How much money do property investors actually make?

Register to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Welcome to another bonus episode of the Property Apprentice Podcast, hosted by Debbie Roberts, financial adviser and co-founder of Property Apprentice. In this episode, Debbie unpacks how New Zealand’s aging population is reshaping the future of property investment, interest rates, housing supply, and banking services.

• What happens to house prices as more Kiwis reach retirement age?
• Will there be an oversupply of large homes in aging regions?
• How could long-term interest rates shift due to demographic trends?
• What are the implications for retirement planning, reverse mortgages, and rental demand?

We’ll also dive into insights from the Reserve Bank of New Zealand (RBNZ), Stats NZ, and the New Zealand Treasury, highlighting potential risks and opportunities for investors—especially with the median age projected to rise to over 45 by 2050.

Whether you're a property investor, a future retiree, or a Gen Z planning ahead, this episode offers crucial takeaways:

• Why smaller, single-level, low-maintenance homes are becoming more attractive
• How shrinking working-age populations affect NZ Superannuation sustainability
• What changes banks may make in response to higher deposits and fewer mortgages
• Tips for adapting your investment strategy in a changing economic environment

Register for our FREE event: "How to Succeed With Property Investing"
👉 https://www.propertyapprentice.co.nz

Don’t forget to subscribe, like, and share this episode with anyone planning for retirement or exploring property investment in New Zealand.

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Oneroof 15th of July - Homeowners taking out low-interest green loans warned on break fees and rate hooks

Topic #2: RNZ 15th of July -Is it worth paying a real estate agent to sell your house?

Topic #3: 1News 17th of July - Apprentices dropped as builders struggle with downturn

Topic #4: RNZ 15th of July -The return of the property investor - but why?

Topic #5: Interest.co.nz 15th of July - New Zealand should ‘destroy’ the idea that the economy is linked to house price growth

Register to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

In this bonus episode of the Property Apprentice Podcast, host Debbie Roberts breaks down a major change in New Zealand’s property regulations that could significantly ease the burden for families using trusts.

The New Zealand government has announced key updates to anti-money laundering (AML) rules, aiming to reduce excessive compliance requirements for “low-risk” property transactions involving family trusts. This move is set to simplify the often complex and intrusive checks that everyday Kiwis have faced when selling a home held in a trust.

🔍 In this episode, Debbie explores:

• Why property owners in trusts have felt unfairly targeted by AML checks
• The new simplified due diligence requirements for low-risk transactions
• Reactions from experts, including REINZ, property lawyers, and industry advocates
• The remaining gray areas, and why clear implementation guidelines are crucial
• Concerns raised about criminal misuse of real estate and the need for balance

While the reforms have been welcomed as a step in the right direction, the success of this policy will rely heavily on how clearly and effectively it is implemented.

This episode is a must-listen for homeowners, real estate professionals, and anyone with an interest in property investment or trust structures in New Zealand.


✅ Subscribe to the Property Apprentice Podcast and share this episode with anyone who may benefit from these updates. Staying informed is key to making smart financial decisions.

🎧 Catch more insights in future episodes as the team continues to break down property news that matters.

#AML #FamilyTrusts #NZProperty #RealEstateNZ #PropertyInvestment #DebbieRoberts #PropertyApprenticePodcast #FinancialFreedom #NZHousing

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: The Mortgage Mag 9th of July - Mortgage rates may have bottomed already as RBNZ holds OCR

Topic #2: NZ Adviser 8th of July -NZ housing market dips as buyers gain leverage

Topic #3: RNZ 9th of July - No climate change buy-outs in future, expert group tells government

Topic #4: Realestate.co.nz 9th of July -The New Zealand Property Report Good news for renters as national rental price falls for another month

Topic #5: RNZ 8th of July - Government to loosen rules for selling homes in trusts

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

Topic #1: 1News 3rd of July - Average NZ property value sees 'modest' uptick in June

Topic #2: Good Returns 1st of July -Service agreements could help banks’ processing timeframes

Topic #3: The Mortgage Mag 2nd of July - Little growth for the rest of this year expected

Topic #4: RNZ 3rd of July - Consumer spending on the rise

Topic #5: Realestate.co.nz 3rd of July - Oops, I bought a house!

Register to our free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/
Book a no-obligation chat with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

In this episode of the Property Apprentice Podcast, Debbie Roberts breaks down the top challenges that landlords face in New Zealand—and, more importantly, how to solve them.

Whether you're a first-time landlord or a seasoned property investor, this episode is packed with practical tips and expert advice to help you:

• Prevent rent arrears and late payments
• Choose the right tenants using background, credit, and tribunal checks
• Maintain your property with regular inspections
• Navigate meth testing, privacy laws, and Healthy Homes standards
• Understand your legal obligations under the Residential Tenancies Act
• Set the right rent and budget for vacancies
• Decide whether you need a property manager—and how to find a good one

With the Healthy Homes compliance deadline fast approaching (July 1), it’s more important than ever to get things right. Avoid costly mistakes and tribunal disputes with these proven strategies that every NZ landlord should know.

Relevant for Kiwi property owners, investors, and aspiring landlords looking to build long-term wealth through smart property management.

Watch now or listen on your favourite podcast platform. Don’t forget to like, subscribe, and share this with fellow landlords or first-home buyers.

Resources mentioned:
How to Choose a Good Property Manager https://youtu.be/s1O40B79eS0?feature=shared
Tenancy Tribunal Orders Database: https://tenancytribunal.govt.nz
Tenancy Services: https://tenancy.govt.nz
NZPIF Landlord Education Program: https://www.nzpif.org.nz

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

Topic #1: RNZ 25th of June - Thousands of over-65s earn more than $200,000 - should they get NZ Super?

Topic #2: Good Returns 25th of June -Never a better time in four years for first home buyers

Topic #3: RNZ 25th of June -Removing red tape key priority for FMA - report

Topic #4: Corelogic 26th of June - A good time to get that extra bedroom?

Topic #5: 1News 26th of June - How bad can your credit score get before it's a problem?

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.