Investment planning is not just about picking stocks or bonds; it's about creating a roadmap that aligns with your broader financial and retirement goals. This is one of the pillars of the retirement planning process at Wyze Wealth Advisors and today we’re going to break down our unique approach to investment planning.

Ryan is joined again by Ron Wyatt, CFP®, CIMA®, CPWA® and Nick Lewandowski, CFA®, CFP®, to discuss what it means to have an investment plan, some common themes they hear when meeting with clients, and how an investment plan fits into your overall financial plan.

Here’s what we cover in this episode:

0:00 – Intro

0:55 – What does it mean to have an investment plan?

3:35 – Consistent themes in first meetings

6:31 – How an investment plan fits into the big picture

10:49 – When should an investment plan change?

18:40 – What makes our process unique?

Connect with us:

Web: https://wyzewealthadvisors.com/
Phone: 724-271-7019

Watch the show on YouTube: https://bit.ly/3Ssra3H

When ​it ​comes ​to ​investing, ​mutual ​funds ​and ​ETFs ​are ​two ​of ​the ​more ​popular ​options ​people ​will ​choose ​from. ​But ​which ​is ​better, ​and ​does ​it ​really ​matter? ​Today Ryan will host a roundtable discussion with Ron Wyatt, CFP®, CIMA®, CPWA® and Nick Lewandowski, CFA®, CFP® to answer ​some ​of ​the ​most ​common ​questions ​people ​have ​when ​trying ​to ​build ​their ​portfolio ​with ​either ​mutual ​funds ​or ​ETFs.

Here’s what we cover in this episode:

0:00 – Intro

1:10 – Similarities and key differences

3:59 – Why do ETFs tend to be cheaper?

10:52 – Why do ETFs tend to be more tax-efficient?

15:36 – Risks with ETFs

19:26 – Our investment approach

Connect with us:

Web: https://wyzewealthadvisors.com/
Phone: 724-271-7019

Watch the show on YouTube: https://bit.ly/3Ssra3H

Retirement planning is all about finding the right tools to help you save money effectively and efficiently, which is why tax planning needs to be a part of your planning process. One of the tools that you can leverage to help you grow your nest egg without having a tax time bomb waiting for you in retirement is the Roth IRA. Today we’re going to break down this account and help explain the key information you need to know about its benefits and drawbacks.

Here’s what we cover in this episode:

0:00 – Intro

2:01 – What is a Roth IRA?

3:19 – Roth eligibility

4:42 – Phasing out

6:20 – Contribution limits

7:15 – Tax-deferred growth

9:12 – RMDs

11:21 – Are distributions taxed?

14:35 – The five-year rule

17:57 – Tax rates

19:14 – Closing thoughts

Connect with us:

Web: https://wyzewealthadvisors.com/
Phone: 724-271-7019

Watch the show on YouTube: https://bit.ly/3Ssra3H