The prospect of retirement can feel both exciting and daunting, all at the same time. Not only do you have to start living off your savings, but you also need to make sure you don’t run out of money. 

So, how do you build a retirement portfolio that serves both purposes? And what are the risks you can prepare for? 

In this episode, you’ll discover why Portfolio Risk is one of the most important considerations for pre-retirees. 

Listen now to build a portfolio that puts you in a stronger financial position.

Show Highlights Include:

• Why do retirees and pre-retirees need to think about Portfolio Risk (and how diversifying your Portfolio saves you from unforeseen events) (2:10)
• Four questions to consider to make sure your portfolio is properly positioned to help mitigate the bad years as best you can (6:58)
• How keeping a certain amount of your income in “short-term instruments” protects you from unforeseen market volatility (8:20)
• Why the good-old “money under the mattress” way of storing your income is the worst idea (and a more reliable practice) (9:01)
• The FLOOR method to adjust how much Portfolio Risk you could take (9:59)

Thinking about what your typical week in retirement will look like? Download our Ideal Week in Retirement planner.

They say “sharing is caring”, but is it true when it comes to your retirement savings? 

Fresh retirees often feel like they need to support their adult children financially, but such generosity (especially if unplanned) can jeopardize their savings. Leading to a cycle of financial headaches not only for them but the whole family.

So how can you help your children without compromising your own financial security and comfort in retirement?

In this episode, we give you some guidance to assess how much you can comfortably dedicate to supporting your kids. Plus some tips to help you save money while doing so.

Listen now!

Show Highlights Include

• The “Legacy Equation” to assess how much money you need to support your adult children (without jeopardizing your savings) (2:57) 
• How to recognize when you’re “over supporting” your kids (and find more meaningful ways to help them out instead) (6:12)
• The “Fresh Retiree Trap” that 80% of people moving into retirement fall into just to find themselves broke a few years later (and how to avoid it) (6:59)
• How the ‘Annual Exclusion Gift Trust’ allows you to gift up to $16 000 to your kids (8:48)
• How the 529 Plan helps you to save a boatload of money for retirees who help to fund their grandchildren’s college education (11:57)

Thinking about what your typical week in retirement will look like? Download our Ideal Week in Retirement planner.

If you want to enjoy a fun and carefree retirement, then there’s a serious—and admittedly boring—part you need to think of: planning how you’ll get there. 

With so many “what-ifs” affecting how much money you'll be left with, it may seem like an intimidating task to take on. But even though it’s mind-numbing, planning ahead can save you a lot of headaches down the road.

Because here’s the cold hard truth:

The more prepared you are today, the more financially secure your retirement will be. 

In this episode, you’ll discover why planning ahead is a superpower that lets you enjoy the carefree Golden Years you deserve.

Listen now!

Show Highlights Include

• The “Ultimate Pilot’s Blueprint” to navigating the uncertainties that come with financial planning in retirement (2:51)
• Why having a financial plan is more critical in 2022 than ever before (even if you feel like the future is too unpredictable)(5:53)
• How planning ahead gives you peace of mind and dwarfs the emotional stress that comes with moving into retirement (9:28)
• Four ways a professional financial planner can help you assess your finances and get ready for unexpected events in retirement (10:24)

Thinking about what your typical week in retirement will look like? Download our Ideal Week in Retirement planner.