surance Turmoil

California's insurance market is facing serious challenges, and no one understands this better than Charles Katz. With nearly 57 years of experience in the insurance industry, Charles has seen it all—from working with Fortune 500 companies to helping individual homeowners navigate an increasingly complex system.

In this episode, Charles shares his journey from California to Indiana and back, and how he built a career in property and casualty insurance. He breaks down the current insurance crisis in California, including the billion-dollar assessment recently imposed on insurers, the growing reliance on the California Fair Plan, and how new players are emerging to fill the gaps left by major insurance companies exiting the state.

We also dive into:

• Why independent brokers like Charles are more important than ever
• How the online insurance world is changing the way people shop for coverage
• The impact of fire season and climate change on insurance rates
• The growing need for cyber insurance and how businesses should prepare

---------------------------------------------------------------------------------------------------------------- We’re excited to feature your voice in the conversation about building wealth and legacies through commercial real estate. Join us to share your journey and insights with our growing audience! Learn more and apply at https://sfcommercialconversations.com/guest

What if you never had to cold call again? In this episode of SF Commercial Property Conversations with Bruce Bean, we dive into the future of business communication with David Criss, Director of Sales at Action2Call.

David shares how AI-driven voice agents are revolutionizing inbound and outbound calls, making life easier for commercial real estate agents, attorneys, and business professionals. Imagine AI assistants handling 20+ calls at once, pre-qualifying leads, and seamlessly integrating with your CRM—all without missing a beat.

David’s journey from real estate to high-ticket sales and AI development is fascinating, and his insights on automation, efficiency, and the future of AI in business are eye-opening. If you’re tired of spending hours on the phone and want to streamline your operations, this episode is a must-listen.

• How Action2Call’s AI voice agents work and why they’re a game-changer
• The real estate cold-calling dilemma and how AI can eliminate it
• The cost-effectiveness of AI vs. human receptionists
• How AI is expanding into industries like healthcare and government
• The future of AI-driven business communication

---------------------------------------------------------------------------------------------------------------- We’re excited to feature your voice in the conversation about building wealth and legacies through commercial real estate. Join us to share your journey and insights with our growing audience! Learn more and apply at https://sfcommercialconversations.com/guest

In this episode of SF Commercial Property Conversations, Bruce Bean sits down with Noelle Bryce, an estate planning and asset protection attorney with Barth Calderon LLP. Noelle shares her journey from Glendora, California, to Washington, D.C., and back, and how her passion for governance and public policy led her to a career in estate planning.

They dive deep into California’s Proposition 19, its impact on property transfers, and the often-overlooked estate planning mistakes that can lead to probate court. Noelle explains how commercial property owners can protect their assets, why trusts are essential for succession planning, and how failing to title properties correctly can create legal and financial headaches.

Key Takeaways: ✅ How Proposition 19 changed property tax laws in California ✅ Why trusts don’t necessarily protect against reassessment ✅ How commercial property owners should structure ownership to avoid probate ✅ The biggest mistakes people make with estate planning and how to avoid them

If you own property—residential or commercial—this episode is packed with must-know insights to help you preserve your wealth for future generations.

---------------------------------------------------------------------------------------------------------------- We’re excited to feature your voice in the conversation about building wealth and legacies through commercial real estate. Join us to share your journey and insights with our growing audience! Learn more and apply at https://sfcommercialconversations.com/guest