Strategic Whole Life by Infinite Banking Authorized Practitioners

By: John Montoya John D. Perrings
  • Summary

  • The Infinite Banking Concept® (IBC) is privatized banking, using the cash value of a whole life insurance policy as the platform. Your hosts, John Montoya and John Perrings, are authorized IBC practitioners with the Nelson Nash Institute, dedicated to educating consumers about Infinite Banking. Listening to this podcast, you'll learn about life insurance, cash value, dividends, policy loans, policy design, and more. Most importantly, you'll learn how IBC puts you back in control of your money so you can keep it, grow it, and pass it on without taking any of the unnecessary risks that you otherwise get when you listen and follow the mainstream advice about personal finance. The Strategic Whole Life podcast is our way to carry on Nelson's mission by explaining The Infinite Banking Concept® in simple terms so that you can make it real in your life!
    Copyright 2024 John Montoya, John D. Perrings
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Episodes
  • 118: The Math Proving Whole Life Insurance Returns
    Aug 26 2024

    Out of all the misunderstandings about whole life insurance, the idea that it gets a "terrible rate of return" is probably the most common.

    But is it true?

    Tune in and, if you can, watch this one on video. I'm going to get out the Truth Concepts calculator and prove to you that whole life gets exceptional growth, compared to other assets, when you know how to compare capital equivalent value.

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    EPISODE HIGHLIGHTS:

    00:15 Debunking Myths About Whole Life Insurance

    01:04 Recommended Reading for Whole Life Insurance

    01:52 Understanding Whole Life Insurance Rate of Return

    03:26 Using the Truth Concepts Calculator

    05:10 Comparing Whole Life Insurance to Other Assets

    09:16 The Value of Permanent Life Insurance

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    LINKS:

    SCHEDULE A CONSULTATION

    https://www.strategicwholelife.com/p/...

    Online Course: IBC MASTERY

    https://www.stackedlife.com/ibc-mastery

    ----

    About Your Hosts:

    Hosts John Perrings and John Montoya are dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit from a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family—even the skeptics!

    John Montoya is the founder of JLM Wealth Strategies, began his career in financial services in 1998, and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.

    John Perrings started StackedLife Financial Strategies after a 20-year career in Silicon Valley's startup world, where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.

    ----

    Connect with us

    Get in touch to see how you might apply these principles to your situation. Schedule a free, no-obligation 30-minute consultation with us today!

    https://www.strategicwholelife.com/p/...

    ----

    ONLINE COURSE:

    Stop wasting hours on YouTube trying to piece together the information you want regarding The Infinite Banking Concept®.

    Check out our soup-to-nuts online course. Get everything you need to know about IBC and whole life insurance:

    IBC MASTERY:

    https://www.stackedlife.com/ibc-mastery

    Show more Show less
    18 mins
  • 117: The Financial Planning Bubble
    Aug 16 2024

    A financial mania is when everyone is clamoring to buy the same thing at the same time at any price.

    Isn't that exactly what the typical financial planning advice has us do? Just about everyone you know is, right now and for the last twenty years, plowing dollar after dollar into an index fund tracking the S&P500, mutual funds, etc.

    And the only information we have about this investment strategy is changing variables.

    What about this precisely is a "financial plan?"

    Tune in to learn about how principles beat variables every time.

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    EPISODE HIGHLIGHTS:

    00:18 What is a Mania or Bubble

    01:03 Typical Financial Planning

    03:46 The Problem with Average Rates of Return

    04:44 The Uncertainty in Financial Planning

    06:57 Planning Principles, not Variables

    07:48 Accumulation + Distribution Assets

    11:09 Strategies for Retirement Income

    13:31 The Best Part is IBC Comes Attached Automatically

    ----

    LINKS:

    SCHEDULE A CONSULTATION

    https://www.strategicwholelife.com/p/contact/

    Online Course: IBC MASTERY

    https://www.stackedlife.com/ibc-mastery

    ----

    About Your Hosts:

    Hosts John Perrings and John Montoya are dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit from a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family—even the skeptics!

    John Montoya is the founder of JLM Wealth Strategies, began his career in financial services in 1998, and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.

    John Perrings started StackedLife Financial Strategies after a 20-year career in Silicon Valley's startup world, where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.

    ----

    Connect with us

    Get in touch to see how you might apply these principles to your situation. Schedule a free, no-obligation 30-minute consultation with us today!

    https://www.strategicwholelife.com/p/contact/

    ----

    ONLINE COURSE:

    Stop wasting hours on YouTube trying to piece together the information you want regarding The Infinite Banking Concept®.

    Check out our soup-to-nuts online course. Get everything you need to know about IBC and whole life insurance:

    IBC MASTERY:

    https://www.stackedlife.com/ibc-mastery

    Show more Show less
    20 mins
  • 116: How Whole Life Insurance is Predictable and Flexible
    Aug 9 2024

    A common misconception about whole life insurance is that you're locked into paying a big premium forever. In this episode, we'll discuss all the ways this is not true, especially when buying a policy designed for The Infinite Banking Concept, which most often uses the Paid-Up Additions Rider.

    Certainty has a true economic value, and the predictability of a whole life premium over decades is a true financial boon.

    Tune in to learn all about it!

    ----

    EPISODE HIGHLIGHTS:

    02:21 Comparing Whole Life to Other Insurances

    09:10 Flexibility offered by the PUA Rider

    18:44 Billing Modes and Payment Strategies

    24:36 Options for Managing Premium Payments

    ----

    LINKS:

    SCHEDULE A CONSULTATION

    https://www.strategicwholelife.com/p/contact/

    Online Course: IBC MASTERY

    https://www.stackedlife.com/ibc-mastery

    ----

    About Your Hosts:

    Hosts John Perrings and John Montoya are dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit from a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family—even the skeptics!

    John Montoya is the founder of JLM Wealth Strategies, began his career in financial services in 1998, and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.

    John Perrings started StackedLife Financial Strategies after a 20-year career in Silicon Valley's startup world, where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.

    ----

    Connect with us

    Get in touch to see how you might apply these principles to your situation. Schedule a free, no-obligation 30-minute consultation with us today!

    https://www.strategicwholelife.com/p/contact/

    ----

    ONLINE COURSE:

    Stop wasting hours on YouTube trying to piece together the information you want regarding The Infinite Banking Concept®.

    Check out our soup-to-nuts online course. Get everything you need to know about IBC and whole life insurance:

    IBC MASTERY:

    https://www.stackedlife.com/ibc-mastery

    Show more Show less
    28 mins

What listeners say about Strategic Whole Life by Infinite Banking Authorized Practitioners

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very informative - ins and outs of IBC

no theatrics and no secrets seemingly "left out". very well done on a complex topic

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IBC 101 done well

New to the whole concept of IB and after listening to the podcast before meeting with someone who was going to sell me life insurance I am going in as a educated buyer. Thank you.

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Informative

Enjoyable bites of information in these episodes! Just what I needed to learn on my new journey

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