In this eye-opening episode of The 7th Cents Podcast, Mike Macklin and Coach R.L. Simmons break down a hard truth: why A students often end up working for C students—and what it says about our education system, mindset, and definitions of success.

They explore:
🔍 The difference between academic intelligence and entrepreneurial hustle
💼 Why grades don’t always translate to real-world financial success
📚 How school rewards perfection while business rewards risk
👨🏾‍🏫 Why mindset, creativity, and networking matter more than GPA
💡 What parents and students should really be teaching the next generation

If you've ever felt like school didn’t prepare you for real life—this one’s for you.

👉 Tap in, drop a comment, and tell us your GPA story.
Would you rather be book smart or business smart?
#7thCentsPodcast #StudentSuccess #EntrepreneurMindset #EducationReform #FinancialFreedom #BlackExcellence #MoneyMindset

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Follow Coach R.L. on all Social Platforms @coachrlsimmons and don't forget, Change Your Mind, Change Your Money, Change Your Life.

In this episode of The 7th Cents Podcast, Mike Macklin and Coach R.L. Simmons dive deep into the conversation around supporting Black-owned businesses. Is buying Black a revolutionary act or just a trendy phrase?

They explore:
✔️ The real economic impact of circulating the dollar in Black communities
✔️ Common misconceptions and barriers to supporting Black businesses
✔️ The difference between support, loyalty, and accountability
✔️ How quality, pricing, and service factor into the conversation
✔️ What it really means to build wealth through collective economics

Whether you're passionate about Black entrepreneurship or curious about where your dollars go, this episode challenges the norm and breaks down what “support” really looks like in today’s economy.

👉 Watch, Like, and Subscribe
🗣 Drop a comment: Do you support Black-owned businesses? Why or why not?
#7thCentsPodcast #BuyBlack #BlackOwnedBusiness #EconomicEmpowerment #SupportBlackBusiness #FinancialFreedom #MoneyMindset

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Follow Coach R.L. on all Social Platforms @coachrlsimmons and don't forget, Change Your Mind, Change Your Money, Change Your Life.

In this eye-opening episode, Coach RL and Money Mike unpack the real story behind the wealth gap — not just the numbers, but the narratives that shape them. This isn’t just about income inequality; it’s about ownership, mindset, behavior, and collective power. 🔥

We challenge the myths, explore the role of behavioral finance, and dive into how cultural and educational systems contribute to economic disparity. From generational wealth to community-driven solutions, this episode gives you the mindset and the moves to make a difference.

🔑 Episode Takeaways:

Wealth is about what you own, not just what you earn.

Mindset and behavior shape financial success.

Community wealth is built through collaboration and shared strategy.

Financial literacy is a non-negotiable tool in the fight against poverty.

Generational wealth provides a head start — and it’s within reach.

Education, relocation, and collective action can bridge the wealth divide.


👇 Drop your thoughts in the comments:
How has your mindset or environment shaped your wealth journey?

📲 Stay connected:

#TheWealthGap #The7thSense #FinancialFreedom #BehavioralFinance #GenerationalWealth #MoneyMindset #EconomicJustice

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Follow Coach R.L. on all Social Platforms @coachrlsimmons and don't forget, Change Your Mind, Change Your Money, Change Your Life.

In this episode of Facts Plus Tax, Coach RL and Kalecia break down how to turn tax season into goal season 💸. Whether you're getting a big refund or just a little back, this conversation is all about strategy over spending.

They’re giving you real-life ways to leverage your tax refund — from building an emergency fund to starting that business you've been dreaming about. Even if you’re someone who owes instead of receives, don’t worry — they’ve got perspective and planning tips for you too!

🎯 Learn how to:

• Set financial goals with your refund
• Invest in your future instead of blowing the bag
• Build a foundation for long-term success
• Shift your tax-time mindset from spending to scaling

Don’t just get a refund — get a plan.

🎧 Tap in, take notes, and turn this season into a step toward your financial greatness.

#FactsPlusTax #CoachRLSimmons #KaleciaSimmons #TaxSeasonTips #FinancialGoals #MoneyMindset #TaxRefund #WealthBuilding #SmartMoneyMoves #LevelUpSeason #TheGOATBusiness #FinancialLiteracy

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Follow Coach R.L. on all Social Platforms @coachrlsimmons and don't forget, Change Your Mind, Change Your Money, Change Your Life.

In this must-listen episode of the Veteran's Growing America Podcast, hosts Donnell Johns and R.L. Simmons have an engaging conversation with Rick Robinson, a former Marine turned celebrated filmmaker and educator. Discover Rick's transformative journey from the discipline and camaraderie of the Marine Corps to the creative echelons of Hollywood.

🌟 Episode Highlights:

• Marine Foundations: Delve into Rick's experiences in the Marine Corps, understanding how his service shaped his values, work ethic, and approach to challenges.
• Transition to Filmmaking: Explore Rick's shift from military life to the film industry, highlighting how his veteran experience influenced his cinematic vision.
• Collaborations with Music Legends: Hear fascinating stories about Rick's global travels and work with icons like Michael Jackson, Paul McCartney, Paula Abdul, Whitney Houston, and Madonna.
• Award-Winning Achievements: Celebrate Rick's accomplishments, including a Primetime Emmy award and nominations, which underscore his impact in the film industry.
• Mentorship in Academia: Learn about Rick's passion for teaching and mentoring aspiring filmmakers at prestigious institutions like USC, Columbia College, UCLA Extension, and The Los Angeles Film School.

🔊 This episode offers a unique perspective on how military values can pave the way for success in the arts. Rick's journey is an inspiring tale of adaptability, creativity, and dedication.

👉 Don't forget to like, share, and subscribe to our channel for more episodes that bridge military service and creative careers. We'd love to hear your thoughts on Rick's journey in the comments below!

#VeteransGrowingAmerica #RickRobinson #FromMarineToHollywood #VeteranStories #FilmIndustry #EmmyAward #MarineCorps #InspirationalJourney

Support the show

Follow Coach R.L. on all Social Platforms @coachrlsimmons and don't forget, Change Your Mind, Change Your Money, Change Your Life.

Ever feel like you’re grinding so hard just to survive, you forgot what it feels like to actually live?

In this powerful episode of The 7th Cents Podcast, Coach RL and Money Mike dive deep into the silent struggle of being in survival mode—especially in communities where being strong, available, and successful is expected 24/7.

💬 We talk:
💰 The hidden cost of "being everything to everybody"
💔 How survival mode kills joy, dreams, and emotional health
🧠 The mindset shift from surviving to thriving
🔥 Real stories from our own lives + tactical steps to reclaim your peace

This isn’t just about money—it’s about the emotional toll of constantly performing just to feel worthy.

👉 Whether you’re a parent, a provider, or a professional stuck in the grind, this episode is for you.

💡 Subscribe, like, and drop a comment below: Have YOU been in survival mode lately? What helped you reset?

#The7thCentsPodcast #MoneyMindset #FinancialFreedom #SurvivalMode #MentalWealth #CoachRLSimmons #MoneyMike #BlackMenInFinance #HealingThroughFinance #MindOverMoney #BurnoutRecovery #ThrivingNotSurviving

Support the show

Follow Coach R.L. on all Social Platforms @coachrlsimmons and don't forget, Change Your Mind, Change Your Money, Change Your Life.

Ever feel like you’re grinding so hard just to survive, you forgot what it feels like to actually live?

In this powerful episode of The 7th Cents Podcast, Coach RL and Money Mike dive deep into the silent struggle of being in survival mode—especially in communities where being strong, available, and successful is expected 24/7.

💬 We talk:
💰 The hidden cost of "being everything to everybody"
💔 How survival mode kills joy, dreams, and emotional health
🧠 The mindset shift from surviving to thriving
🔥 Real stories from our own lives + tactical steps to reclaim your peace

This isn’t just about money—it’s about the emotional toll of constantly performing just to feel worthy.

👉 Whether you’re a parent, a provider, or a professional stuck in the grind, this episode is for you.

💡 Subscribe, like, and drop a comment below: Have YOU been in survival mode lately? What helped you reset?

#The7thCentsPodcast #MoneyMindset #FinancialFreedom #SurvivalMode #MentalWealth #CoachRLSimmons #MoneyMike #BlackMenInFinance #HealingThroughFinance #MindOverMoney #BurnoutRecovery #ThrivingNotSurviving

Support the show

Follow Coach R.L. on all Social Platforms @coachrlsimmons and don't forget, Change Your Mind, Change Your Money, Change Your Life.

In this episode of Facts Plus Tax, Robert and Kalecia dive deep into the art of relentless goal setting — the kind that doesn’t just live in your head, but shows up in your habits, your calendar, and your bank account. 💼📅💰

They break down why simply thinking about your goals isn’t enough and how real transformation comes when you align your actions with a clear, measurable plan. From personal growth to business building, they share how goal setting has shaped their success as a powerhouse couple in life and legacy.

🎯 Topics include:

• The psychology behind relentless execution
• Why written goals outperform wishful thinking
• How to build a system that holds you accountable
• The connection between goals, time, and wealth

This episode is your wake-up call to stop dreaming and start documenting. If you’re tired of setting goals that fizzle out, tune in to learn how to grind with purpose and build a future that talks back.

🔗 Subscribe, rate, and share this with someone who needs a goal reset today!

Support the show

Follow Coach R.L. on all Social Platforms @coachrlsimmons and don't forget, Change Your Mind, Change Your Money, Change Your Life.