Thanks to my friends at ⁠⁠Ramp⁠⁠ -- the best expense accounting system I've seen. For more check out ⁠⁠ramp.com/morgan.

Thanks to my friends at ⁠Ramp⁠ -- the best expense accounting system I've seen. For more check out ⁠ramp.com/morgan.

Thanks to my friends at Ramp -- the best expense accounting system I've seen. For more check out ramp.com/morgan.

Thanks to my friends at Ramp -- the best expense accounting system I've seen. For more check out ramp.com/morgan.

Thanks to my friends at Ramp -- the best expense accounting system I've seen. For more check out ramp.com/morgan.

Thanks to my friends at Eight Sleep. Check out eightsleep.com/morganhousel for more.

The most impactful idea to me personally in my book: My theory is that most investment models maximize for risk-adjusted returns, but in the real world every investor wants to maximize for sleeping well at night and being proud of themselves in a complicated world.

Thanks to my friends at Eight Sleep. Check out eightsleep.com/morganhousel for more.

One of my favorite psychology studies showed that if you know a reward is coming, but you don't know exactly when, you are susceptible to losing your mind. Isn't it so similar in investing?

Thanks to my friends at Ramp -- the best expense accounting system I've seen. For more check out ramp.com/morgan.