The Ramsey Show Podcast By Ramsey Network cover art

The Ramsey Show

The Ramsey Show

By: Ramsey Network
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The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com2025 Economics Personal Development Personal Finance Personal Success
Episodes
  • You Can’t Borrow Your Way to Peace
    Jul 25 2025
    📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠ George Kamel and Dr. John Delony answer your questions and discuss: "Why is it better to pay off my mortgage early instead of investing $300,000?" "Can I do a Roth 401(k) and a Roth IRA at the same time?" "I feel stuck between working the Baby Steps and taking care of a sick parent" "How do we best invest $100k?" "I'm $240k in debt. What is the best way to live below my means?" "I owe the IRS $30k. How do I pay this off?" "I'm spending $1,400 a month on car payments. How do I get out of this mess?" "How much house can I afford?" "Should I hold on to savings or pay off $700k in real estate debt?" "Am I being stupid by not investing my money?" "How do I prevent my kids from feeling left out?" "Should I use a HELOC to consolidate my debt?" "How do we prepare for our special needs son to be taken care of?" "I've been paying on my student loans for 22 years. Should I wait 3 more years for student loan forgiveness?" "I'm in business debt due to check fraud..." Next Steps: ✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠ 📱 Get episodes early in the free Ramsey Network app! 💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ 🏠 ⁠⁠Find a Ramsey Trusted Real Estate Agent⁠⁠ 📈 Free Tools & Resources to Help You With Investing ⛓️‍💥 ⁠⁠Tired of debt? Grab Breaking Free From Broke now!⁠⁠ Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠⁠⁠ALDI⁠⁠⁠⁠ Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠ Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today! Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠ Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠ Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠ Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle! Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠ Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more For more information, go to ⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠ Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠ Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices
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    2 hrs and 17 mins
  • Don't Settle for Living Paycheck to Paycheck
    Jul 24 2025
    📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠ Dave Ramsey and Jade Warshaw answer your questions and discuss: "How do I navigate $1.8M in debt with no income?" "My employment is directly tied to my FICO score. How can I pay off debt and keep a good score?" "I'm 51 with no retirement savings and I am currently carrying my daughter's student loans I cosigned on..." "Is it too late for a 47-year-old man to find financial peace?" "My husband's gambling has us late on our bills. Do I have to go back to work, or can I still be a stay-at-home mom?" "Our advisor is telling us to take out a HELOC on our vacation home to invest and supplement our income" "How can I convince my wife that we don't need to invest while paying off debt?" "How do we navigate family dynamics without seeming like the cheap family?" "How do we wisely manage a $100K gift from my parents?" "I was recently diagnosed with a rare cancer, how do I get my finances in order?" "I'm $400,000 in debt, at what point should I declare bankruptcy?" "We're debt-free, can we afford to buy a business?" "What's the best way to invest our 15 year old son's earnings?" Next Steps: ✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠ 📱 Get episodes early in the free Ramsey Network app! 💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ 💗 Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. 📈 Free Tools & Resources to Help You With Investing Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠⁠⁠ALDI⁠⁠⁠⁠ Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠ Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today! Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠ Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠ Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠ Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle! Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠ Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more For more information, go to ⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠ Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠ Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show more Show less
    2 hrs and 18 mins
  • You'll Never Build a Strong Future On A Shaky Foundation
    Jul 23 2025
    📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠ Dave Ramsey and Ken Coleman answer your questions and discuss: "What's the best way to teach our adopted daughter financial responsibility?" "How do I navigate my finances after a divorce?" "Can I invest in a side hustle while in Baby Step 2?" "Should I pay off my $400,000 business loan?" "My parents don't support my dream of becoming a fire fighter..." "My husband hid $75,000 of debt from me and won't talk about it. Can our marriage survive this?" "We won $1M on a scratch off and wonder what our first steps should be." "I'm 26 and drowning in $250,000 of debt, how do I get out of this?" "Is it time to call it quits on my business?" "I'm my mother's power of attorney, what should I do with her investments?" "I'm 64 with $80,000 in retirement and I was just laid off, what do I do next?" "Should I refinance my house to build a rental on my property?" "Do I keep fighting for my dad’s business or walk away?" "The home we purchased is costing more than we anticipated. How do we financially attack this while paying off debt?" Next Steps: ✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠ 📱 Get episodes early in the free Ramsey Network app! 💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app! 📈 For help with investing, get connected with a SmartVestor Pro.⁠⁠⁠⁠ 🏠 ⁠⁠Find a Ramsey Trusted Real Estate Agent⁠⁠ ⛓️‍💥 ⁠⁠Tired of debt? Grab Breaking Free From Broke now!⁠⁠ Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠⁠⁠ALDI⁠⁠⁠⁠ Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠ Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today! Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠ Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠ Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠ Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle! Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠ Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more For more information, go to ⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠ Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠ Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices
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    2 hrs and 21 mins
All stars
Most relevant  
I'm glad she did wise choice to call. I hope she will follow the direction that be good counsel

It's was good advice

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Love listening every morning on the way to work. Keeps me motivated to continue the baby steps,

Inspiring

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The best free advice in the world, there is no other place to get great counseling on financial, career, emotional and or spiritual. Which is great amazing for all ages.

free chicken

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I love them ! it's long and hard but I'm better off. I actually have saving

they helped me

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Dave Ramsey and his personalities have constantly equipped me with the knowledge required to secure my financial future. I preach the principles presented to everyone I can. God bless you Dave.

This is Gold offered free

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These podcasts keep me laser focused. We have been debt-free for decades living like No one else, so we are able to live like No one else. TY Dave...

Free, Debt Free

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looking to find out how to live a secure financially pieceful future. It's here. I am really happy we now have The Ramsey podcast on audible. All the personalities come together to keep us on track increase income. get out of debt. and take control.

I want to live like no one else, so later I can live and give like no one else.

Reality Check!!

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One can always find good encouragement here wherever you are on your money journey. Love all the Ramsey personalities!

Encouraged

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I've enjoyed Dave and his other hosts and all the well thought out advice for years. He is genuine and personally love how he shows his heart, his faith, and care for those in need of advice. I also love his rants! While I'm not Christian, I find some values universal for all types of beliefs or non beliefs. Thanks Ramsey solutions for all you have done!

Keeps me grounded when I need a refresher

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