Most people approach retirement planning with a list of questions in hand, but what if you're asking the wrong questions? In this episode, Mark unpacks why traditional thinking about retirement often leads people astray. If you’ve ever fixated on your “magic number” for retirement or chased high returns, Mark will show you how those concerns might be holding you back and what to do instead.

Here’s some of what we discuss in this episode:

💰 Why a magic “retirement number” is a myth

🏥 Smarter ways to plan for long-term care

🧾 The one document your advisor should be asking for—but probably isn’t

🧠 Better questions to ask than “How much do I need?”

Want to get in touch with Mark?

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526

In this mailbag episode, Mark tackles two listener questions from opposite ends of the retirement spectrum. One faces a potential layoff, and the other dreams of seeing the world. Different situations, same goal: a secure, flexible retirement. Mark shares clear, practical strategies for both, including how to build financial resilience, strengthen your emergency savings, and fund global adventures without derailing your long-term financial plans.

Here’s some of what we discuss in this episode:

🚨 What to do if forced into early retirement

📦 Building a financial cushion for career uncertainty

✈️ Creating a sustainable travel lifestyle in retirement

🧾 Why you need a written income plan

Want to get in touch with Mark?

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526

In this listener Q&A episode, Mark answers some of the questions that keep people up at night, from long-term healthcare without the monthly drain to how much to actually have in your emergency fund. We walk through strategies like Roth conversions, qualified charitable distributions, and alternative ways to cover long-term care costs, all with the goal of keeping more money in your pocket and building a retirement plan that works for your life.

Here’s some of what we discuss in this episode:

📉 How to shrink your future RMD tax bill

💸 Emergency fund strategy: 3 months, 6 months, or more?

🛡️ Smarter alternatives to traditional long-term care insurance

🔍 Why your unique situation drives your financial strategy

🧭 Planning retirement with purpose and vision

Want to get in touch with Mark?

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526