Renee has 15 years experience serving diverse groups of clients as a license mental health therapist. She mentioned that the minimum payment she has to make is $1,500+ a month and worries about if that would even make a dent on the principal balance overtime. She talked about the failure of the public student loan forgiveness program and how many of her friends who worked in a low-paying position for 10 years got denied. Listen to the episode to hear her message to the younger generation.

Cristian is a father of (almost) 2. He attended a private institution for being an academic where he received many job opportunities. Although he says he's a trade type of person but admits that it does take a toll in your body. He talked about the importance of parents teaching their children about money and emphasize that people are now learning that college may not be the only option for becoming successful.

Joe is an author of multiple books, including a dark comedy, UIC (University Industrial Complex). He talked about being misled from department chairs from career opportunities with his degree. He discussed about the struggle of being an adjunct instructor at a community college with a massive student loan debt. You can check out his books, art portfolio, and other info at joeovelman.com If you need to talk someone, call National Suicide Prevention Lifeline: 800-273-8255 or @800273TALK.