Hello! Welcome to episode 2 of Season 2 of the YourAgent Podcast! 
They don't teach much of this stuff in school so glad you are here! =)

This episode talks about the importance of removing snow off of the hood of your vehicle because it can create huge harm and damage to other people on the road. Being negligent can cost you serious money and your insurance policy may not even protect you from a liability incident if you are negligent. This also applies to campers, RV, Christmas tree and anything else you put on top of your vehicle. 
Just be careful because if you don't have an umbrella policy, sufficient coverage and a GREAT Agent for your auto policy, you may have to pay for the damages you created out of pocket!? 

Join us with the kick off of the New Year and learn from Matt Pisani the guru and expert of Budgeting using wisdom!

Bio:
Matthew Pisani has been working in the financial industry since 2009.He received his Bachelors Degree in American Studies at Oswego State University and his Masters in Special Education at Touro College. His goal is to provide sound financial guidance and wealth preservation to individual and group clients. Some of the services he provides are workshops in Financial Literacy, College Savings Plans, Group Retirement Plans, Long Term Care Insurance and Life Insurance. When Matthew is not providing help to manage his client’s financial futures, he is a public speaker who encourages children, teenagers and young adults to live healthy lifestyles through interactive school assemblies.

source: https://www.legendgroupli.com/team/matthew-w-pisani

2020 Catalyst Award Finalist

Clean Slate Living
Lincoln Investment

Clean Slate Living is a New York-based nonprofit whose mission is to reach the unreached through its “Rewrite Tomorrow” message. Every child and young adult deserve the opportunity to wipe their slate clean from addiction, toxic relationships, and bullying – they can be inspired to rewrite their tomorrow and find a new sense of purpose. Through live performances in schools, youth centers and youth correctional facilities around the nation, the organization seeks to empower audience members to walk away knowing that they have a purpose in life to fulfill and that they are worthy of love.

Matt Pisani is the Founder and Executive Director of Clean Slate Living. As a young aspiring hip hop artist, Matt fell into a lifestyle of addiction to cocaine and alcohol abuse but was able to clean his slate and adopt a healthy lifestyle in 2010. He started Clean Slate Living to share his own life story and encourage youth to make positive changes in their own lives. His live performances share hip hop music with positive messages and clean song lyrics. Clean Slate Living is an embodiment of the belief that all youth can have a new start despite the challenges they face and change the direction of their lives.

source: https://www.investinothers.org/matt-pisani/

Disclosure:

The views and opinions expressed herein are those of the author(s) noted and may or may not represent the views of Capital Analysts or Lincoln Investment.  Advisory Services offered through Lincoln Investment or Capital Analysts, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker/Dealer, Member FINRA/SIPC. www.lincolninvestment.com 

Join us with Credit Specialist and found of #SheDoesCredit, Elissa Costanza with the basics of Credit and where we answer many questions that were given from our listeners!

Listen closely because Elissa made the mistake of giving a tip on boosting your credit score! That is for our second segment called "Credit 102" coming soon!

Key Topics:
-What is Credit?
-Is Credit important?
-How to get started?
-Any favorite cards to look for?
-What is deferred payments?
-What is a balloon finance?
-How to repair your credit
-Do I need credit?
-Home buying tips
- Much more

Special thanks to Rob Taormina for the full production,
Special thanks to SweetWaters of Smithtown for their amazing teas and coffees on set,
Special thanks to The Reynold Daniel Agency for the sponsorship.

Elissa Costanza
Credit Specialist
Owner of She Does Credit LLC
631-620-2650
Email: costanzaelissa@gmail.com 
Website: https://www.shedoescredit.com/
https://www.facebook.com/elissa.costanza

Ren Jainarine
Insurance Agent / Personal Financial Representative
Owner of The Reynold Daniel Agency LLC
718-739-3300
YourAgentNY@gmail.com