In the fifth and final episode, financial educator and author Vanessa Stoykov details the way ACTION contributes to how financially comfortable we are - both now and later in life. 

Vanessa is joined by CEO Bryce Doherty to dive deep into the lessons learned from fictional characters pulled from Vanessa’s finance novel ‘The Breakfast Club for 40-somethings.’ 

What you will learn in this episode:

• By nature, the future is never certain so we can’t wait to have all the answers to begin. 
• A future with financial success at the expense of relationships is no success at all.   
• How making the future we want only comes when we take action.  
• The direction and insight a financial planner can offer at any income level. 

‘It’s about giving yourself permission to change.’ 

‘People can become so focused and the breadth of what they're trying to achieve can become more and more narrow.’ 

‘And what a shame that people sound busy - not I'm happy or I'm going really well.’  

About Vanessa Stoykov: 

Vanessa is an award-winning financial commentator, author and CEO. 

She is on a mission to help Australians get real about money. And with her vast experience in the wealth creation space, Vanessa knows how important it is to have courageous conversations in order to achieve financial freedom.

From her 22-year history of owning a financial services education-focused media business, Evolution Media Group, Vanessa has a deep understanding of the finance world and has the unique ability to communicate this in a way that everyday people can understand.

A passionate financial educator, Vanessa has published two books and regularly appears in the media outlets such as News.com.au, Sydney Morning Herald, BC and The Today Show. 

You can find her website here: https://vanessastoykov.com.au/

Bryce Doherty 

With over 23 years in the finance industry, Bryce now sits as CEO of UBS Asset Management in Australia & New Zealand. One of the largest asset management businesses in Australia, it has over one billion dollars invested globally and 3400 thousand employees worldwide. 

You can find him on LinkedIn here https://www.linkedin.com/in/bryce-doherty-29b7931b0/?original_referer=&originalSubdomain=au

Links

• The Lessons of Action
• The Breakfast Club book
• The Five Conversations You Need to Have About Money book
• Connect with Vanessa on Linkedin

Please note that all content is general financial advice only. That means the advice does not take into account your objectives, financial situation 

Hosted on Acast. See acast.com/privacy for more information.

In this fourth episode, financial educator and author Vanessa Stoykov details the way DESIRE contributes to how financially comfortable we are - both now and later in life. 

Vanessa is joined by Jenny Josling to dive deep into the lessons learned from fictional characters pulled from Vanessa’s finance novel ‘The Breakfast Club for 40-somethings.’ 

What you will learn in this episode:

• How desire is a treadmill, not a cul de sac.  We can get caught up in the chase without realising we’re picking up the pace. 
• When high-net-worth individuals like Josie get trapped by desire - needing to go to upmarket hotels and travel business class because they think that’s what’s expected of them. 
• Running your own business can put you in maximum control - and also at maximum risk.  
• The direction and insight a financial planner can offer at any income level. 

‘Desire pulls us forward, and fuels our ambition. But unchecked desire can come at a heavy price, dragging us in to pay for it all.’ 

‘But while she can do everything, she can't do everything all the time.’  

About Vanessa Stoykov: 

Vanessa is an award-winning financial commentator, author and CEO. 

She is on a mission to help Australians get real about money. And with her vast experience in the wealth creation space, Vanessa knows how important it is to have courageous conversations in order to achieve financial freedom.

From her 22-year history of owning a financial services education-focused media business, Evolution Media Group, Vanessa has a deep understanding of the finance world and has the unique ability to communicate this in a way that everyday people can understand.

A passionate financial educator, Vanessa has published two books and regularly appears in the media outlets such as News.com.au, Sydney Morning Herald, BC and The Today Show. 

You can find her website here

About Jenny Josling

Jenny Josling is the managing director of Orbis Investments' distribution business in Australia. Orbis is a global firm with offices in eight countries around the world, around four hundred employees and almost $40 billion in assets under management.

You can find her on LinkedIn

Links

• The Lessons of Desire
• The Breakfast club book
• The Five Conversations You Need to Have About Money book
• Connect with Vanessa on Linkedin

Please note that all content is general financial advice only. That means the advice does not take into account your objectives, financial situation

Hosted on Acast. See acast.com/privacy for more information.

You’ll be pleased to know that financial freedom has nothing to do with interest rates and investment properties. And everything to do with your behaviour.

In this third episode, financial educator and author Vanessa Stoykov details the way BELIEF contributes to how financially comfortable we are - both now and later in life. 

Vanessa is joined by Clime Investment Management Ltd’s CEO Annick Donat to dive deep into the lessons learned from fictional characters pulled from Vanessa’s finance novel ‘The Breakfast Club for 40-somethings.’ 

What you will learn in this episode:

• The rebuilding of a single mother’s life after a nasty divorce. 
• How her limiting beliefs were holding Jayne back from earning a higher salary, entering into a new romance and building a future for her twin girls she could be proud of. 
• How having uncomfortable conversations with family members can strengthen bonds and support.  
• The direction and insight a financial planner can offer. 

‘When your life partner becomes a liability, this can have a profound effect on your beliefs about finance and success.’ 

‘She’s creating more pain - not intentionally - by not backing herself.’  

‘We're living longer and there's not going to be a pension.’ 

About Vanessa Stoykov: 

Vanessa is an award-winning financial commentator, author and CEO. 

She is on a mission to help Australians get real about money. And with her vast experience in the wealth creation space, Vanessa knows how important it is to have courageous conversations in order to achieve financial freedom.

From her 22-year history of owning a financial services education-focused media business, Evolution Media Group, Vanessa has a deep understanding of the finance world and has the unique ability to communicate this in a way that everyday people can understand.

A passionate financial educator, Vanessa has published two books and regularly appears in the media outlets such as News.com.au, Sydney Morning Herald, BC and The Today Show. 

You can find her website here

About Annick Donat:  

Annick Donat is the CEO of Clime Investment Management Ltd. With over 30 years of experience in senior leadership roles, most recently as Chief Executive of Madison Financial Group (MFG), Annick grew the business in her three years of leadership to more than $3 billion in funds under advice before Clime acquired the group in June 2020.

You can find her on LinkedIn

Links

• The Lessons of Belief 
• The Breakfast Club book
• The Five Conversations You Need to Have About Money book
• Connect with Vanessa on LinkedIn

Please note that all content is general financial advice only. That means the advice does not take into account your objectives, financial situation 

Hosted on Acast. See acast.com/privacy for more information.

In this second episode of a five-part series, Vanessa Stoykov details the way FOCUS contributes to how financially comfortable we are - both now and later in life. 

Vanessa is joined by serial entrepreneur Andrew Rocks to dive deep into the lessons learned from fictional characters pulled from Vanessa’s finance novel ‘The Breakfast club for 40-somethings.’ 

What you will learn in this episode:

• How Jasper mistakes living paycheck to paycheck as living in the moment. 
• How our parent’s financial choices influence our own behaviour. 
• When future success is not just about making a plan but also about finding sustainable ways to stay on the path.  
• The direction and insight a financial planner can offer. 

“It’s always better in a threesome’ 

‘Money is a byproduct of what you do.’ 

 'If you're listening to this and you think 65 is a long way away, it's absolutely not because the time goes fast.’ 

About Vanessa Stoykov: 

Vanessa is an award-winning financial commentator, author and CEO. 

From her 22-year history of owning a financial services education-focused media business, Evolution Media Group, Vanessa has a deep understanding of the finance world and has the unique ability to communicate this in a way that everyday people can understand.

A passionate financial educator, Vanessa has published two books and regularly appears in the media outlets such as News.com.au, Sydney Morning Herald, BC and The Today Show. 

You can find her website here.

About Andrew Rocks: 

Andrew is the founder and CEO of the Announcer Group of companies, one of Australia’s largest privately owned firms. He began his company at twenty-two and has helped countless families shape their financial future. 

You can find him on LinkedIn here

Links

• The Lessons of Focus
• The Breakfast Club 40 Somethings book
• The Five Conversations You Need to Have About Money book
• Connect with Vanessa on Linkedin

Please note that all content is general financial advice only. That means the advice does not take into account your objectives, financial situation

Hosted on Acast. See acast.com/privacy for more information.

In this inaugural episode of a five-part series, financial educator and author Vanessa Stoykov details the way TIME contributes to how financially comfortable we are - both now and later in life. 

Vanessa is joined by financial commentator Sally Loane to dive deep into the lessons learned from fictional married couple Karen and Russ, characters pulled from Vanessa’s finance novel ‘The Breakfast Club for 40-somethings.’ 

What you will learn in this episode:

• How looking successful can be extremely different to having wealth. 
• How motherhood forces some women to lose out on superannuation and the ways working partners can combat this.    
• The ways a partner supported a stay-at-home mother of three reinventing herself to go back to work.
• The direction and insight a financial planner can offer. 

‘A man is not a plan.’ 

‘Motherhood and guilt are two very close terms’

‘A lot of people in middle-class Australia are probably living a little bit closer to the edge than people think.’ 

Vanessa is an award-winning financial commentator, author and CEO. She is on a mission to help Australians get real about money. From her 22-year history of owning a financial services education-focused media business, Evolution Media Group, Vanessa has a deep understanding of the finance world and has the unique ability to communicate this in a way that everyday people can understand.

A passionate financial educator, Vanessa has published two books and regularly appears on big media tv outlets. 

https://vanessastoykov.com.au/

Sally was the Chief Executive Officer of the Financial Services Council (FSC) from 2014-2021, a peak industry organisation representing leading firms in Australia’s financial services sector. She is a published writer, previous host of the Morning program on 702 ABC Sydney and sits on several boards in the government, private company and charity sectors.

https://www.linkedin.com/in/sally-loane/

Links

• The Lessons of Time - https://vanessastoykov.com.au/blog/kids-money/parky-maggie-and-the-lessons-of-time/
• The Breakfast Club book - https://www.amazon.com.au/Breakfast-Club-40-Somethings-Unlearning-Reinventing/dp/0730348636
• The Five Conversations You Need to Have About Money book - https://vanessastoykov.com.au/books/the-five-conversations-about-money-that-will-radically-change-your-life/
• Connect with Vanessa on Linkedin - https://www.linkedin.com/in/vanessa-stoykov/?trk=author_mini-profile_title&original_referer=&originalSubdomain=au

Please note that all content is general financial advice only. That means the advice does not take into account your objectives, financial situation.

Hosted on Acast. See acast.com/privacy for more information.

In her ongoing quest to bring people to their own financial flashpoints through entertaining

storytelling, Vanessa has designed her podcast to be a unique series of stories that span scripted

narrative and fictional characters. The debut, a five part scripted narrative called The Breakfast

Club, introduces us to six very different people, who used to be the popular group in the high

school they graduated 25 years ago.

Now their financial and life circumstances look completely different. There’s a glam business

owner, a mum of three, a divorced part time lawyer, an accountant, a car salesman and a

billionaire tech guy. Their past is the only thing they have in common. But once the tequila is

passed around and the group start to relax, the real truth comes out about who each of them have

really become.

Through looking at the characters life and choices, we can start to see these people are not very

different from most of us. And while some had a lot more money than others, most are unhappy

because of choices they made earlier in life, without knowing the consequences for their future.

Vanessa is our narrator and guide, to expose what’s really going on with these six characters, who

are likeable and relatable. She also brings in expert guests, to pull back the curtains on what

money is influencing behind closed doors, and identifies the five powerful pillars of financial

change.

If you love a good podcast weaved with entertainment and insight for your own life, then The

Breakfast Club is for you. It is the companion podcast to Vanessa’s financial fable, The Breakfast

Club for 40 Somethings.

Hosted on Acast. See acast.com/privacy for more information.