What happens when you ignore the IRS? Spoiler: It only gets worse. In this episode of the Vital Strategies Podcast, I sit down with tax resolution expert and IRS Enrolled Agent, Carlos Samaniego, to uncover the often overlooked but critical issue of unresolved tax debt. Carlos, founder of Tax Debt Consultants LLC, dives into his personal journey about ignoring the IRS and how facing his own problems head-on ultimately led him to help others in similar situations. This episode is packed with must-know insights on how to resolve major tax issues and become compliant before things spiral out of control.

Carlos walks us through the process of fixing previous mistakes, explains what the government is really looking for, and offers tips on negotiating payment plans. We discuss the dangers of ignoring tax debt—such as liens, garnishments, and increasing penalties—and the best ways to stop accumulating interest. From what to do with CP 504 letters and IRS Letter 11 to exploring offers in compromise, this episode offers actionable advice for anyone needing to get back on track with their taxes.

Key Takeaways:

• How to resolve past tax mistakes: Carlos explains the steps to fixing unfiled tax returns, becoming compliant, and what the IRS is really looking for.

• The dangers of inaction: We discuss the serious consequences of ignoring tax debt, including liens, garnishments, and compounding interest.

• Negotiating with the IRS: Learn how to set up payment plans, reduce penalties, and explore options like offers in compromise to stop the bleeding.

• Facing problems head-on: Carlos shares his personal story of avoiding the IRS and how confronting these issues can lead to long-term financial freedom.

Guest Information:

Carlos Samaniego books and contact

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Audio, video, and show notes produced by Two Tone Creative

Research and copywriting by Victoria O'Brien

Do you know what’s stopping your business from hitting the next level? In this episode of the Vital Strategies Podcast, we’re tackling one of the biggest frustrations for business owners: hitting a plateau and not knowing how to break through. If you’ve ever wondered why your business isn’t reaching that next milestone, this conversation with Nolan Bradbury, founder of Bradfield Accounting and Advisory, is for you.

Nolan dives into the common barriers that keep businesses from scaling and introduces the Rule of 3 and 10—a game-changing concept that explains why what worked to get you this far won’t take you any further. He also shares the power of good data, explaining how understanding your financials on a deeper level can highlight what’s working and what’s not, so you can take decisive action.

Key Takeaways:

• Scaling requires new strategies: What got you here won’t get you to the next milestone—understand the Rule of 3 and 10 to break through business plateaus.

• Data-driven decisions are essential: Good data reveals what’s working and what’s not, enabling smarter, faster growth.

• Upgrade your finance team as you grow: Learn when to move from a bookkeeper to a CFO to support your scaling business.

• Outsourcing can reclaim your time: Build your own "family office" to streamline your finances and focus on big-picture growth.

• Delegate wisely: Know when and what to delegate, especially the key operational tasks that drive long-term success.

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Audio, video, and show notes produced by Podcast Abundance

Research and copywriting by Victoria O'Brien

In this episode of the Vital Strategies Podcast, I’m joined by Andrew Ronchetto to explore how improving employee wellness can drive productivity and boost your bottom line. Did you know companies are losing up to a trillion dollars annually due to lack of productivity? What if the solution lies in something as simple as taking better care of your team?

Andrew shares insights on the 8 Dimensions of Health, how incremental changes lead to long-term success, and the power of disconnecting to enhance performance. We also dive into capability building, coaching, and the role leaders play in amplifying human potential.

Tune in for actionable insights on how improving employee wellness can amplify human performance and ultimately benefit your bottom line.

Key Takeaways:

• Companies lose up to $1 trillion annually from poor productivity linked to employee wellness.

• The 8 Dimensions of Health improve well-being and boost performance.

• Small, consistent wellness changes lead to long-term productivity gains.

• Taking time to disconnect can increase focus and efficiency.

• Leaders struggle with collaboration when wellness isn’t prioritized.

• Coaching and capability building are key to improving team performance.

• Better employee wellness directly boosts productivity and business results.

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Audio, video, and show notes produced by Podcast Abundance

Research and copywriting by Victoria O'Brien