In this episode, A.B. Ridgeway addresses a critical scam targeting individuals through fake Social Security emails and calls. He shares the story of Joyce House, who received a suspicious notice claiming her Social Security number was being revoked. Fortunately, she trusted her instincts and didn't fall victim to the scam. A.B. emphasizes the importance of vigilance, especially during tax season, and provides actionable advice for avoiding such fraudulent schemes.

3 Key Takeaways:

1. Beware of Suspicious Emails and Calls: Fraudsters may send emails that look official, such as using SSA logos and similar website domains like "SSA.US.gov." Always verify the source, especially when receiving unsolicited communications.
2. Trust Your Instincts: If something feels off, like Joyce’s experience when a scammer asked for personal information, don’t hesitate to hang up or stop responding. Always double-check details such as email addresses or phone numbers before taking action.
3. Build Your 'Power of Five': To protect yourself financially, A.B. recommends having a solid team of five key people: a financial advisor, an accountant, a lawyer, a power of attorney, and an executor. This team will guide and protect you through financial decisions and prevent potential scams.

3 Memorable Quotes:

1. "Your Social Security number might be the most valuable piece of information you have." — A.B. Ridgeway
2. "It said SSA.US.gov—sounds official, looks official, but we all know the official website is SSA.gov." — A.B. Ridgeway
3. "You need to have a team that’s going to guide you, or you're going to be at a greater risk of falling for these scams." — A.B. Ridgeway

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